Sat 3-28-2015 Track day hosted by Alfa Romeo of Oregon (AROO) at PIR

[stockysnail]

Who's coming to the track day hosted by Alfa Romeo of Oregon at Portland International Raceway Saturday March 28th?

$150 for early registration!

https://www.motorsportreg.com/events...1#.VO-kkfnF9JM

Early Registration thru Feb 28th is $150 for one driver & one car,
Pre-Registration, March 1st thru March 20th is $195 for one driver & one car,
Registration Period March 21 thru March 27 is $240 for one driver & one car
2nd driver $80, 3-6th Drivers $70
Registration Day of (at) the event is $260.

[Decay107]

I am.

[BRZPDX]

so tempting..

[Decay107]

Signed up, now I've just got to find some race gas. Maybe I'll try Sunoco this year as it's a fair bit cheaper than VP.

[sachu]

Does insurance cover these sort of events?

If not, can one buy insurance specific to a track day?

[thehapaone]

Originally Posted by sachu

Does insurance cover these sort of events?

If not, can one buy insurance specific to a track day?

depends on your insurance wording...and yes you can buy track specific insurance it's like $200 per day or something

[jblmr2]

Originally Posted by sachu

Does insurance cover these sort of events?

If not, can one buy insurance specific to a track day?

When you register at www.motorsportsreg.com there is a link for track day insurance.

[Decay107]

Originally Posted by sachu

Does insurance cover these sort of events?

If not, can one buy insurance specific to a track day?

You can sometimes fight to get it covered by normal insurance, but it hinges entirely on how the term "racing activity" is formally defined in your policy (and yes "racing activity" is called out in just about every policy). In any case going that route will take months and will likely involve lawyers. If it is something that is important to you, there is nearly always supplemental insurance available specifically for track days. I do not believe these cover mechanical failures, and they usually run (like @thehapaone said) at around $170-$200 per event.

And for anyone interested, Wilcox & Fliegel sells sunoco race fuels at around 1/2 the cost of VP. I just bought 5 gallons of 104 octane oxygenated and 5 gallons of 98 ethanol free for a total of $120.

[sachu]

yeah, just checked with my agent. A firm no on track day or anything track related.

I'd definitely pick up coverage when I do enter these events this year.

Having tracked on motorcycles at PIR, Ridge and ORP its cheap in the long run and peace of mind.

[Decay107]

Originally Posted by sachu

yeah, just checked with my agent. A firm no on track day or anything track related.

I'd definitely pick up coverage when I do enter these events this year.

Having tracked on motorcycles at PIR, Ridge and ORP its cheap in the long run and peace of mind.

You will ALWAYS get a firm "no" if you ask prior to a track-day. The fights and lawyers thing happens after an incident and is usually based on obscure wording of that section of your policy documents. For instance, it is possible (in the absence of a formal definition within the policy) to argue that a track day is not "racing activity". The term "race" hinges on there being a competitive aspect, and since one cannot win an HPDE, it is not "racing". But again, that would be a long process and you'd be without a car for a while.

[BRZPDX]

Originally Posted by sachu

yeah, just checked with my agent. A firm no on track day or anything track related.

I'd definitely pick up coverage when I do enter these events this year.

Having tracked on motorcycles at PIR, Ridge and ORP its cheap in the long run and peace of mind.

Wrong move. Now they will flag you as a possible driver that races his car. Insurance company thrive on statistics and risk management. They will use every aspect of your personal being to assess your risk. Even credit score. I won't be surprised if they already look through your social media.

don't tell them anything. When an incident occurs at the track, have it towed out side of the track. I've heard of a few people doing this, not sure what the whole process/scamming is though.

[BRZPDX]

Originally Posted by Decay107

You can sometimes fight to get it covered by normal insurance, but it hinges entirely on how the term "racing activity" is formally defined in your policy (and yes "racing activity" is called out in just about every policy). In any case going that route will take months and will likely involve lawyers. If it is something that is important to you, there is nearly always supplemental insurance available specifically for track days. I do not believe these cover mechanical failures, and they usually run (like @thehapaone said) at around $170-$200 per event.

And for anyone interested, Wilcox & Fliegel sells sunoco race fuels at around 1/2 the cost of VP. I just bought 5 gallons of 104 octane oxygenated and 5 gallons of 98 ethanol free for a total of $120.

Are you gonna use all that? Or you think we can share? Highly considering going to this track day. Lets see how long pads last in a 4000lb car lol.

[Decay107]

Originally Posted by BRZPDX

Are you gonna use all that? Or you think we can share? Highly considering going to this track day. Lets see how long pads last in a 4000lb car lol.

I'm not sure I have enough to cover your new car's drinking problem

But I know I'll go through it (and more) over the course of the summer, just not sure when exactly yet. The 98 is super stable so I don't really have to worry about it going bad on me, the 104 on the other hand (once opened) has about a 1.5 month shelf life. However, you might not want to run the 104, it'll make the car run up to 8% leaner without the computer knowing.

[sachu]

Originally Posted by BRZPDX

Wrong move. Now they will flag you as a possible driver that races his car. Insurance company thrive on statistics and risk management. They will use every aspect of your personal being to assess your risk. Even credit score. I won't be surprised if they already look through your social media.

don't tell them anything. When an incident occurs at the track, have it towed out side of the track. I've heard of a few people doing this, not sure what the whole process/scamming is though.

yeah, i have no intentions of scamming like that. implications are bad if got caught for scamming insurance companies. For instance, if an ex gf snitched or someone who is jealous or just has a bone to pick with you can report you after the fact. The statute of limitations on insurance fraud is i bleive 2 years which means, if they find out in that time period they can come after you.


Anyways, just a question. I got my answers.
We live the land of "i'll sue your ass, cause you have an ass, not cause you are an ass"

i'd rather cover my ass.

edit: by the way, i think you and I have a common friend in jnicola..