Insurance, brz vs frs

[Tcoat]

Originally Posted by WhiteFRS69

first, we will need your full social, and your mothers maiden name

As well as the type of car you first drove and the name of your first pet.

[phrosty]

Why do people post their insurance costs without posting their coverage? It is meaningless otherwise.

[JonAvalon]

The defensive driving tip is a good one, but since you're young you might want to double check your eligibility for your state and insurance company. Most will only apply it for senior drivers. Last year I took an approved DD course and I wasn't eligible by Geico because it only applied to senior drivers in TX. So yea check that stuff first.

[Ddreder]

Originally Posted by Amanofdragons

How much is everyone paying a month in insurance? Also does one brand tend to be cheaper to insure? The quote I got was about 135 a month for a used 2013. Downside to being young.

I am also in washington and full coverage on my 13 FRS and liability on my miata through geico for me is only $122. If I only had the FRS on there then it would be about $20 cheaper. I am also young at 23 and I had no tickets on record when I got my plan (I have since had one ticket..) But my rates stayed the same. You should be able to get a similar rate if your driving record is similar. If you have a bunch of tickets then ya you are effed lol.

[HotLavaFRS]

I'd have to double check but I pay $225 a month for both the FR-S and the Mustang combined. Both have 50/100/50 coverage and a 100/250 comp/collision.

[LucidMomentum]

I'm fortunate in the sense that my mother worked for USAA so we got grandfathered into their Military rates, and then maybe a discount on top of it for being family of an employee.


So, my monthly insurance is around 70$. Granted I've been driving for about 7 years now with no tickets or accidents, and my employer mandates we have defensive driving training and refreshers every couple of years, so that factors into my rate as well.


An EVO would've been about double from USAA to insure, though.

[D_Thissen]

Originally Posted by Amanofdragons

How much is everyone paying a month in insurance? Also does one brand tend to be cheaper to insure? The quote I got was about 135 a month for a used 2013. Downside to being young.

You're complaining about <1700 bucks a year?! Sorry dude but that's peanuts. When I was younger (17 to be exact), I bought a 1992 Cavalier RS(3.1L V6 some of you may remember those lol) and my insurance was 4200 bucks a year, 350 a month!!!
I am almost 27 now, with a clean record and my insurance is still around 1800 a year. Consider yourself lucky lol

[mav1178]

Mine is $1!

[soulreapersteve]

Originally Posted by JonAvalon

The defensive driving tip is a good one, but since you're young you might want to double check your eligibility for your state and insurance company. Most will only apply it for senior drivers. Last year I took an approved DD course and I wasn't eligible by Geico because it only applied to senior drivers in TX. So yea check that stuff first.

This. I asked my insurance agent about taking a dd course or two, but she said it only applies to 55+ year old drivers.

It's good to take one but no reduction in insurance rate.

[Tcoat]

Originally Posted by soulreapersteve

She said it only applies to 55+ year old drivers.

It's good to take one but no reduction in insurance rate.

Includes such topics as:
Turn off your signal when done a turn
Stay awake at all times
Hands on the wheel even when they are required for talking
Remove pump hose from filler before driving away
Don't turn head to stare at pedestrians even if it may be Cousin Bertha
Going too slow is as bad as going too fast
More than one person will fit in a 12 year old Buick with 100 miles on it, carpool to the quilting bee
A full stop is not required before turning right into a laneway
Stuffed animals and Kleenex boxes on the back ledge do block vision
If under 4 feet tall a cushion should be used
If looking for an address do not stop in front of every building until you find it

[Fishbed77]

Personally, I was initially shocked at how inexpensive coverage for my 2013 6MT FR-S is.

The premiums over a whole year are only $24 more than my wife's identically-insured 4-door 2006 Civic EX (and she has a perfect driving record).

[TRD-X]

Originally Posted by Tcoat

Exactly! Mine just came up for renewal and the Broker changed companies. I now pay $840 a year with full coverage including vehicle replacement value and a low deductible. Anybody want to top that? (Just as a practical demonstration in how futile it is to compare)

OK Tcoat I'll play....

I have zero tickets (safe driver) and military discount.

I pay $730.00 per year for full coverage including vehicle replacement value and a low deductible (250.00). Plus I have $500K coverage for every occupant's medical/ loss of life coverage.

[jeffchap]

$89/month for 25/50/25 and 500 deductible. I'm 50 y/o but have a 19 y/o female driver in the house. She has her own car and never drives mine, but my premiums went up about 40% when she turned 16.

[86Hiro]

$91.07 per month for 6 months. No Tickets, No Accidents, NADA. 10/20/10 policy with $500 deductible.