Insurance in the GTA - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

Raymer · 08-13-2013, 11:22 PM

So I picked up my white out frs on august 6th. All is well except how much my insurance is. For strictly the frs the insurance is 486 a month. I understand I am a young male but holy s**t does this seem to high for most? Where are you guys insured and what kind of rates are you paying.

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styl3z · 08-13-2013, 11:41 PM

What's your age and driving record? I'm with desjardins, 26, paying 220 with a speeding ticket on record.

Raymer · 08-13-2013, 11:44 PM

Im 20 with no tickets and was in a not at fault accident.

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8987846 · 08-13-2013, 11:50 PM

when i was 20, i paid 400 as well. try "the personal", you should be able to get into 300 range.
now i'm 24 with 0 ticket/G/0 accident, paying 220 (TD monex). it is still way too much....

didn't the mayor/governor say to reduce insurance cost some time ago?where is it?

Raymer · 08-13-2013, 11:53 PM

Thanks for the input guys

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FeveRS · 08-14-2013, 12:17 AM

I'm 27 with 1 speeding ticket, currently paying $198 tax included.

wparsons · 08-14-2013, 12:34 PM

Mine is around $230/month, 32 and clean record. Good luck getting good rates in the GTA at or under 20ish, I've seen quotes as high as $10k/year for new drivers on a corolla.

FWIW, rates don't seem to be worse on these cars, I was looking at a few others and this was actually slightly cheaper to insure than a Mazda 3 Skyactiv (not Mazdaspeed 3!).

RedFR-s · 08-14-2013, 12:54 PM

I'm 23 with 3 speeding tickets and pay about $200/mnth less than that. I would suggest shopping around.

If you don't have a G lisence yet then you'll be screwed anywhere you go.

Coach Hines · 08-14-2013, 07:39 PM

Quote:

Originally Posted by FeveRS

I'm 27 with 1 speeding ticket, currently paying $198 tax included.

Who are you insured with? It is true that overall it's pretty damn expensive everywhere I've tried a quote at least.

FeveRS · 08-14-2013, 08:28 PM

pm me and i get get you their website for it

joergasm · 08-14-2013, 09:22 PM

with the personel, 24, one at fault & one speeding. 430. he told me that there was an error and I was not at fault and said it was 400 but then noticed that there was an error in the records...and now I am sad. csb.

PMPB · 08-14-2013, 11:06 PM

HOLY CRAP

28yo, 1 at fault, 1 ticket. $2Mill cover, 5 year replacement guarantee, 500 deductables. $175/mo

If I was OP. I'd drive the FRS all summer, and store it all winter, and drive a 1992 Civic all winter. That's just not affordable.

KKaWing · 08-14-2013, 11:15 PM

I thought you can't buy part year insurance anymore... or was that just motorcycles?

wparsons · 08-15-2013, 09:15 AM

Anyone posting rates, also post where you live. My insurance doubled when I moved from Guelph to Toronto with no other changes.

08-13-2013, 11:22 PM	#1
Raymer Member Join Date: Aug 2013 Drives: 2013 FR-S Whiteout Location: Toronto Posts: 29 Thanks: 6 Thanked 3 Times in 3 Posts Mentioned: 0 Post(s) Tagged: 1 Thread(s)	Insurance in the GTA So I picked up my white out frs on august 6th. All is well except how much my insurance is. For strictly the frs the insurance is 486 a month. I understand I am a young male but holy s**t does this seem to high for most? Where are you guys insured and what kind of rates are you paying. Sent from my SGH-I317M using Tapatalk 4

08-14-2013, 12:54 PM	#8
RedFR-s Builder/Driver/Enthusiast Join Date: Mar 2013 Drives: 2013 FR-S 6MT Turbo Firestorm Location: SW ON / Central KY Posts: 474 Thanks: 103 Thanked 101 Times in 84 Posts Mentioned: 6 Post(s) Tagged: 0 Thread(s)	I'm 23 with 3 speeding tickets and pay about $200/mnth less than that. I would suggest shopping around. If you don't have a G lisence yet then you'll be screwed anywhere you go. __________________ Andy 1977 Triumph Spitfire 1500 - New Project 2013 Firestorm FR-S 6MT Turbo - Sold 2013 Honda CBR 250 Repsol- Toy 2017 Toyota Tacoma - The Rig

08-14-2013, 09:22 PM	#11
joergasm Senior Member Join Date: Sep 2012 Drives: Subaru BRZ 2013 - SWP 6MT Location: Toronto Posts: 354 Thanks: 97 Thanked 42 Times in 25 Posts Mentioned: 5 Post(s) Tagged: 0 Thread(s)	with the personel, 24, one at fault & one speeding. 430. he told me that there was an error and I was not at fault and said it was 400 but then noticed that there was an error in the records...and now I am sad. csb. __________________

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08-13-2013, 11:41 PM	#2
styl3z Member Join Date: Apr 2012 Drives: 2013 Scion FRS Whiteout Location: Ontario, Canada Posts: 65 Thanks: 31 Thanked 7 Times in 3 Posts Mentioned: 2 Post(s) Tagged: 1 Thread(s)	What's your age and driving record? I'm with desjardins, 26, paying 220 with a speeding ticket on record.

08-13-2013, 11:44 PM	#3
Raymer Member Join Date: Aug 2013 Drives: 2013 FR-S Whiteout Location: Toronto Posts: 29 Thanks: 6 Thanked 3 Times in 3 Posts Mentioned: 0 Post(s) Tagged: 1 Thread(s)	Im 20 with no tickets and was in a not at fault accident. Sent from my SGH-I317M using Tapatalk 4

08-13-2013, 11:50 PM	#4
8987846 Senior Member Join Date: May 2012 Drives: BRZ MT SWP Location: Toronto Posts: 155 Thanks: 52 Thanked 21 Times in 12 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	when i was 20, i paid 400 as well. try "the personal", you should be able to get into 300 range. now i'm 24 with 0 ticket/G/0 accident, paying 220 (TD monex). it is still way too much.... didn't the mayor/governor say to reduce insurance cost some time ago?where is it?

08-13-2013, 11:53 PM	#5
Raymer Member Join Date: Aug 2013 Drives: 2013 FR-S Whiteout Location: Toronto Posts: 29 Thanks: 6 Thanked 3 Times in 3 Posts Mentioned: 0 Post(s) Tagged: 1 Thread(s)	Thanks for the input guys Sent from my SGH-I317M using Tapatalk 4

08-14-2013, 12:17 AM	#6
FeveRS Member Join Date: Jul 2013 Drives: 2013 FRS, BMW Z4 Location: Markham, Toronto Posts: 19 Thanks: 4 Thanked 2 Times in 2 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	I'm 27 with 1 speeding ticket, currently paying $198 tax included.

08-14-2013, 08:28 PM	#10
FeveRS Member Join Date: Jul 2013 Drives: 2013 FRS, BMW Z4 Location: Markham, Toronto Posts: 19 Thanks: 4 Thanked 2 Times in 2 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	pm me and i get get you their website for it

08-14-2013, 11:06 PM	#12
PMPB Senior Member Join Date: May 2013 Drives: BRZ Sport-tech Location: Canada Posts: 347 Thanks: 77 Thanked 182 Times in 111 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	HOLY CRAP 28yo, 1 at fault, 1 ticket. $2Mill cover, 5 year replacement guarantee, 500 deductables. $175/mo If I was OP. I'd drive the FRS all summer, and store it all winter, and drive a 1992 Civic all winter. That's just not affordable.

08-14-2013, 11:15 PM	#13
KKaWing Senior Member Join Date: Apr 2012 Drives: Nissan Versa Location: T.O. Posts: 147 Thanks: 30 Thanked 91 Times in 51 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	I thought you can't buy part year insurance anymore... or was that just motorcycles?

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