Frs got rear ended, Need tips - Page 5 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

Cole · 12-17-2015, 10:03 PM

Quote:

Originally Posted by Tcoat

Thank you for the verification on my theory!

Not just twins, but any sedan and smaller is no good when it's near me. I got spoiled driving out west because of the combination of less traffic and more trucks. Now that I'm working out of the office in Markham most every day, I don't enjoy driving my truck because of all the small car traffic. Hell, even some SUVs give me problems with seeing their lights, but at least most of their 3rd brake lights are higher up.

MrDinkleman · 12-17-2015, 10:13 PM

Quote:

Originally Posted by Tcoat

Yes. I get that but Fuman's accident was single car so there was nobody else's insurance involved. That is what my comment was about.
Of course if it is somebody else hits you then whatever you had is covered.

Oops. Didn't notice you had quoted Fumanchu. Sorry. Then, likewise, of course, you're correct. Never mind...

fumanchu1 · 12-18-2015, 11:27 AM

Quote:

Originally Posted by Tcoat

That is cool! My policy says right in it that any undeclared modifications or parts will not be covered.

Meh mine may say that too but really it all comes down to the insurance agent and evaluator, the insurance guy did love the car so maybe that helped?

fumanchu1 · 12-18-2015, 11:36 AM

Quote:

Originally Posted by Tcoat

Yes. I get that but Fuman's accident was single car so there was nobody else's insurance involved. That is what my comment was about.
Of course if it is somebody else hits you then whatever you had is covered.

Coincidentally I got my claim letter from the insurance and it states I'm 0% responsible,I'm confused but I'll take it.

timmydatooth · 12-18-2015, 11:41 AM

Quote:

Originally Posted by fumanchu1

Coincidentally I got my claim letter from the insurance and it states I'm 0% responsible,I'm confused but I'll take it.

How long did it take you to get that claim letter? Its been a week now for me and still nothing. Seriously hating my insurance right now...

timmydatooth · 12-23-2015, 11:20 AM

So my car is being repaired now. Do you guys think it's worth it for me to go after a diminoshed value claim? Or is my damage not great enough? Also do I file the diminished value claim now or when I get my car back after being repaired?

Elliryx · 12-23-2015, 11:50 AM

Guys I recently got involved in a car accident (The other driver is AT FAULT not me) Initially my Insurance guy said they will total the car but then call me couple days later they will repair it.

As far as after market IF YOU ARE NOT AT FAULT they will repair/replace EVERYTHING you have on that car before the accident. They will pay for my Suntek clear film on my fender and they will re apply OPTI COAT on the entire CAR again.

They have to fix your car to what it was before the accident if they give you a hard time just say the magic word. "I'm calling my lawyer" I said that ONE TIME and they told me give them the invoice hahahaha

Tcoat · 12-23-2015, 12:47 PM

Quote:

Originally Posted by timmydatooth

So my car is being repaired now. Do you guys think it's worth it for me to go after a diminoshed value claim? Or is my damage not great enough? Also do I file the diminished value claim now or when I get my car back after being repaired?

Always worth the shot for diminished value. Doesn't cost you anything to try and who knows they may just pay up.

RichardsFRS · 12-23-2015, 12:51 PM

Did you buy your car brand new? Never buy a brand new car. Buy a Newesd car. Its cheaper , its depreciation is gone and when it gets wrecked, you're not out so much money. Any bang to a car is going to go against it when you sell it. Only way to keep it under the radar is not claim it and get the work done outa your pocket

shellslinger · 12-23-2015, 01:07 PM

Quote:

Originally Posted by Elliryx

Guys I recently got involved in a car accident (The other driver is AT FAULT not me) Initially my Insurance guy said they will total the car but then call me couple days later they will repair it.

As far as after market IF YOU ARE NOT AT FAULT they will repair/replace EVERYTHING you have on that car before the accident. They will pay for my Suntek clear film on my fender and they will re apply OPTI COAT on the entire CAR again.

They have to fix your car to what it was before the accident if they give you a hard time just say the magic word. "I'm calling my lawyer" I said that ONE TIME and they told me give them the invoice hahahaha

99% of the time adjusters don't care if you have an attorney or not for property damage. We go by what policy says and what state laws are applicable.

timmydatooth · 02-03-2016, 01:59 PM

Ok guys so geico is offering me $1,500 for diminished value. Is this fair or should I try negotiating for more? It sounds pretty fair to me considering my car wasn't extremely damaged. All the repairs costed roughly $5000. I have 2013 scion frs 10 series that had a clean car fax til this accident. So I just need some opinions if $1,500 is fair to give me for my diminished value. Should I go ahead and accept the offer? Thanks guys.

humfrz · 02-03-2016, 04:01 PM

$1,500 sounds reasonable to me.

humfrz

gymratter · 02-03-2016, 04:02 PM

I would take it.

timmydatooth · 02-04-2016, 10:38 AM

Thanks yeah I think I'm gonna go ahead and accept the offer. Probably buy some new wheels with it. Lol

12-23-2015, 11:50 AM	#63
Elliryx FT86 Join Date: Aug 2015 Drives: 2015 FRS Ultramarine Location: USA Posts: 78 Thanks: 21 Thanked 30 Times in 17 Posts Mentioned: 1 Post(s) Tagged: 1 Thread(s)	Guys I recently got involved in a car accident (The other driver is AT FAULT not me) Initially my Insurance guy said they will total the car but then call me couple days later they will repair it. As far as after market IF YOU ARE NOT AT FAULT they will repair/replace EVERYTHING you have on that car before the accident. They will pay for my Suntek clear film on my fender and they will re apply OPTI COAT on the entire CAR again. They have to fix your car to what it was before the accident if they give you a hard time just say the magic word. "I'm calling my lawyer" I said that ONE TIME and they told me give them the invoice hahahaha __________________ 2015 FRS Ultramarine 8/20/15 TRD Exhaust System \| Suntek \| Opti - Coat \| K&N D.I.F Future mods: Vortech or Fullblown! Need to more then read some more.

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12-23-2015, 11:20 AM	#62
timmydatooth Senior Member Join Date: Jun 2015 Drives: Scion Frs Location: Florida Posts: 342 Thanks: 74 Thanked 32 Times in 27 Posts Mentioned: 5 Post(s) Tagged: 0 Thread(s)	So my car is being repaired now. Do you guys think it's worth it for me to go after a diminoshed value claim? Or is my damage not great enough? Also do I file the diminished value claim now or when I get my car back after being repaired?

12-23-2015, 12:51 PM	#65
RichardsFRS Senior Member Join Date: Dec 2015 Drives: 2013 Pearl White 6MT Location: Gainesville Ga Posts: 938 Thanks: 5 Thanked 356 Times in 246 Posts Mentioned: 13 Post(s) Tagged: 2 Thread(s)	Did you buy your car brand new? Never buy a brand new car. Buy a Newesd car. Its cheaper , its depreciation is gone and when it gets wrecked, you're not out so much money. Any bang to a car is going to go against it when you sell it. Only way to keep it under the radar is not claim it and get the work done outa your pocket

02-03-2016, 01:59 PM	#67
timmydatooth Senior Member Join Date: Jun 2015 Drives: Scion Frs Location: Florida Posts: 342 Thanks: 74 Thanked 32 Times in 27 Posts Mentioned: 5 Post(s) Tagged: 0 Thread(s)	Ok guys so geico is offering me $1,500 for diminished value. Is this fair or should I try negotiating for more? It sounds pretty fair to me considering my car wasn't extremely damaged. All the repairs costed roughly $5000. I have 2013 scion frs 10 series that had a clean car fax til this accident. So I just need some opinions if $1,500 is fair to give me for my diminished value. Should I go ahead and accept the offer? Thanks guys.

02-03-2016, 04:01 PM	#68
humfrz Senior Member Join Date: May 2013 Drives: 2013 FR-S, white, MT Location: Puyallup, WA Posts: 30,432 Thanks: 29,826 Thanked 32,845 Times in 16,844 Posts Mentioned: 715 Post(s) Tagged: 2 Thread(s)	$1,500 sounds reasonable to me. humfrz

02-03-2016, 04:02 PM	#69
gymratter Senior Member Join Date: Jan 2013 Drives: BMW Location: TX Posts: 2,400 Thanks: 1,972 Thanked 1,827 Times in 954 Posts Mentioned: 7 Post(s) Tagged: 0 Thread(s)	I would take it.

02-04-2016, 10:38 AM	#70
timmydatooth Senior Member Join Date: Jun 2015 Drives: Scion Frs Location: Florida Posts: 342 Thanks: 74 Thanked 32 Times in 27 Posts Mentioned: 5 Post(s) Tagged: 0 Thread(s)	Thanks yeah I think I'm gonna go ahead and accept the offer. Probably buy some new wheels with it. Lol

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