Must have hit something. Will insurance cover this? - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

retrosmiths · 05-24-2013, 01:35 PM

What a crappy way to start Friday.

Forgive the dirt.

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supramkivtt2jz · 05-24-2013, 01:37 PM

Cover what? This is road tar.

retrosmiths · 05-24-2013, 01:38 PM

That 2" gash.

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chenshuo · 05-24-2013, 01:39 PM

well, that depends on the kind of insurance you have and what your deductible is.

supramkivtt2jz · 05-24-2013, 01:40 PM

im going to assume not. Its not a safety concern, so youll have to pay your deductable.

shawnperolis · 05-24-2013, 01:41 PM

I doubt insurance will cover that. Cars get nicked up, you're gunna have to deal with it. Get some touch up paint and call it a day.

Asphalt~86 · 05-24-2013, 01:44 PM

Rally armors ftw

retrosmiths · 05-24-2013, 01:56 PM

Crap. I have a $500 deductible. How much is touch up paint?

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CamryDS · 05-24-2013, 02:00 PM

Quote:

Originally Posted by retrosmiths

Crap. I have a $500 deductible. How much is touch up paint?

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lol 10 bucks from dealership

mrjester · 05-24-2013, 02:06 PM

Quote:

Originally Posted by retrosmiths

Must have hit something. Will insurance cover this?

You really don't want to make a claim on something trivial like that. It ends up on the the vehicles history for the life of the car as well as a claim on your insurance. Insurance people don't like it when you make claims and tend to raise your rates if you do so.

ProTip: Even calling them to ask if it is covered can result in a note on your account or in some cases, even be considered a claim depending on your company and the method you chose to contact with (such as calling the 1-800 number on your insurance card).

Most importantly, as others have said, it will cost you at least your deductible. $500 for something like that, isn't worth it.

Dake · 05-24-2013, 02:15 PM

Just a heads up - the Pearl touch-up paint is pretty terrible. I bought some for a couple of rock chips and the stuff comes out like skim milk. I finally had to use regular white touch up paint as a base-coat and then dab a bit of the pearl on it to match the tone.

cgrey · 05-24-2013, 02:23 PM

I think it's a total loss. Better contact your agent.

Mokiki · 05-24-2013, 02:25 PM

Quote:

Originally Posted by retrosmiths

Crap. I have a $500 deductible. How much is touch up paint?

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I got one free from dealer, just ask the person who sold you the car.

Ryuu0u · 05-24-2013, 02:27 PM

Quote:

Originally Posted by cgrey

I think it's a total loss. Better contact your agent.

I got dibs on the car as scrap. $200 and willing to pay for shipping.

05-24-2013, 01:35 PM	#1
retrosmiths Senior Member Join Date: May 2013 Drives: Scion FR-S Whiteout Location: Hollywood, CA Posts: 962 Thanks: 297 Thanked 241 Times in 137 Posts Mentioned: 22 Post(s) Tagged: 0 Thread(s)	Must have hit something. Will insurance cover this? What a crappy way to start Friday. Forgive the dirt. Sent from my Galaxy Nexus using Tapatalk 2 Attached Images __________________ 2013 Scion FR-S

05-24-2013, 01:38 PM	#3
retrosmiths Senior Member Join Date: May 2013 Drives: Scion FR-S Whiteout Location: Hollywood, CA Posts: 962 Thanks: 297 Thanked 241 Times in 137 Posts Mentioned: 22 Post(s) Tagged: 0 Thread(s)	That 2" gash. Sent from my Galaxy Nexus using Tapatalk 2 __________________ 2013 Scion FR-S

05-24-2013, 01:39 PM	#4
chenshuo Senior Member Join Date: Nov 2012 Drives: WRB BRZ Location: Toronto Posts: 1,260 Thanks: 259 Thanked 473 Times in 245 Posts Mentioned: 8 Post(s) Tagged: 0 Thread(s)	well, that depends on the kind of insurance you have and what your deductible is. __________________

05-24-2013, 01:56 PM	#8
retrosmiths Senior Member Join Date: May 2013 Drives: Scion FR-S Whiteout Location: Hollywood, CA Posts: 962 Thanks: 297 Thanked 241 Times in 137 Posts Mentioned: 22 Post(s) Tagged: 0 Thread(s)	Crap. I have a $500 deductible. How much is touch up paint? Sent from my Galaxy Nexus using Tapatalk 2 __________________ 2013 Scion FR-S

05-24-2013, 02:23 PM	#12
cgrey Senior Member Join Date: Jun 2012 Drives: 2013 Argento Silver FR-S Location: NYC Posts: 286 Thanks: 41 Thanked 203 Times in 74 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	I think it's a total loss. Better contact your agent. __________________ Dear cgrey, You have received an infraction at Scion FR-S Forum \| Subaru BRZ Forum \| Toyota 86 GT 86 Forum \| AS1 Forum - FT86CLUB. Reason: Quit the trolling.

05-24-2013, 01:41 PM	#6
shawnperolis Senior Member Join Date: Feb 2013 Drives: 2013 Scion FR-S MT "Panda" Location: Tallmadge, Ohio Posts: 386 Thanks: 148 Thanked 277 Times in 86 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	I doubt insurance will cover that. Cars get nicked up, you're gunna have to deal with it. Get some touch up paint and call it a day.

05-24-2013, 01:44 PM	#7
Asphalt~86 Banned Join Date: Oct 2012 Drives: Asphalt AT Location: Midwest Posts: 813 Thanks: 324 Thanked 608 Times in 262 Posts Mentioned: 10 Post(s) Tagged: 0 Thread(s)	Rally armors ftw

05-24-2013, 02:15 PM	#11
Dake Senior Member Join Date: Aug 2012 Drives: FR-S Location: Houston Posts: 1,081 Thanks: 469 Thanked 840 Times in 423 Posts Mentioned: 5 Post(s) Tagged: 0 Thread(s)	Just a heads up - the Pearl touch-up paint is pretty terrible. I bought some for a couple of rock chips and the stuff comes out like skim milk. I finally had to use regular white touch up paint as a base-coat and then dab a bit of the pearl on it to match the tone.

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