question about insurance - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

GREATNEESSS · 07-10-2014, 02:14 AM

Ok so this isnt specific to our car but here is my question, If you get a speeding ticket and take a driving class to have it removed from your record, do you still need to tell an insurance company about it when applying for insurance?

JEFFY_RA86 · 07-10-2014, 02:24 AM

i got pulled over a few weeks ago and had the same situation. each insurance company is different, but nonetheless, a speeding ticket would be on your record for them to see and its up to them if they would quote you a higher rate. for mine they said as long as i dont have points, then they dont really care.

mav1178 · 07-10-2014, 02:35 AM

You don't need to tell them anything, it's on your driving record.

If done right, it will be on your record but "removed" due to the traffic school completion.

-alex

strat61caster · 07-10-2014, 03:13 AM

If insurance companies have taught me anything it is that they're smart enough to get what's theirs when they can, let the bureaucracy handle it, keep your head down and do the course, unless it's buried in some terms you agreed to the only reason you need to contact them is to make a claim, adjust or pay for your policy.

07-10-2014, 02:14 AM	#1
GREATNEESSS Member Join Date: Sep 2012 Drives: 2013 Scion FR-S Location: California Posts: 59 Thanks: 19 Thanked 6 Times in 6 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	question about insurance Ok so this isnt specific to our car but here is my question, If you get a speeding ticket and take a driving class to have it removed from your record, do you still need to tell an insurance company about it when applying for insurance?

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07-10-2014, 02:24 AM	#2
JEFFY_RA86 Member Join Date: Jun 2014 Drives: 11' E92 335i, 14' FR-S Monogram UMB Location: CNJ Posts: 30 Thanks: 6 Thanked 4 Times in 4 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	i got pulled over a few weeks ago and had the same situation. each insurance company is different, but nonetheless, a speeding ticket would be on your record for them to see and its up to them if they would quote you a higher rate. for mine they said as long as i dont have points, then they dont really care.

07-10-2014, 02:35 AM	#3
mav1178 Senior Member Join Date: Apr 2013 Drives: 2005 Toyota Camry Location: 91745 Posts: 6,562 Thanks: 493 Thanked 6,099 Times in 3,030 Posts Mentioned: 95 Post(s) Tagged: 3 Thread(s)	You don't need to tell them anything, it's on your driving record. If done right, it will be on your record but "removed" due to the traffic school completion. -alex

07-10-2014, 03:13 AM	#4
strat61caster - Join Date: Nov 2012 Drives: '13 FRS - STX Location: SF Bay Area Posts: 10,383 Thanks: 13,790 Thanked 9,502 Times in 5,013 Posts Mentioned: 94 Post(s) Tagged: 3 Thread(s)	If insurance companies have taught me anything it is that they're smart enough to get what's theirs when they can, let the bureaucracy handle it, keep your head down and do the course, unless it's buried in some terms you agreed to the only reason you need to contact them is to make a claim, adjust or pay for your policy.

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