Insurance for the FR-S

[jmaryt]

Originally Posted by Jayp

Wow. Most of these quotes are pretty shocking. If these range of quotes really are what we'll be paying, I may have to reconsider buying the FR-S. I'll try and get my own quote later this week.

yup! lot of "assholes" own this car! smashed 'em up already,and screwed the rest of us!..just sayin'

[jmaryt]

old "farts" unite! 'bout time they give us somethin' for being f**king ancient!

[jmaryt]

Originally Posted by Jayp

Wow. Most of these quotes are pretty shocking. If these range of quotes really are what we'll be paying, I may have to reconsider buying the FR-S. I'll try and get my own quote later this week.

Originally Posted by DeeezNuuuts83

Assuming you're in Virginia, the exact minimum limits are 25/50/20 (though you weren't far off)... better than the minimums of a lot of states, yes, but again, higher liability limits are always better to have and typically don't cost a lot.

As a side note, some companies try to steer clear of people who just want minimums, as people who only want the minimums (and likely have little regard for insurance) are sometimes viewed as being statistically more likely to be involved in some activity that results in an insurance claim/loss, and every so often there are carriers that actually charge more for policies quoted with just the minimum coverages compared to if they had selected something better.

The same thing applies for physical damage deductibles. It blows my mind when people only get $1,000 deductibles (unless they're either young or have bad driving histories, as those scenarios will show more significant differences between each deductible option).

Originally Posted by DeeezNuuuts83

If you truly feel that way, then I invite you to stop purchasing insurance, if you feel that they are taking advantage of you. Let me know how that works out for you.

i'm happy you mentioned that! been driving for over 45 years,and the last 20,i have driven "uninsured!" granted,not the smartest play,but it's worked for me,and i have saved a 'ton" of scratch! no bullshit! guess i just like to "roll the dice!" f**k insurance companies! you can drive for years and years WITHOUT a chargeable accident, (pay for years the premiums)and the first claim you submit to these f**kin' vultures,they "slam" ya with a large premium increase! like they really give a f**k about the moral implications of that! c**k sucking thieves! as i mentioned,f**k 'em!

[ravenblackfrs]

Its a sports car... and insurance companies know that...
@jmaryt .... not sure how you did it... but in ga, you arent driving off the lot without proof of insurance... and you tags are revoked if you cancel your insurance.... you might get away for a month, but cops get behind me all the time... 2 tonight while I went out for dinner. They run ur tag, they know immediately you have no insurance... and its a $650 fine plus automatic IMPOUND!

[jmaryt]

yeah! for you! and that's really too bad! check where i live,and you will know the answer to your question!
state of n.h. does NOT require a driver to be insured! if you come up here and drive around,you better
be "gotdamn" sure you have uninsured motorist coverage! just sayin'

[ravenblackfrs]

Originally Posted by jmaryt

yeah! for you! and that's really too bad! check where i live,and you will know the answer to your question!

Must be nice... I aint mad at ya. I dont do shit to get into accidents... and I still pay out the yin yang for insurance... sucks to be us... lol

[dun3]

Originally Posted by jmaryt

i'm happy you mentioned that! been driving for over 45 years,and the last 20,i have driven "uninsured!" granted,not the smartest play,but it's worked for me,and i have saved a 'ton" of scratch! no bullshit! guess i just like to "roll the dice!" f**k insurance companies! you can drive for years and years WITHOUT a chargeable accident, (pay for years the premiums)and the first claim you submit to these f**kin' vultures,they "slam" ya with a large premium increase! like they really give a f**k about the moral implications of that! c**k sucking thieves! as i mentioned,f**k 'em!

Damn your crazy! lol, but I guess if it's been working out for you, all the better. is your current car not insured now as well? I do't even know why I asked, lol

[jmaryt]

Originally Posted by ravenblackfrs

Must be nice... I aint mad at ya. I dont do shit to get into accidents... and I still pay out the yin yang for insurance... sucks to be us... lol

really! you are correct! because as you are aware,you are getting the biggest log driven up your ass by these f**kheads,and they don't even kiss you first!
sucks to have a nice car these days!,and if it is the way you say it is,why can't ya "catch a f**kin' break? f**kin' bandits!

[jmaryt]

Originally Posted by ravenblackfrs

Must be nice... I aint mad at ya. I dont do shit to get into accidents... and I still pay out the yin yang for insurance... sucks to be us... lol

Originally Posted by dun3

Damn your crazy! lol, but I guess if it's been working out for you, all the better. is your current car not insured now as well? I do't even know why I asked, lol

not insured! don't think twice about it! if i did,i would probably get "bent over"
by these pricks too! (carriers)

[ravenblackfrs]

Originally Posted by jmaryt

really! you are correct! because as you are aware,you are getting the biggest log driven up your ass by these f**kheads,and they don't even kiss you first!
sucks to have a nice car these days!,and if it is the way you say it is,why can't ya "catch a f**kin' break? f**kin' bandits!

Oh no doubt... I had to have the insurance papers faxed to the dealership before I took delivery of it. And our tag registration is in a computer database that shows valid insurance. We don't even have to have proof of insurance here, they run your tag and show ur drivers license... its all on the computer from there.

[jmaryt]

i believe all the states do it that way,because it's the law,but not here.proof of insurance is NOT necessary,so not monitored in a data base.that said,it's certainly foolish NOT to have insurance to protect yourself,and i will be the first to agree,however,my admittedly (flawed logic) is that if i get involved in an accident,it will be the other guy's fault,and as such, his carrier will be on the hook for damages.i am aware that this thought process leaves much to be desired,but again,i have been able (up to this point in time) to escape unscathed,so to speak, from the wrath of other motorists.i suspect that at some time in the future this will all come crashing down on top of my head,but for now,i feel i have successfully thwarted the demon's thrust. just sayin'

[marky]

called my AAA for quote FRS " 2,299" for a year.. but i pay like 9 months and i get cover for the next 3 month bill free.. 28 single clean recored i did crash once/fail to stop at stop but that was when i was not on AAA by myself.. also had a fix a ticket on my DC2 for having a HKS Ti exhaust that was not even loud 500$+ ticket/smog/see a judge in court but i cleared the ticket off yeah welcome to SD cali...

[civicdrivr]

When registering a car in VA you can elect to not have insurance. There is a one time fee associated with it though. However, most loan companies require full coverage on the car until it's paid off.

Sent via telepathy

[.Alex]

Originally Posted by jmaryt

i believe all the states do it that way,because it's the law,but not here.proof of insurance is NOT necessary,so not monitored in a data base.that said,it's certainly foolish NOT to have insurance to protect yourself,and i will be the first to agree,however,my admittedly (flawed logic) is that if i get involved in an accident,it will be the other guy's fault,and as such, his carrier will be on the hook for damages.i am aware that this thought process leaves much to be desired,but again,i have been able (up to this point in time) to escape unscathed,so to speak, from the wrath of other motorists.i suspect that at some time in the future this will all come crashing down on top of my head,but for now,i feel i have successfully thwarted the demon's thrust. just sayin'

Hopefully you don't care about your credit and dont own any assets. Driving without insurance is the dumbest thing you can do financially.