TD Insurance - don't tellem... - Page 2 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

bergyb · 03-15-2013, 09:56 PM

Quote:

Originally Posted by KPDoubleX

Ya I wouldnt have told them anything....its none of their business anyways!

LOLz. Actually, it IS their business...LITERALLY.

KPDoubleX · 03-15-2013, 11:20 PM

ok reword that....I know it is their business to know....but what person who mods their car actually tells them?

TeamZleep · 03-15-2013, 11:35 PM

I do. My insurance company covers the car with no problems. I ran over some un-avoidable debris dropped from a dump truck with my bagged 2008 R32 with many... Many engine/brake/suspension mods and very expensive wheels... They covered it without a hiccup. I even brought up my frame notch and the adjuster didn't care. USAA is awesome.

djdnz · 03-16-2013, 08:53 AM

Quote:

Originally Posted by TeamZleep

I do. My insurance company covers the car with no problems. I ran over some un-avoidable debris dropped from a dump truck with my bagged 2008 R32 with many... Many engine/brake/suspension mods and very expensive wheels... They covered it without a hiccup. I even brought up my frame notch and the adjuster didn't care. USAA is awesome.

You're posting in a Canadian forum :P You guys have it easy

Wattage · 03-16-2013, 01:38 PM

Insurance in Ontario is a huuuuuuuuge fucking ripoff.

I am with TD currently, but I will be switching soon to another company (I get better rates through discounts from my employer - plus the guys im switching to are cool with mods).

With TD, there are pretty much no mods allowed. It is fucking stupid, but if you want to get insurance with them, that is how it is. NOT telling them is basically fraud.

Saying "who is stupid enough to tell them" is retarded. Sure, if you never have to make a claim you will probably get by with no issues. But if and when you need them you are FUCKED

TeamZleep · 03-16-2013, 11:03 PM

Quote:

Originally Posted by djdnz

You're posting in a Canadian forum :P You guys have it easy

Hehe. My bad. I'm on tapatalk, and this popped up on the recent threads.

MTD · 03-17-2013, 03:42 PM

Ask them if downsizing to 16" wheels in the winter falls into their "modified" category.

Skurj · 03-18-2013, 06:48 AM

Quote:

Originally Posted by MTD

Ask them if downsizing to 16" wheels in the winter falls into their "modified" category.

Yeah that one crossed my mind too but only after I had already hung up the phone! Wonder if installing all season tires would count as modifying.. BRZ only comes with summers...

YangerD · 03-21-2013, 03:54 PM

Insurance in Ontario is f'd up in general. Such a money grab and little to no flexibility when it comes to things such as mods. We pay such a pretty penny for it too which kills me.

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03-15-2013, 11:20 PM	#16
KPDoubleX ❤ fr-s love ❤ Join Date: Jan 2013 Drives: 13 Asphalt Scion FRS Location: Mississauga Posts: 208 Thanks: 45 Thanked 75 Times in 51 Posts Mentioned: 3 Post(s) Tagged: 2 Thread(s)	ok reword that....I know it is their business to know....but what person who mods their car actually tells them?

03-15-2013, 11:35 PM	#17
TeamZleep Senior Member Join Date: Jan 2013 Drives: 2013 FRS/2011 TDI Location: Orlando, FL Posts: 186 Thanks: 87 Thanked 100 Times in 53 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	I do. My insurance company covers the car with no problems. I ran over some un-avoidable debris dropped from a dump truck with my bagged 2008 R32 with many... Many engine/brake/suspension mods and very expensive wheels... They covered it without a hiccup. I even brought up my frame notch and the adjuster didn't care. USAA is awesome.

03-16-2013, 01:38 PM	#19
Wattage Member Join Date: Nov 2012 Drives: scion fr-s MT Location: Toronto Posts: 96 Thanks: 61 Thanked 56 Times in 19 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Insurance in Ontario is a huuuuuuuuge fucking ripoff. I am with TD currently, but I will be switching soon to another company (I get better rates through discounts from my employer - plus the guys im switching to are cool with mods). With TD, there are pretty much no mods allowed. It is fucking stupid, but if you want to get insurance with them, that is how it is. NOT telling them is basically fraud. Saying "who is stupid enough to tell them" is retarded. Sure, if you never have to make a claim you will probably get by with no issues. But if and when you need them you are FUCKED

03-17-2013, 03:42 PM	#21
MTD Senior Member Join Date: Oct 2009 Drives: Hyundai Location: Canada Posts: 108 Thanks: 2 Thanked 5 Times in 5 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Ask them if downsizing to 16" wheels in the winter falls into their "modified" category.

03-21-2013, 03:54 PM	#23
YangerD Senior Member Join Date: Feb 2012 Drives: 2017 Toyota 86 Location: Toronto Posts: 187 Thanks: 159 Thanked 55 Times in 48 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Insurance in Ontario is f'd up in general. Such a money grab and little to no flexibility when it comes to things such as mods. We pay such a pretty penny for it too which kills me.

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