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| Scion FR-S / Toyota 86 GT86 General Forum The place to start for the Scion FR-S / Toyota 86 | GT86 |
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#57 |
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This isn't funny. I'm new to this forum and this gives me a good idea of the kind of people here. Anyone who does these kinds of advanced mechanical modifications to their daily driver is pretty irresponsible in my opinion, and so it expecting the factory warranty to cover damage caused by them. Just my $.02
-Tony |
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#58 | |
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I think that one's covered by total-loss insurance, not a warranty. Modding a daily driver isn't the problem. Buying dangerous mods is.
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#59 |
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I can clearly see the image of Jesus in both of those photos.
http://live.huffingtonpost.com/r/seg...8c2a1bd8000030 |
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#60 |
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| The Following User Says Thank You to travelmonkey For This Useful Post: | FRSBRZGT86FAN (08-14-2013) |
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#61 | |
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Quote:
Err, let me give my 2 cents about insurance coverage with a short anecdote. My close friend in college (about 4 years ago) got himself a Mustang V6 and started to modding it. Outside didn't look anything crazy, nice wheels, tires, lowered 1 inch, very basic look. Inside the works plus a supercharger with fuel delivery system. He started messing with e85 at this point. Shy of his second year the same thing happened to him, his car caught fire while he was driving normally. Needless to say he reported it to his insurance, the insurance told him it was a total loss (obviously) but asked him "did you modify this car, specifically the engine". At that point my friend knew they were up to something and he said "yeah, just wheels, bodykit and exhaust, nothing that will cause a fire". The adjuster said ok and that he was going to process his claim. 3 days later he calls because he hadn't heard anything, and they tell him that his claim was escalated for "possible fraud". Days go by and he gets a call telling him that the insurance wasn't going to cover his car because it was heavily modified and the "mechanical" parts of the vehicle directly involved in the fire were tampered, whatever that means. They told him, a) that they could run a very expensive investigation of the cause of the fire that if proven right would be at his expense. b) He lied about not modifying the car. c) ultimately any modifications purposely done to the mechanical aspect of the car with non-authorized parts that could cause the total loss of the property are considered enough reason for denying cover. So yeah, it doesn't work for everyone. |
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#62 | |
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Easy. Make sure your insurance covers mods. Before I did a track day in my old car, I called the insurance agent and specifically asked. He said it wasn't covered. Then I knew. I had the choice of buying track insurance or not.
If I do serious mods, I will talk to the broker. If I have to switch providers, I will. Sounds like his insurance company is pretty low on the customer service totem pole. Which company was it? I'd like to avoid them. Quote:
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#63 |
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| The Following User Says Thank You to EAGLE5 For This Useful Post: | travelmonkey (08-12-2013) |
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#64 |
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| The Following User Says Thank You to HooverFish For This Useful Post: | travelmonkey (08-12-2013) |
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#66 |
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Haha, I didn't know they have palm trees in Burtonsville, MD...
__________________
Asphalt FR-S: EcuTek Visconti STG2 tune, MAPerformance turbo kit, MAPerformance 3" exhaust, Hotchkis springs, Mach-V 17x9 Awesomes.
Build thread: http://www.ft86club.com/forums/showthread.php?t=30703 |
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| The Following User Says Thank You to Opposed For This Useful Post: | travelmonkey (08-12-2013) |
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#67 |
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#68 |
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[ame="http://www.youtube.com/watch?v=yHhuQoQSiBg"]10 Hour of I'm Laughing Straight To The Bank With This (HAW HAW HAW HAW HAW) - YouTube[/ame]
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| The Following User Says Thank You to phloozy For This Useful Post: | enjoi23 (08-15-2013) |
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#69 |
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Lot of flaming in this thread.
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#70 |
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lol, ghost wipers at 4:02
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