Insurance: Evo vs BRZ - Page 2 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

slizoth · 07-27-2012, 12:10 PM

Im 27, no wrecks, no tickets, ect. I pay $50/month to insure the BRZ fully with $500 deductibles (in oregon I could set the deductibles to $1000).

Progressive

Shinji2787 · 07-27-2012, 12:23 PM

Probably go down. I know with some insurance companies part of the pricing is based off of the value of the car. Not to mention that the BRZ is a lower performance rating than the evo in the insurance companies eyes.

Tanuki · 07-27-2012, 12:28 PM

I have an M3, 240sx, and an STI on mine with full coverage for $86 a month. Sold the STI, got the FRS, and now I am over $100 a month. Lame.

Sigh-on-Rice · 07-27-2012, 01:15 PM

I'm guessing it'll go down.
2011 Scion tC was 20% more expensive than 2013 Scion FR-S.
I think they don't have enough information on these car for the rates as of now, so the premium is not been calculated fairly.
But, I'd think it will go up slowly if people keep getting into accident more often than the other cars...

kduff85 · 07-27-2012, 11:59 PM

Thanks for all the answers guys! Going from Evo to BRZ because although Evo is truly amazing (minus the rattles...damn the rattles) I miss the coupe RWD fun + cheaper payments is always fun too

kduff85 · 07-28-2012, 12:00 AM

Quote:

Originally Posted by Mr Different

In DFW you say? Contact Phoenix Insurance
Personally, I talked to Jason Olson 214-253-0570 (Office)
They hunt down the best deal for you but then also look for who will actually be best for you. In a few hours he had quotes from all companies (big and small) that could cover me and he said X was cheapest but Y is pretty cheap and a better company.

Did you end up getting a BRZ/FRS? Haven't seen one driven local yet!

Camotec · 07-28-2012, 12:06 AM

Quote:

Originally Posted by kduff85

Thanks for all the answers guys! Going from Evo to BRZ because although Evo is truly amazing (minus the rattles...damn the rattles) I miss the coupe RWD fun + cheaper payments is always fun too

This is too my reason for going from evo to 86
Miss my rear drive fun

Sent from my iPad

Flipside909 · 07-28-2012, 12:23 AM

Generally vehicles that are AWD or 4WD will be more expensive to insure than any 2wd car. The reason being, an AWD/4WD is at a higher risk as you can drive it more places than a normal car. Age of a car and its risk factor are variables in how insurance rates differ. It's no surprise you will pay more insurance for a brand new 2013 FR-S/BRZ compared to a 10 year old BMW or etc.

Mr Different · 07-28-2012, 12:37 AM

Quote:

Originally Posted by kduff85

Did you end up getting a BRZ/FRS? Haven't seen one driven local yet!

Neither yet

I'm hoping for a BRZ by year's end.
I've only seen 1 FR-S (White, Denton) and 1 BRZ (Black, near University Park)

kduff85 · 07-28-2012, 09:55 AM

Quote:

Originally Posted by Mr Different

Neither yet

I'm hoping for a BRZ by year's end.
I've only seen 1 FR-S (White, Denton) and 1 BRZ (Black, near University Park)

I'm going this morning to see a BRZ in Plano, but it's sold already. Just wanting to see one in person. I'm hoping to have mine by October, but I may have to pick one up outside of Texas and drive it home. Just trying to get all my ducks in a row before the big day!

Mr Different · 07-28-2012, 04:42 PM

Quote:

Originally Posted by kduff85

I'm going this morning to see a BRZ in Plano, but it's sold already. Just wanting to see one in person. I'm hoping to have mine by October, but I may have to pick one up outside of Texas and drive it home. Just trying to get all my ducks in a row before the big day!

Well you know Cars & Coffee is coming up next weekend. I'll bet there will be a few BRZ/FR-Ss out there.

Bristecom · 07-28-2012, 05:52 PM

Quote:

Originally Posted by kduff85

Thanks for all the answers guys! Going from Evo to BRZ because although Evo is truly amazing (minus the rattles...damn the rattles) I miss the coupe RWD fun + cheaper payments is always fun too

Yeah, the rattles and the low quality plastics are pretty annoying. The FR-S/BRZ seems to have a much more solid interior. Plus, the lower center of gravity, manual transmission, and rear wheel drive make it more fun. But the Evo X MR is a beast. I sound like Tsuchiya when I let it loose. "Oooooh fast. This is fast! Damn, this is fast. Faaaaaast. FAST!" LOL

kduff85 · 07-29-2012, 12:14 AM

Quote:

Originally Posted by Bristecom

Yeah, the rattles and the low quality plastics are pretty annoying. The FR-S/BRZ seems to have a much more solid interior. Plus, the lower center of gravity, manual transmission, and rear wheel drive make it more fun. But the Evo X MR is a beast. I sound like Tsuchiya when I let it loose. "Oooooh fast. This is fast! Damn, this is fast. Faaaaaast. FAST!" LOL

trading in too? or keeping MR and buying BRZ?

francosolracer · 07-29-2012, 12:26 AM

Quote:

Originally Posted by kduff85

If I pay 115 a month for full coverage on my 2011 Evo X should I expect it to go up, down or be about the same with the BRZ? No wrecks, 1 ticket, defensive driving, and 26 male in DFW, TX.

Check @ progressive they show you how they rate every car Evo it's one of the most expensive cars to insure ......my insurance went down with my FR-S

07-28-2012, 12:23 AM	#22
Flipside909 Toyota Connoiseur Join Date: Jan 2011 Drives: 2011 GSE21 - 077 Location: California Posts: 96 Thanks: 27 Thanked 165 Times in 48 Posts Mentioned: 1 Post(s)	Generally vehicles that are AWD or 4WD will be more expensive to insure than any 2wd car. The reason being, an AWD/4WD is at a higher risk as you can drive it more places than a normal car. Age of a car and its risk factor are variables in how insurance rates differ. It's no surprise you will pay more insurance for a brand new 2013 FR-S/BRZ compared to a 10 year old BMW or etc. __________________ 2011 GSE21 077/LB20 Moving Forward - The Pursuit of Perfection - What moves you.

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07-27-2012, 12:10 PM	#15
slizoth Senior Member Join Date: Oct 2011 Drives: 2013 WRB Subaru BRZ Location: Oregon Posts: 454 Thanks: 185 Thanked 70 Times in 45 Posts Mentioned: 15 Post(s)	Im 27, no wrecks, no tickets, ect. I pay $50/month to insure the BRZ fully with $500 deductibles (in oregon I could set the deductibles to $1000). Progressive

07-27-2012, 12:23 PM	#16
Shinji2787 Senior Member Join Date: Jun 2012 Drives: '85 AE86 Sprinter Trueno Location: SoCal, CA Posts: 140 Thanks: 26 Thanked 47 Times in 25 Posts Mentioned: 0 Post(s)	Probably go down. I know with some insurance companies part of the pricing is based off of the value of the car. Not to mention that the BRZ is a lower performance rating than the evo in the insurance companies eyes.

07-27-2012, 12:28 PM	#17
Tanuki Turtle Factory Join Date: Oct 2009 Drives: Mint M3 Location: PDX Posts: 1,286 Thanks: 1,021 Thanked 614 Times in 312 Posts Mentioned: 9 Post(s)	I have an M3, 240sx, and an STI on mine with full coverage for $86 a month. Sold the STI, got the FRS, and now I am over $100 a month. Lame.

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