Insurance for the FR-S - Page 18 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

Tigranakert · 12-24-2012, 04:15 PM

LOLOLOL I got quoted 3600 for the FRS from farmers insurance and the lady I was talking to said not to even get it with them because they have very high rates for teenagers.

Im 18, LA
Statefarm comes down to 82/month for 6 months.

Vicious LED · 12-24-2012, 04:19 PM

I just switched from State Farm to Geico. No tickets/points, drivers ed, family discounts for state farm...my premium was 344/mo with 500 ded. for collision and comp...now with Geico, it's 154/mo with 250 collision and 0 comp, with 50/100k liability now instead of 25/50 with state farm. Huge discount!

Edit: I'm also 20 years old with a perfect driving record.

FR-S Matt · 12-24-2012, 05:27 PM

Quote:

Originally Posted by Concept-Three-LED's

I just switched from State Farm to Geico. No tickets/points, drivers ed, family discounts for state farm...my premium was 344/mo with 500 ded. for collision and comp...now with Geico, it's 154/mo with 250 collision and 0 comp, with 50/100k liability now instead of 25/50 with state farm. Huge discount!

Edit: I'm also 20 years old with a perfect driving record.

Geico is awesome. I got great coverage for really cheap. Farmer's didn't know how to quote an FR-S.

loveandbooze · 12-24-2012, 05:38 PM

Quote:

Originally Posted by FR-S Matt

Geico is awesome. I got great coverage for really cheap. Farmer's didn't know how to quote an FR-S.

I have Farmers Insurance... My premium went down when I got the FR-S. I'm 23 with at least two speeding tickets a year and one accident within the last 5 years. My husband is on the policy with his 2012 Prius and a few tickets. For $1000 deductibles and AZ minimum requirements for financed vehicles we pay $184/month a $20/month decrease.

kthxbai · 12-25-2012, 01:31 PM

My fiance and I are with Progressive. We have been with them for 6+ years. He drives an `05 tC & I drive the `13 FR-S. We both have clean records, got discounts for being loyal customers, my commute to work is <10 miles a day = $170/month for 6 months; $84 -->tC & $86-->FR-S

jmaryt · 12-25-2012, 01:40 PM

wow! that's super cheap! i assume you have full coverage?

kthxbai · 12-25-2012, 01:56 PM

Quote:

Originally Posted by jmaryt

wow! that's super cheap! i assume you have full coverage?

Yes, my bad for not mentioning that part. Full coverage, 10/20/10, $500 deductible

scion6778 · 12-26-2012, 04:07 PM

Just got a quote from LM(liberty mutual). 2012 jetta gli autobahn and either 2013 frs or brz for $165/ month. 25yrs old/ Las Vegas/deduct is $250 full coverage and 100/?/100 need to double check the ? . There's 2 ppl in this policy, my gf and I. I got a nice deal because I own a VW.

whaap · 12-26-2012, 04:13 PM

Quote:

Originally Posted by kthxbai

Yes, my bad for not mentioning that part. Full coverage, 10/20/10, $500 deductible

You might be getting by on the cheap but you really should review your limits of liability. If you totaled out another persons car equal in value to your FR-S your insurance company would pay out the limits of your policy which is $10,000.00 and you would be on the hook for the rest. How much do you suppose that would be? How much would you be out if you injured someone causing them to be nothing more than kept over night in a hospital?

Jaylyons1 · 12-26-2012, 04:43 PM

I was quoted at $1080 w/geico for the BRZ. $1320 w/geico for the FR-S

BlueLeader · 12-26-2012, 04:49 PM

i'm paying right now 903 for 6 month period. 30 single, several rear end(1 in the past year, 4 other years prior ), 1 speeding ticket since 2009.

DeeezNuuuts83 · 12-26-2012, 06:49 PM

Quote:

Originally Posted by whaap

You might be getting by on the cheap but you really should review your limits of liability. If you totaled out another persons car equal in value to your FR-S your insurance company would pay out the limits of your policy which is $10,000.00 and you would be on the hook for the rest. How much do you suppose that would be? How much would you be out if you injured someone causing them to be nothing more than kept over night in a hospital?

I agree with you, but to clarify, there is no-fault (PIP) coverage required on all auto policies in Florida on top of the required liability coverage limits. So there is a bit of "padding" on their policies.

jmaryt · 12-26-2012, 06:52 PM

Quote:

Originally Posted by whaap

You might be getting by on the cheap but you really should review your limits of liability. If you totaled out another persons car equal in value to your FR-S your insurance company would pay out the limits of your policy which is $10,000.00 and you would be on the hook for the rest. How much do you suppose that would be? How much would you be out if you injured someone causing them to be nothing more than kept over night in a hospital?

f**k it! why even bother with that s**t! just drive around uninsured,and make sure everybody else hits you!

jmaryt · 12-26-2012, 06:54 PM

Quote:

Originally Posted by whaap

You might be getting by on the cheap but you really should review your limits of liability. If you totaled out another persons car equal in value to your FR-S your insurance company would pay out the limits of your policy which is $10,000.00 and you would be on the hook for the rest. How much do you suppose that would be? How much would you be out if you injured someone causing them to be nothing more than kept over night in a hospital?

Quote:

Originally Posted by Jaylyons1

I was quoted at $1080 w/geico for the BRZ. $1320 w/geico for the FR-S

wow! you get penalized for drivin' the same car ehe! he! he! sorry, but the "lizard" is f**king you!

12-26-2012, 04:43 PM	#248
Jaylyons1 Senior Member Join Date: Nov 2012 Drives: 2022 WRB BRZ; 1993 Skyline GT-R Location: Pearl City, HI Posts: 977 Thanks: 331 Thanked 237 Times in 170 Posts Mentioned: 21 Post(s) Tagged: 1 Thread(s)	I was quoted at $1080 w/geico for the BRZ. $1320 w/geico for the FR-S __________________ 2013 BRZ "Bria" Build Thread 2022 BRZ "Grim86" build Thread

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12-24-2012, 04:15 PM	#239
Tigranakert Senior Member Join Date: Aug 2012 Drives: Hot Lava FRS 2013 Location: LA Posts: 137 Thanks: 333 Thanked 27 Times in 21 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	LOLOLOL I got quoted 3600 for the FRS from farmers insurance and the lady I was talking to said not to even get it with them because they have very high rates for teenagers. Im 18, LA Statefarm comes down to 82/month for 6 months.

12-24-2012, 04:19 PM	#240
Vicious LED Banned Join Date: Sep 2012 Drives: Scion FR-S Asphalt Location: Las Vegas, Nevada Posts: 2,093 Thanks: 527 Thanked 457 Times in 318 Posts Mentioned: 32 Post(s) Tagged: 1 Thread(s)	I just switched from State Farm to Geico. No tickets/points, drivers ed, family discounts for state farm...my premium was 344/mo with 500 ded. for collision and comp...now with Geico, it's 154/mo with 250 collision and 0 comp, with 50/100k liability now instead of 25/50 with state farm. Huge discount! Edit: I'm also 20 years old with a perfect driving record.

12-25-2012, 01:40 PM	#244
jmaryt Banned Join Date: Aug 2012 Drives: 2012 honda civic ex Location: salem,nh. Posts: 1,676 Thanks: 299 Thanked 186 Times in 144 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	wow! that's super cheap! i assume you have full coverage?

12-26-2012, 04:07 PM	#246
scion6778 Junior Member Join Date: Dec 2012 Drives: GLI(white), CR-Z(white) Location: Las Vegas Posts: 8 Thanks: 0 Thanked 0 Times in 0 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Just got a quote from LM(liberty mutual). 2012 jetta gli autobahn and either 2013 frs or brz for $165/ month. 25yrs old/ Las Vegas/deduct is $250 full coverage and 100/?/100 need to double check the ? . There's 2 ppl in this policy, my gf and I. I got a nice deal because I own a VW.

12-26-2012, 04:49 PM	#249
BlueLeader Senior Member Join Date: Sep 2012 Drives: Ultramarine Blue Scion FRS Location: San Gabriel Posts: 122 Thanks: 45 Thanked 32 Times in 23 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	i'm paying right now 903 for 6 month period. 30 single, several rear end(1 in the past year, 4 other years prior ), 1 speeding ticket since 2009.

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