Insurance for the FR-S

[DieDriving]

Originally Posted by mattles

Just got another quote:
Costco/Ameriprise 2013 Scion FRS
25yr/o, single, one speeding ticket
PHX AZ (15k/30k/10k coverage)
added full glass, 500 deducs, rental, towing
$1170 for 6 months
Not bad at all.

Almost $2400/yr for a basic 15/30/10 plan? Wow, suck to be young driving a sport car lol....i have been there before and yup I paid a shet load for insurance considered I had multiple points on my record....It got to the point I switched my insurance carrier every 6 months becasue they found out my record and readjusted the rate.....tough it out man....I'm 30 with clean record now, wooot.

[dookie11]

Originally Posted by DieDriving

Wawanesa is the best among all I have tried like allstate, farmer, 21st, costo, infinity, even geico or mercury....I have been with them for 5+ yrs but it is hard to get in, they are very tough on traffic citation....they might drop you out if you have multiple tickets....I pay $1400/yr for '06 330i, "09 C300 and '00 Prelude on 30/60/30 $500 deductibile.....30 yrs old wife 27, no ticket.....I strongly recommend everone to call them but don't get your hope up becasue I did say they are tough to get in.....

Fuck. Shit! I got a speeding ticket today on the 10fwy.. 80mph only... Gotta pay and do traffic school i think...my first ticket, so do you think Wawa will drop me??? Also, anyone know if itll go on my record or give me a point still, if I attend traffic school?? Soooo stressed. What an unlucky day: late to an orientation and a ticket that.made me even later. Darnit.

[Fly Guy]

As long as you complete traffic school and get the certificate to the DMV, no point will go on your record. That is as long as you haven't been getting a lot of tickets within a certain amount of time.

[daiheadjai]

Originally Posted by dookie11

LOL, I've always heard of males having higher rates than females, especially when you're younger. Makes sense, cuz all of those ricer azn bois in high school speed racing their shitty TCs in the school parking lot. Cuz you know, that's the gangsta way to race cars.

We're quite diverse in the GTA... not just ricer azn bois...
Also mullet-jocks in 'Stangs, Explorers/Tahoes/Escalades (I know, right?), and middle-eastern or Russian kids in Civics, RSXs, etc.

In general, XY-chromosomes and youth seem to be a bad mix behind the wheel. More horsepower than sense/skill to handle them.

[DieDriving]

Originally Posted by dookie11

Fuck. Shit! I got a speeding ticket today on the 10fwy.. 80mph only... Gotta pay and do traffic school i think...my first ticket, so do you think Wawa will drop me??? Also, anyone know if itll go on my record or give me a point still, if I attend traffic school?? Soooo stressed. What an unlucky day: late to an orientation and a ticket that.made me even later. Darnit.

I suggest you do traffic school, pay and clear the ticket then your record will be clean, zero point....then call wawanesa mention nothing about your citation though it has been cleared....Wawa tend not to accept young drivers 25 yrs old or younger even though they are clean....I know it's a b!tch but that is how they do things....back then I have been trying to get in for years but they keep rejected me cux of my past regardless all has been cleared....then my wife has wawa so I piggyback onto her
But once you are in, yea, you can save load of $$$$$$

[DieDriving]

Originally Posted by dookie11

Fuck. Shit! I got a speeding ticket today on the 10fwy.. 80mph only... Gotta pay and do traffic school i think...my first ticket, so do you think Wawa will drop me??? Also, anyone know if itll go on my record or give me a point still, if I attend traffic school?? Soooo stressed. What an unlucky day: late to an orientation and a ticket that.made me even later. Darnit.

I forgot to mention if you clear your ticket, you will have to go through the next 18 months w/o any traffic citation and if you get another in that time span that 1 is there to stay, can't clear it by anyway.....the only way for it to drop, be clean the next 18 months start from the ticketing date and so on.

[dookie11]

Originally Posted by DieDriving

I suggest you do traffic school, pay and clear the ticket then your record will be clean, zero point....then call wawanesa mention nothing about your citation though it has been cleared....Wawa tend not to accept young drivers 25 yrs old or younger even though they are clean....I know it's a b!tch but that is how they do things....back then I have been trying to get in for years but they keep rejected me cux of my past regardless all has been cleared....then my wife has wawa so I piggyback onto her
But once you are in, yea, you can save load of $$$$$$

Thanks for the information!!

I'm already with Wawanesa Been insured with Wawa for about 3 years now.

[MattR]

Just got a quote for Scion FR-S from Geico.

GEICO
35, Male, Single
Clean record
Wilmington, NC
500.00 Deductible
129.00/mo or 759.00/6mo

[mines13]

Originally Posted by MattR

Just got a quote for Scion FR-S from Geico.

GEICO
35, Male, Single
Clean record
Wilmington, NC
129.00/mo or 759.00/6mo

29, male, single
clean record
Huntington Beach, CA
$500 deductible
comprehensive
$560/6mo

[Style]

I think I might give Wawanesa a call and see what they cook up for me with all the cars that I have. All you guys make it seem like they are THEE best in the biz.

[dookie11]

Originally Posted by Style

I think I might give Wawanesa a call and see what they cook up for me with all the cars that I have. All you guys make it seem like they are THEE best in the biz.

Cuz it is There's other "offbrand" insurance companies, but I'm not sure about how good their coverage or customer service is. Also, Wawanesa made me feel special, cuz you have to "apply" and get "approved" before they sell it to ya, lolz. Feels kinda like a cool kids' club once you're in :P

[DeeezNuuuts83]

I work in insurance and been chiming in the other thread about the BRZ insurance thread. Reiterating what I said there, I hadn't found any companies that have the Subaru BRZ in their system, so I've had to quote it manually (typing in the year/make/model/etc. and choosing the appropriate symbol), though one or two carriers actually had the Scion FR-S already in their systems. (As a side note, if the car isn't yet in an insurance company's database, having a VIN doesn't make getting a quote any easier.)

The best I could find so far (using my own information as a guinea pig) was $1,171.90 for a 12-month policy with the following stats:

28 year-old male, single, college educated, clean driving record
Orange County, CA
100/300/100 liability coverage
100/300 UMBI
$5,000 medical payments
$250 comprehensive deductible
$500 collision deductible
7,000-8,000 miles annually (which is accurate for me)
Auto/renters discount

It was the lowest I could find, though the one carrier (Foremost Insurance, part of Farmers) that I remember off the top of my head that actually had prepared rates for the Scion FR-S specifically was something like $800-900 every six months for the same coverage.

[MattR]

Originally Posted by DeeezNuuuts83

I work in insurance and been chiming in the other thread about the BRZ insurance thread. Reiterating what I said there, I hadn't found any companies that have the Subaru BRZ in their system, so I've had to quote it manually (typing in the year/make/model/etc. and choosing the appropriate symbol), though one or two carriers actually had the Scion FR-S already in their systems. (As a side note, if the car isn't yet in an insurance company's database, having a VIN doesn't make getting a quote any easier.)

This is what it sounded like the GEICO rep had to do for my FR-S quote as well. Since you are in insurance, do you expect the quote to change at all when it is officially in the system? I only ask because the insurance for my last car, an RX-8, was a tad lower than what is being quoted for the FR-S and that seems odd.

[DeeezNuuuts83]

Originally Posted by MattR

This is what it sounded like the GEICO rep had to do for my FR-S quote as well. Since you are in insurance, do you expect the quote to change at all when it is officially in the system? I only ask because the insurance for my last car, an RX-8, was a tad lower than what is being quoted for the FR-S and that seems odd.

Haha... I'll answer that with a big, fat YES. But if you get your FR-S insured when they are quoting the car manually, any rate adjustments won't be reflected on your policy until your next renewal. But knowing the car and the demographic it is marketed toward and/or appeals to, I'd bet that the rates are going to increase, though the increase will obviously be more significant to the younger crowd.