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Old 08-12-2013, 02:47 AM   #57
RacerX
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This isn't funny. I'm new to this forum and this gives me a good idea of the kind of people here. Anyone who does these kinds of advanced mechanical modifications to their daily driver is pretty irresponsible in my opinion, and so it expecting the factory warranty to cover damage caused by them. Just my $.02

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Old 08-12-2013, 03:09 AM   #58
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I think that one's covered by total-loss insurance, not a warranty. Modding a daily driver isn't the problem. Buying dangerous mods is.

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This isn't funny. I'm new to this forum and this gives me a good idea of the kind of people here. Anyone who does these kinds of advanced mechanical modifications to their daily driver is pretty irresponsible in my opinion, and so it expecting the factory warranty to cover damage caused by them. Just my $.02

-Tony
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Old 08-12-2013, 03:12 AM   #59
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I can clearly see the image of Jesus in both of those photos.

http://live.huffingtonpost.com/r/seg...8c2a1bd8000030

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I would be willing to bet that the average insurance adjuster and/or dealer tech wouldn't be able identify any modifications even if they were left in place after an engine fire (insert random Subaru fire damaged boxer engine burnt to a crisp) ...
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Old 08-12-2013, 03:23 AM   #60
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hope they're ok..
Why are you using my picture of my car, which is my icon as yours?
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Old 08-12-2013, 03:41 AM   #61
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Originally Posted by jsimon7777 View Post
I think that one's covered by total-loss insurance, not a warranty. Modding a daily driver isn't the problem. Buying dangerous mods is.

Err, let me give my 2 cents about insurance coverage with a short anecdote.

My close friend in college (about 4 years ago) got himself a Mustang V6 and started to modding it. Outside didn't look anything crazy, nice wheels, tires, lowered 1 inch, very basic look. Inside the works plus a supercharger with fuel delivery system. He started messing with e85 at this point.

Shy of his second year the same thing happened to him, his car caught fire while he was driving normally.

Needless to say he reported it to his insurance, the insurance told him it was a total loss (obviously) but asked him "did you modify this car, specifically the engine". At that point my friend knew they were up to something and he said "yeah, just wheels, bodykit and exhaust, nothing that will cause a fire". The adjuster said ok and that he was going to process his claim.

3 days later he calls because he hadn't heard anything, and they tell him that his claim was escalated for "possible fraud". Days go by and he gets a call telling him that the insurance wasn't going to cover his car because it was heavily modified and the "mechanical" parts of the vehicle directly involved in the fire were tampered, whatever that means.

They told him, a) that they could run a very expensive investigation of the cause of the fire that if proven right would be at his expense. b) He lied about not modifying the car. c) ultimately any modifications purposely done to the mechanical aspect of the car with non-authorized parts that could cause the total loss of the property are considered enough reason for denying cover.

So yeah, it doesn't work for everyone.
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Old 08-12-2013, 03:50 AM   #62
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Easy. Make sure your insurance covers mods. Before I did a track day in my old car, I called the insurance agent and specifically asked. He said it wasn't covered. Then I knew. I had the choice of buying track insurance or not.

If I do serious mods, I will talk to the broker. If I have to switch providers, I will. Sounds like his insurance company is pretty low on the customer service totem pole. Which company was it? I'd like to avoid them.

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Err, let me give my 2 cents about insurance coverage with a short anecdote.

My close friend in college (about 4 years ago) got himself a Mustang V6 and started to modding it. Outside didn't look anything crazy, nice wheels, tires, lowered 1 inch, very basic look. Inside the works plus a supercharger with fuel delivery system. He started messing with e85 at this point.

Shy of his second year the same thing happened to him, his car caught fire while he was driving normally.

Needless to say he reported it to his insurance, the insurance told him it was a total loss (obviously) but asked him "did you modify this car, specifically the engine". At that point my friend knew they were up to something and he said "yeah, just wheels, bodykit and exhaust, nothing that will cause a fire". The adjuster said ok and that he was going to process his claim.

3 days later he calls because he hadn't heard anything, and they tell him that his claim was escalated for "possible fraud". Days go by and he gets a call telling him that the insurance wasn't going to cover his car because it was heavily modified and the "mechanical" parts of the vehicle directly involved in the fire were tampered, whatever that means.

They told him, a) that they could run a very expensive investigation of the cause of the fire that if proven right would be at his expense. b) He lied about not modifying the car. c) ultimately any modifications purposely done to the mechanical aspect of the car with non-authorized parts that could cause the total loss of the property are considered enough reason for denying cover.

So yeah, it doesn't work for everyone.
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Old 08-12-2013, 03:51 AM   #63
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Quote:
Originally Posted by travelmonkey View Post
Why are you using my picture of my car, which is my icon as yours?
He's avatar stalking you!

I wouldn't know. I have avatars turned off. Crappy movie anyway.
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Old 08-12-2013, 04:28 AM   #64
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Quote:
Originally Posted by travelmonkey View Post
Why are you using my picture of my car, which is my icon as yours?
hahaha... he even has pics of his in his "garage" and yet is using your avatar/car as his

what a maroon
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Old 08-12-2013, 07:44 AM   #65
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this has to be the shittiest thread on this whole site watching two beauts burn to the ground!
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Old 08-12-2013, 09:17 AM   #66
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Why are you using my picture of my car, which is my icon as yours?
Haha, I didn't know they have palm trees in Burtonsville, MD...
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Old 08-12-2013, 10:03 AM   #67
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Originally Posted by Rampage View Post
Seems to be a lot of this going around lately:

Ouch... Anyone know what caused this fire? Was running nice for awhile...
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Old 08-12-2013, 10:11 AM   #68
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It's exactly what I expected him to say. I can speculate but facts are what mattters. Like the fact that Visconti likes to bleed his FF guinea pigs while selling more of the kits and laffing all the way to the bank.
[ame="http://www.youtube.com/watch?v=yHhuQoQSiBg"]10 Hour of I'm Laughing Straight To The Bank With This (HAW HAW HAW HAW HAW) - YouTube[/ame]
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Old 08-12-2013, 10:12 AM   #69
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Lot of flaming in this thread.
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Old 08-12-2013, 10:17 AM   #70
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Quote:
Originally Posted by Rampage View Post
Seems to be a lot of this going around lately:

lol, ghost wipers at 4:02
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