Possibly a Totaled BRZ - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

FnFast · 12-08-2013, 04:54 PM

So I searched in the forum and just couldn't find my answers.

Explanation of the accident: 3 lane highway, I was in the right going about 50-55. Some PT Cruiser in the middle lane going about 40 just randomly switched lanes, no Blinker and hit the front of my car. Air Bags went off and I couldn't see anything as the chemicals from the air bags filled the car. The PT Cruiser hit a early model Cadillac and spun them around so I actually hit the Cadillac with a head to head on collision. This is what really smashed my car. Still pending police report, but the Cadillac driver has Progressive like me and I was told our stories match and the PT Cruiser should be found at fault.

So.... the car is only 6 months old with 11,000 miles. No mods besides just tinted windows. Will I be able to add value or claim that I tinted my windows for protection of the interior of the car or something?

I am hoping I get a decent amount of insurance money for my car either from my insurance company or the PT Cruisers... so I can get another BRZ. Should I look for a 13' or 14'?

Just never totaled a car before and never went through this process... I just hope I get back into a car and don't incur much extra costs.

TIA

Will

xDBOYx · 12-08-2013, 05:16 PM

man, that sucks, our cars just cant seem to shake the curse or get a break..

whaap · 12-08-2013, 05:26 PM

Sorry to hear. If your car is totaled you won't get back 100% of your cost for the tint but when you're talking total loss settlement with the insurance company you want to use that to negotiate the settlement amount up, at least a little bit.

serith · 12-08-2013, 08:35 PM

pics of the damage?

mikalem · 12-08-2013, 08:45 PM

Did you finance? If so, did you get GAP insurance? If so it should help make it right to get you a new car too.... Sorry to hear that the car is wrecked but glad you are okay - cars can be replaced

Sent from my SGH-M919 using Tapatalk

FnFast · 12-09-2013, 11:31 AM

Pics will be coming once I see the car during the day. No GAP. Swore I got it, but guess not. Hopefully I find out this week how bad my situation is.

BRZprime · 12-09-2013, 03:31 PM

Quote:

Originally Posted by FnFast

Pics will be coming once I see the car during the day. No GAP. Swore I got it, but guess not. Hopefully I find out this week how bad my situation is.

Aren't you required to get gap insurance? Did you out down 20% or more as a down payment? Sorry about the accident but glad you're okay. Cars are replaceable

zc06_kisstherain · 12-09-2013, 04:47 PM

sorry to hear. yeah pic would be helpful to decide.

Anomie · 12-09-2013, 05:23 PM

Wow he must have changed lanes pretty violently to make your bags go off no?

Glad you're okay and good luck with everything!

Kimsey47 · 12-09-2013, 05:40 PM

Sorry to hear that happened to you OP! Glad everyone involved sounds to have been ok! Good luck with getting things sorted and hope you are able to do so quickly!

On the bright side of things, at least there is another PT Cruiser off the road and that's something we can all be thankful for...

fistpoint · 12-11-2013, 10:17 AM

You can add any accessory or option you had to the total. Armrests, upgraded stereo, knee pads, etc. Expect to get something near pawn shop prices for these extras though.

You can almost guarantee their initial offer won't include any extras you may have had. Might be better to wait until after their first offer so they can't claim that their offer did in fact include the extras.

Also consider removing any items you can(not the engine), small shit like the trunk liner if you had one, or the aforementioned knee pads. Clear side markers? If they didn't die, swap them back.

SeanBlader · 12-11-2013, 03:24 PM

Just from the description, I'll tell you it's totaled. They charge over a grand for each airbag, and every other thing in the front end adds up quickly to the list of components that need to be replaced. And it doesn't take much to add up to more than the car is worth used, even if it is mint. Good luck on a replacement, hope that Flo helps you get into a new car.

mousekilla15 · 12-11-2013, 08:06 PM

Sorry to hear that. My personal experience is nothing near that but here's what happened to me in regards to settlement money.

A friend if mine was my dd one night. He was taking me home one night and hit a tree head on at 80+ mph. I had emergency surgery and had 20% of my small intestine removed.

About the money. We both had progressive so my lawyer went to both of our insurance policies for personal injury and I walked away with a clean and clear 50k check and all medical bills and attorney bills paid.

So my suggestion get a lawyer and let him do his thing because the more money he gets you the more he gets.

Sent from my iPhone using Tapatalk

ntron1 · 12-15-2013, 07:17 AM

Well what was the verdict?

12-08-2013, 04:54 PM	#1
FnFast Doctor Join Date: Aug 2012 Drives: Fast Location: Philadelphia Posts: 496 Thanks: 410 Thanked 203 Times in 126 Posts Mentioned: 2 Post(s) Tagged: 0 Thread(s)	Possibly a Totaled BRZ So I searched in the forum and just couldn't find my answers. Explanation of the accident: 3 lane highway, I was in the right going about 50-55. Some PT Cruiser in the middle lane going about 40 just randomly switched lanes, no Blinker and hit the front of my car. Air Bags went off and I couldn't see anything as the chemicals from the air bags filled the car. The PT Cruiser hit a early model Cadillac and spun them around so I actually hit the Cadillac with a head to head on collision. This is what really smashed my car. Still pending police report, but the Cadillac driver has Progressive like me and I was told our stories match and the PT Cruiser should be found at fault. So.... the car is only 6 months old with 11,000 miles. No mods besides just tinted windows. Will I be able to add value or claim that I tinted my windows for protection of the interior of the car or something? I am hoping I get a decent amount of insurance money for my car either from my insurance company or the PT Cruisers... so I can get another BRZ. Should I look for a 13' or 14'? Just never totaled a car before and never went through this process... I just hope I get back into a car and don't incur much extra costs. TIA Will __________________ Jeremy Clarkson "If you go though the Pearly Gates, backwards, in a fireball, that's a cool way to die!" 2013 White Pearl BRZ Limited 6MT - 15% Tint, Debadged, HIDPowerhouse LED Interiors and Dome

12-08-2013, 08:35 PM	#4
serith Senior Member Join Date: May 2012 Drives: 2009 Scion tC RS 5.0 Location: Syracuse, NY Posts: 148 Thanks: 44 Thanked 63 Times in 33 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	pics of the damage? __________________ 09 RS 5.0 -- #862 of 2000 -- 5spd

12-09-2013, 11:31 AM	#6
FnFast Doctor Join Date: Aug 2012 Drives: Fast Location: Philadelphia Posts: 496 Thanks: 410 Thanked 203 Times in 126 Posts Mentioned: 2 Post(s) Tagged: 0 Thread(s)	Pics will be coming once I see the car during the day. No GAP. Swore I got it, but guess not. Hopefully I find out this week how bad my situation is. __________________ Jeremy Clarkson "If you go though the Pearly Gates, backwards, in a fireball, that's a cool way to die!" 2013 White Pearl BRZ Limited 6MT - 15% Tint, Debadged, HIDPowerhouse LED Interiors and Dome

12-09-2013, 05:40 PM	#10
Kimsey47 Senior Member Join Date: Mar 2012 Drives: 2016 STI DGM Location: Chattanooga, TN Posts: 1,875 Thanks: 1,189 Thanked 1,460 Times in 662 Posts Mentioned: 9 Post(s) Tagged: 0 Thread(s)	Sorry to hear that happened to you OP! Glad everyone involved sounds to have been ok! Good luck with getting things sorted and hope you are able to do so quickly! On the bright side of things, at least there is another PT Cruiser off the road and that's something we can all be thankful for... __________________ Subaru STI :

12-15-2013, 07:17 AM	#14
ntron1 Sarcastic Bastard Join Date: Apr 2013 Drives: '13 DGM BRZ, '13 Mini, 1999 Blazer Location: Amish Land, PA Posts: 586 Thanks: 341 Thanked 336 Times in 182 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	Well what was the verdict? __________________

12-08-2013, 05:16 PM	#2
xDBOYx Senior Member Join Date: Dec 2012 Drives: 2013 SWP BRZ Limited Location: Jersey Shore Posts: 596 Thanks: 0 Thanked 144 Times in 120 Posts Mentioned: 5 Post(s) Tagged: 2 Thread(s)	man, that sucks, our cars just cant seem to shake the curse or get a break..

12-08-2013, 05:26 PM	#3
whaap Senior Member Join Date: Dec 2009 Drives: '13 FR-S firestorm, 6 mt - '11 CR-V Location: Tucson Posts: 2,133 Thanks: 243 Thanked 1,387 Times in 657 Posts Mentioned: 36 Post(s) Tagged: 0 Thread(s)	Sorry to hear. If your car is totaled you won't get back 100% of your cost for the tint but when you're talking total loss settlement with the insurance company you want to use that to negotiate the settlement amount up, at least a little bit.

12-09-2013, 05:23 PM	#9
Anomie Senior Member Join Date: Oct 2013 Drives: 2014 BRZ Limited Location: New York Posts: 145 Thanks: 42 Thanked 50 Times in 34 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Wow he must have changed lanes pretty violently to make your bags go off no? Glad you're okay and good luck with everything!

12-11-2013, 10:17 AM	#11
fistpoint Senior Member Join Date: Dec 2011 Drives: Supercharged Golf Cart Location: Estados Unitos Posts: 1,196 Thanks: 75 Thanked 364 Times in 206 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	You can add any accessory or option you had to the total. Armrests, upgraded stereo, knee pads, etc. Expect to get something near pawn shop prices for these extras though. You can almost guarantee their initial offer won't include any extras you may have had. Might be better to wait until after their first offer so they can't claim that their offer did in fact include the extras. Also consider removing any items you can(not the engine), small shit like the trunk liner if you had one, or the aforementioned knee pads. Clear side markers? If they didn't die, swap them back.

12-11-2013, 03:24 PM	#12
SeanBlader Senior Member Join Date: Nov 2013 Drives: Suburu BRZ Limited, black Location: Silicon Valley Posts: 138 Thanks: 17 Thanked 104 Times in 45 Posts Mentioned: 12 Post(s) Tagged: 0 Thread(s)	Just from the description, I'll tell you it's totaled. They charge over a grand for each airbag, and every other thing in the front end adds up quickly to the list of components that need to be replaced. And it doesn't take much to add up to more than the car is worth used, even if it is mint. Good luck on a replacement, hope that Flo helps you get into a new car.

12-11-2013, 08:06 PM	#13
mousekilla15 Senior Member Join Date: Jan 2013 Drives: WRB BRZ-L Location: TACOMA, WA Posts: 242 Thanks: 2 Thanked 81 Times in 51 Posts Mentioned: 8 Post(s) Tagged: 0 Thread(s)	Sorry to hear that. My personal experience is nothing near that but here's what happened to me in regards to settlement money. A friend if mine was my dd one night. He was taking me home one night and hit a tree head on at 80+ mph. I had emergency surgery and had 20% of my small intestine removed. About the money. We both had progressive so my lawyer went to both of our insurance policies for personal injury and I walked away with a clean and clear 50k check and all medical bills and attorney bills paid. So my suggestion get a lawyer and let him do his thing because the more money he gets you the more he gets. Sent from my iPhone using Tapatalk

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