FR-S Owners prepare for the worst Insurance May go up

[Chen]

I pay 600ish for 6 months on state farm... you guys sound like your getting raped. Mine also dropped $20.

[TaddyDobbins]

Wow! I have none of your issues. My insurance bases my coverage on my driving record, go figure. USAA all the way!!!

[usptwins]

Originally Posted by chenshuo

that's why we should NOT encourage young kids to ask their parents to buy this car for them.

no parent should buy their kid a new car... or fast one... will just increase the chances of more accidents and more money being lost by all the middle and lower class people that actually matters....

[Touge Monster]

I don't see how parts avialibilty should have anything to do with rates and even if that were the case they are becoming more readily available not the other way around. I'd rip someone a new a-hole.

[brzadrian]

I got a BRZ so I hope I don't get affected but I recommend all of u to ditch ur insurance companies because the increase is bullshit and U shouldn't stand by it Im in my dads policy because its cheaper and every time they try to increase the rates he threatens to leave and somehow magically they can decrease and sometimes even make the policy cheaper must be the whole my dad has 4 cars and 2 houses under them thing so just bluff ur way though the insurance especially if ur a good driver and dont deserve the increase dont let those idiot street drifters bring u down

[fistpoint]

Originally Posted by Touge Monster

I don't see how parts avialibilty should have anything to do with rates and even if that were the case they are becoming more readily available not the other way around. I'd rip someone a new a-hole.

Longer repair times due to waiting for parts equals more rental days. It adds up.

[Touge Monster]

Originally Posted by fistpoint

Longer repair times due to waiting for parts equals more rental days. It adds up.

Yeah I know but part are getting easier to come by now. I could understand when the car was first released but most body parts don't take that long at least not out of my parts depot. Might not be quite as common as say a Prius or corolla but it will get there fenders bumper covers etc usually about a day or 2 out.

[sho220]

Originally Posted by brzadrian

I got a BRZ so I hope I don't get affected but I recommend all of u to ditch ur insurance companies because the increase is bullshit and U shouldn't stand by it Im in my dads policy because its cheaper and every time they try to increase the rates he threatens to leave and somehow magically they can decrease and sometimes even make the policy cheaper must be the whole my dad has 4 cars and 2 houses under them thing so just bluff ur way though the insurance especially if ur a good driver and dont deserve the increase dont let those idiot street drifters bring u down

punc·tu·a·tion

/ˌpʌŋktʃuˈeɪʃən/ Show Spelled [puhngk-choo-ey-shuhn]

1. the practice or system of using certain conventional marks or characters in writing or printing in order to separate elements and make the meaning clear, as in ending a sentence or separating clauses.

[brzadrian]

Originally Posted by sho220

punc·tu·a·tion

/ˌpʌŋktʃuˈeɪʃən/ Show Spelled [puhngk-choo-ey-shuhn]

1. the practice or system of using certain conventional marks or characters in writing or printing in order to separate elements and make the meaning clear, as in ending a sentence or separating clauses.

spelling nazi 155 up, 49 down
a person who freaks out when a little spelling mistake has occured or has be a constant little asshole about it.
person a: here's my thesis for the pythagoream theorem

http://www.urbandictionary.com/defin...pelling%20nazi

lol sorry I had to lol

[jarviz]

Originally Posted by fistpoint

Longer repair times due to waiting for parts equals more rental days. It adds up.

yea, it's a bs clause to jack up the rates. Or not having the parts available, not like the costs go up, just the waiting time for them. It's not even a supply/demand issue. All we have to do in an accident is have toyota order the part, not like the parts will cost extra.

[rhoyle]

Originally Posted by eselby84

Wow! I have none of your issues. My insurance bases my coverage on my driving record, go figure. USAA all the way!!!

So your insurance is the same no matter what you drive? Ferrari or Civic, same rate?

No... They don't and no it isn't.

[jmaryt]

Originally Posted by GT/86

Ok Long Story Short i live in New York on July 2012 I bought my new FR-S and i was Happy.
So my Geico Insurance goes up this march $30 per Month WTH i call Geico and Find out they Ingrease my premium because of my car and i ask why. and They told me that

1. Parts are hard to find incase i crash my car.

2. Is a Sports Car like i don't know that

3. The Car is more likely to get stolen i say my self this is not a HONDA

4. I live in Long Island

I will like to know if you guys are having the same issue with your insurance theres got to be a way that i can win this with Geico

yes! there is a way! move to a state that does NOT require insurance! you are getting f**ked because you are "vulnerable" what is wrong with you? you KNOW these f**kin' carriers are gonna bend you over! why did you buy this car? what is wrong with you? blah! blah! blah! f**k 'em "self-insure!" ehe! he! he!

[jmaryt]

Originally Posted by GT/86

Ok Long Story Short i live in New York on July 2012 I bought my new FR-S and i was Happy.
So my Geico Insurance goes up this march $30 per Month WTH i call Geico and Find out they Ingrease my premium because of my car and i ask why. and They told me that

1. Parts are hard to find incase i crash my car.

2. Is a Sports Car like i don't know that

3. The Car is more likely to get stolen i say my self this is not a HONDA

4. I live in Long Island

I will like to know if you guys are having the same issue with your insurance theres got to be a way that i can win this with Geico

Originally Posted by jstans84

I hate insurance, it's the biggest scam in the entire world.

I shelled out $114 a month for 6 years with my Civic. I paid it from $10k to 0 in those 6 years and never had to file an insurance claim once. That is me just giving away $8,208 for no f'ing reason.

this is true! might as well 'torch" the money,as to give it to these pricks!
you have to pay for all the f**kin' rump swabs who crash,and burn! ehe! he! he! f**k 'em!

[jmaryt]

Originally Posted by Z-PDX

If you are unhappy with your insurance rates, check out another company. There are lots of them. Thats how the free market works.

It's not some grand conspiracy. Collusion and price fixing are already illegal.

Originally Posted by whaap

Here's something most people aren't aware of. In your state the insurance industry is under the control of your states Insurance Commissioner. Your insurance company can't simply just raise your rates "because they feel like it". Before they can raise your rates a dime they have to submit to the commissioner the reason for the needed rate increase. Only after he approves the increase can they do that.

Something else most people don't know; if ever you feel your insurance company is treating you unfairly, for any reason, you can call the commissioners office (look under state government offices in your phone book), tell them your problem and they will make an inquiry to your company asking why they have taken the position they did. It costs you nothing as our taxes pay for this service. Believe me, I worked insurance claims for 25 years and one of the worst things you can hear is you have received an insurance commissioner's complaint. At that point if your company is right the commissioners office will advise you that and explain why. If they think your insurance company is wrong your company will quickly change their attitude. This works with your company only. You can't do this against another persons company that you think owes you money. If you have a dispute with someone else's company your options are to take what they offer, get a lawyer or if the case is not a big one, go to small claims court.

Insurance is not a rip off or fraud. If you have a lot to lose you want to protect it. The guy on a bicycle that caused my motorcycle accident a little over three years ago is very happy he had a very good liability policy. His insurance company paid me over 500K. If he didn't have good coverage I'd be living in his house today. He had a very nice house.

all this is very true,however,the "scary" part,and the reason you SHOULD BE
insured,(b.t.w.) is because of the liability issues involved.if you do NOT have adequate coverage,you CAN be sued! you CAN lose your house! these days, with the prevailing attitudes out there,you WILL get sued,SO protect yourself accordingly! don't give someone the opportunity to DESTROY YOUR life!..just sayin'