Insurance Premium - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

gouldilocks · 01-30-2016, 04:29 PM

Probably not warranted of a new thread.

but, i have Geico Auto insurance and just noticed when it renewed my insurance, my premium went up 200 dollars. 25 of age , no accidents or tickets what gives

can you rookies stop crashing your car.

anybody else go up?

Kiske · 01-30-2016, 04:36 PM

Your welcome!

$200? Mine went up $20.00 when I paid in december (6mo...)

Jfheisenberg · 01-30-2016, 06:10 PM

Mine its Geico $181 per month for full cover. I have two points in my insurance that will go away end of this year.

TofuJoe · 01-30-2016, 10:05 PM

My Geico policy went up $200 this year. I shopped around and ended up switching to AAA which was the same price as I was paying before. Bye bye lizard!

Side · 01-30-2016, 10:27 PM

Mine is $150 a month full coverage through AAA/Progressive. Currently have a few safe driver discounts, and it'll drop again when I turn 25 later this year.

dtrop · 01-30-2016, 10:53 PM

It doesn't matter what our insurance are or how they go up or down.

We don't live in the same town as you and we don't have all equivalent records and personal information.

acetothermus · 01-30-2016, 10:58 PM

You guys are going to hate me, but.......

My monthly went up near enough to 60 dollars (US) a month as not to matter. Of course I have good driver, multicar, and another discount that I can't remember. I'm paying right around 163 for full coverage on two cars, a 2016 BRZ and a 2008 Tacoma.

edit: No accidents ever since I've been driving, had a speeding ticket well over 15 years ago (that's long dropped off the record) and that's it.

go_a_way1 · 01-30-2016, 11:33 PM

Quote:

Originally Posted by acetothermus

You guys are going to hate me, but.......

My monthly went up near enough to 60 dollars (US) a month as not to matter. Of course I have good driver, multicar, and another discount that I can't remember. I'm paying right around 163 for full coverage on two cars, a 2016 BRZ and a 2008 Tacoma.

edit: No accidents ever since I've been driving, had a speeding ticket well over 15 years ago (that's long dropped off the record) and that's it.

I pay $500/month hahaha!! 22 years old and 1 speeding ticket the will expire this year

B-R-Z · 01-30-2016, 11:50 PM

So many things go into your rate. I work in the industry.

age
sex
marital status
where you live (this is a major contributing factor)
credit history
claim history
motor vehicle history (violations/tickets)
mileage driven (daily/annually)

Plus each company has their own rating system so comparing one company to the next isn't feasible.

mdm · 01-30-2016, 11:58 PM

I don't have a twin, but thinking of potentially buying one, I recently run a quote on Geico website (I have my current car insured with them) and apparently it would be $650/6 months to insure a new FRS for me.

FRSBRZGT86FAN · 01-31-2016, 12:04 AM

Quote:

Originally Posted by mdm

I don't have a twin, but thinking of potentially buying one, I recently run a quote on Geico website (I have my current car insured with them) and apparently it would be $650/6 months to insure a new FRS for me.

By a chance how old are you?

mdm · 01-31-2016, 12:11 AM

Quote:

Originally Posted by FRSBRZGT86FAN

By a chance how old are you?

Not 22, obviously. Multiply by two and you will be very close.

Also, quite unexplicably ;-) I have had only one speeding ticket 7 or 8 years ago, plus one speed camera ticket maybe 5 years ago, and none of these seemed to affect my insurance AFAIR.

Brayden_23 · 01-31-2016, 12:28 AM

Just for comparison sake, I will chime in here.

I am 22 and my monthly payment is only ~$60. Granted I don't have full coverage (probably will upgrade soon) which is probably why it's so low. I also have USAA who give me discounts for pretty much everything (legacy discount, safe driver discount, good student discount, good looking discount...

)

My premiums haven't increased at all either. I had a hunch that buying a "sports car" would be a little more expensive to insure, so even if my rate goes up I really can't complain. This car really attracts that age group (my age group) who buy this car because it looks great and we need to show off how absolutely friggin awesome it is even though we haven't quite honed our hooning skills just yet. I think we all knew this going in so as sucky as it is, it seems like it will be a fact of owning this car.

Rifle · 01-31-2016, 12:39 AM

21. Suburban PA. On my parents insurance, multi car/home owners, etc.
credit ~700-750. Claims, 1 total loss 1.5 years ago. 100k/300k/full coverage. '16 Hyper.Blue

$277/mo.

01-30-2016, 04:29 PM	#1
gouldilocks Member Join Date: Aug 2015 Drives: 2013 SWP BRZ Location: Chicago Posts: 45 Thanks: 21 Thanked 21 Times in 11 Posts Mentioned: 2 Post(s) Tagged: 0 Thread(s)	Insurance Premium Probably not warranted of a new thread. but, i have Geico Auto insurance and just noticed when it renewed my insurance, my premium went up 200 dollars. 25 of age , no accidents or tickets what gives can you rookies stop crashing your car. anybody else go up?

01-30-2016, 04:36 PM	#2
Kiske Senior Member Join Date: Jun 2013 Drives: RX-7 / BRZ Location: USA Posts: 2,349 Thanks: 1,031 Thanked 2,501 Times in 1,081 Posts Mentioned: 27 Post(s) Tagged: 0 Thread(s)	Your welcome! $200? Mine went up $20.00 when I paid in december (6mo...) __________________ //2013 World Rally Blue BRZ Limited FBM Turbo--gone //2018 Crystal White Pearl BRZ Ts 2.2l Harrop Supercharged

01-31-2016, 12:39 AM	#14
Rifle EX-86 Supercharged God Join Date: Aug 2015 Drives: '16 Series.HyperBlue BRZ Location: Philadelphia->Montana Posts: 766 Thanks: 220 Thanked 479 Times in 253 Posts Mentioned: 16 Post(s) Tagged: 1 Thread(s)	21. Suburban PA. On my parents insurance, multi car/home owners, etc. credit ~700-750. Claims, 1 total loss 1.5 years ago. 100k/300k/full coverage. '16 Hyper.Blue $277/mo. __________________ Sprintex 210 Supercharged HyperBlue BRZ "HI MOM" 295WHP/220TQ

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01-30-2016, 06:10 PM	#3
Jfheisenberg Senior Member Join Date: Jan 2015 Drives: 2015 BRZ Series Blue WRB Location: North Jersey Posts: 830 Thanks: 371 Thanked 204 Times in 156 Posts Mentioned: 2 Post(s) Tagged: 1 Thread(s)	Mine its Geico $181 per month for full cover. I have two points in my insurance that will go away end of this year.

01-30-2016, 10:05 PM	#4
TofuJoe Ohne Titel Join Date: May 2015 Drives: 2017 BRZ PP ISM Location: SF Bay Area Posts: 684 Thanks: 1,141 Thanked 412 Times in 234 Posts Mentioned: 11 Post(s) Tagged: 0 Thread(s)	My Geico policy went up $200 this year. I shopped around and ended up switching to AAA which was the same price as I was paying before. Bye bye lizard!

01-30-2016, 10:27 PM	#5
Side Senior Member Join Date: Sep 2015 Drives: 2018 BRZ tS Location: Washington Posts: 212 Thanks: 314 Thanked 114 Times in 69 Posts Mentioned: 9 Post(s) Tagged: 0 Thread(s)	Mine is $150 a month full coverage through AAA/Progressive. Currently have a few safe driver discounts, and it'll drop again when I turn 25 later this year.

01-30-2016, 10:53 PM	#6
dtrop Senior Member Join Date: Jun 2012 Drives: Wrb 2014 limited brZ Location: United States Posts: 436 Thanks: 5 Thanked 185 Times in 103 Posts Mentioned: 2 Post(s) Tagged: 0 Thread(s)	It doesn't matter what our insurance are or how they go up or down. We don't live in the same town as you and we don't have all equivalent records and personal information.

01-30-2016, 10:58 PM	#7
acetothermus Senior Member Join Date: Dec 2011 Drives: Flying in a Blue Dream Location: California Posts: 224 Thanks: 205 Thanked 123 Times in 75 Posts Mentioned: 3 Post(s) Tagged: 1 Thread(s)	You guys are going to hate me, but....... My monthly went up near enough to 60 dollars (US) a month as not to matter. Of course I have good driver, multicar, and another discount that I can't remember. I'm paying right around 163 for full coverage on two cars, a 2016 BRZ and a 2008 Tacoma. edit: No accidents ever since I've been driving, had a speeding ticket well over 15 years ago (that's long dropped off the record) and that's it.

01-30-2016, 11:58 PM	#10
mdm not a twin owner Join Date: Jan 2016 Drives: 2016 Veloster Turbo DCT Location: Northern Virginia, USA Posts: 734 Thanks: 992 Thanked 463 Times in 267 Posts Mentioned: 7 Post(s) Tagged: 2 Thread(s)	I don't have a twin, but thinking of potentially buying one, I recently run a quote on Geico website (I have my current car insured with them) and apparently it would be $650/6 months to insure a new FRS for me.

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