CAR INSURANCE - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

fatzsilog · 05-19-2014, 08:18 PM

Hey guys how much do you pay for your car insurance monthly and what company? Thanks!

strat61caster · 05-19-2014, 08:40 PM

http://lmgtfy.com/?q=ft86club+insurance

There are a thousand variables, your age, driving record, discounts for family plans or employments and most importantly where and how much you drive. You're a lower risk driving in the middle of nowhere central valley California or Wisconsin than NY, LA, Atl etc.

You're going to get responses from $50/month to $400/month, just go get a quote from a bunch of companies and grab the best one (note I did not say cheapest, if you have a lien there are minimum requirements to satisfy the lending company).

fistpoint · 05-19-2014, 08:43 PM

If I had the exact same job as you, lived next door in an identical house, and bought our cars on the same day AND had the same insurance company...we could have vastly different prices.

If you're asking just out of curiosity, fine. If you're asking to get an idea for yourself, that's going to be mostly impossible.

Credit rating, education level, age, married/single, there are dozens of things that can alter your rate from another persons.

fatzsilog · 05-19-2014, 08:46 PM

@strat61caster i pay $700 for 6 months and i think its way expensive. Thanks for the infos.

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humfrz · 05-19-2014, 09:32 PM

$64 per month with USAA ..... but I'm an old, boring driver.

humfrz

RockRoll · 05-19-2014, 09:35 PM

I pay $465 every six months ($77 mo) For my Si. I talked to my Progressive agent and an FRS would be $472 each six months ($78 mo). So it's about the same for either car.

No tickets or accidents at all in over 20 years.

strat61caster · 05-19-2014, 09:50 PM

Quote:

Originally Posted by fatzsilog

@strat61caster i pay $700 for 6 months and i think its way expensive. Thanks for the infos.

Sent from my iPhone using Tapatalk

Right, $116/month, like others have posted they could be your twin and have different rates, what you're getting isn't unreasonable for one car, it could certainly be lower or higher.

All you can do is cross shop and see who's spreadsheet cuts you a break.

sirsol66 · 05-19-2014, 09:55 PM

Mine's right around 1000/6 month, but I'm 26, no accidents/no tickets, in Michigan (high insurance rate), and have not had auto insurance in over 4 years since the FR-S and my previous vehicle were provided by the company. This is still cheaper than my last evo (1200/6 months) that I had when I was 21. Not cheap, but not horrible. I imagine if I also insure my house through them, it should be more reasonable.

mav1178 · 05-19-2014, 09:58 PM

Quote:

Originally Posted by fatzsilog

@strat61caster i pay $700 for 6 months and i think its way expensive. Thanks for the infos.

Sent from my iPhone using Tapatalk

Wait till you start owning a house and raise your liability limits to maximum.

If you don't understand this, you don't deserve to be driving a car.

-alex

PandaSPUR · 05-19-2014, 09:59 PM

Quote:

Originally Posted by fatzsilog

@strat61caster i pay $700 for 6 months and i think its way expensive. Thanks for the infos.

Sent from my iPhone using Tapatalk

For what its worth, I'm 22 with master's degree, new driver, steady job, and I decided to try a quote for insuring a FRS under progressive.

$180/mo with no comprehensive or any coverage for myself/my car.

eSOLOR · 05-19-2014, 10:06 PM

$1080 every 6 months for the first year under 21st Century. It went up $13 this year... Im 22 and under my parents insurance policy. If I had got my own policy it would've been $350/month!

NemesisPrime909 · 05-19-2014, 10:09 PM

Quote:

Originally Posted by humfrz

$64 per month with USAA ..... but I'm an old, boring driver.

humfrz

I keep forgetting about USAA

both my parents are Marines.

thanks for reminding me of USAA!

Manic · 05-19-2014, 10:34 PM

24, no recent accidents or bad driving record - 300/100/300k coverage with a $500 deductible - Geico

I pay about $110 a month.

FRSupra · 05-19-2014, 10:55 PM

Full coverage plus gap. 145/month, Nationwide.

05-19-2014, 08:18 PM	#1
fatzsilog Member Join Date: Aug 2013 Drives: toyota 86 Location: carson, ca Posts: 42 Thanks: 2 Thanked 11 Times in 6 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	CAR INSURANCE Hey guys how much do you pay for your car insurance monthly and what company? Thanks!

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05-19-2014, 08:43 PM	#3
fistpoint Senior Member Join Date: Dec 2011 Drives: Supercharged Golf Cart Location: Estados Unitos Posts: 1,196 Thanks: 75 Thanked 364 Times in 206 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	If I had the exact same job as you, lived next door in an identical house, and bought our cars on the same day AND had the same insurance company...we could have vastly different prices. If you're asking just out of curiosity, fine. If you're asking to get an idea for yourself, that's going to be mostly impossible. Credit rating, education level, age, married/single, there are dozens of things that can alter your rate from another persons.

05-19-2014, 08:46 PM	#4
fatzsilog Member Join Date: Aug 2013 Drives: toyota 86 Location: carson, ca Posts: 42 Thanks: 2 Thanked 11 Times in 6 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	@strat61caster i pay $700 for 6 months and i think its way expensive. Thanks for the infos. Sent from my iPhone using Tapatalk

05-19-2014, 09:32 PM	#5
humfrz Senior Member Join Date: May 2013 Drives: 2013 FR-S, white, MT Location: Puyallup, WA Posts: 30,409 Thanks: 29,793 Thanked 32,808 Times in 16,829 Posts Mentioned: 715 Post(s) Tagged: 2 Thread(s)	$64 per month with USAA ..... but I'm an old, boring driver. humfrz

05-19-2014, 09:35 PM	#6
RockRoll Member Join Date: May 2014 Drives: 2013 Civic Si Location: Florida Posts: 45 Thanks: 130 Thanked 13 Times in 8 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	I pay $465 every six months ($77 mo) For my Si. I talked to my Progressive agent and an FRS would be $472 each six months ($78 mo). So it's about the same for either car. No tickets or accidents at all in over 20 years.

05-19-2014, 09:55 PM	#8
sirsol66 Senior Member Join Date: Apr 2013 Drives: 2013 FRS- Hot Lava Location: Michigan Posts: 674 Thanks: 16 Thanked 162 Times in 115 Posts Mentioned: 4 Post(s) Tagged: 0 Thread(s)	Mine's right around 1000/6 month, but I'm 26, no accidents/no tickets, in Michigan (high insurance rate), and have not had auto insurance in over 4 years since the FR-S and my previous vehicle were provided by the company. This is still cheaper than my last evo (1200/6 months) that I had when I was 21. Not cheap, but not horrible. I imagine if I also insure my house through them, it should be more reasonable.

05-19-2014, 10:06 PM	#11
eSOLOR Senior Member Join Date: Jul 2013 Drives: Subaru BRZ Location: Hayward, CA Posts: 289 Thanks: 101 Thanked 86 Times in 65 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	$1080 every 6 months for the first year under 21st Century. It went up $13 this year... Im 22 and under my parents insurance policy. If I had got my own policy it would've been $350/month!

05-19-2014, 10:34 PM	#13
Manic Is not fast. Join Date: Oct 2013 Drives: 2014 Whiteout M/T Location: SoCal Posts: 521 Thanks: 208 Thanked 474 Times in 199 Posts Mentioned: 9 Post(s) Tagged: 2 Thread(s)	24, no recent accidents or bad driving record - 300/100/300k coverage with a $500 deductible - Geico I pay about $110 a month.

05-19-2014, 10:55 PM	#14
FRSupra Senior Member Join Date: Dec 2012 Drives: 2013 FR-S Location: PA Posts: 506 Thanks: 455 Thanked 464 Times in 164 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	Full coverage plus gap. 145/month, Nationwide.

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