Well, my luck turned around! Oh, wait, it got way worse. - Page 4 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

HunterGreene · 10-11-2013, 03:12 PM

Quote:

Originally Posted by kanundrum

Its not insurance fraud if you replace what you take off with the original. Essentially the car should contain the factory parts or they will remove it from their estimate (If a nav is missing etc)

Yes, but what you seemed to be proposing was to not trust the insurance company and take the parts off anyways, but then what do you do if they do actually pay you out for the parts?

Jaylyons1 · 10-11-2013, 03:14 PM

Quote:

Originally Posted by kanundrum

Its not insurance fraud if you replace what you take off with the original. Essentially the car should contain the factory parts or they will remove it from their estimate (If a nav is missing etc)

You're better off swapping the parts anyway since normally people don't add the value of the aftermarket parts to their car insurance.

kanundrum · 10-11-2013, 03:15 PM

Quote:

Originally Posted by HunterGreene

Yes, but what you seemed to be proposing was to not trust the insurance company and take the parts off anyways, but then what do you do if they do actually pay you out for the parts?

Take all aftermarket off and put OEM back on is what I am saying. Chances are they will not pay you for aftermarket items even if they have it in writing. Geico are a bunch of crooks when it comes to getting away with not paying.

OrbitalEllipses · 10-11-2013, 03:18 PM

Most insurances are that way. Do NOT leave mods on the car. Replace with stock no matter what they try to tell you. Car's yours til they pay.

malave7567 · 10-11-2013, 03:31 PM

it hurts to see this happen. My RX-7 was totaled while it was parked by an older woman in a big Cadillac that hit the passenger side and kept going for a while before stopping, so my whole passenger side was ruined. The cops ruled that she was on some medications or something, she was out of it. Still hurt to see a car I spent years and thousands of dollars on totaled, and I'm sure you felt exactly the same seeing your car like that.

Hope insurance takes care of things and you get back in a new car soon.

D4S · 10-11-2013, 03:39 PM

Insanely hard to look through those photos. Glad nothing serious happened,
and a new FR-S/BRZ is never a bad thing.

Jrohit · 10-11-2013, 03:40 PM

TAKE THE MODS OUT!. As you know I recently got into an accident myself, but my insurance didn't reimburse me for my Borla. Take out the part and let Geico know that you have it. If they say that they're going to replace/give money for it, tell them that you'll ship it to them after you get it. No sense in giving it to them if they could lie about it. But contact them first before you do it.

I work in Rockville and I'll be working on Sunday, but it's from 7-5pm.

Hopefully things work out for you, and look for the 10-series. It'd be nice to have another Mid-Atlantic member with one! I have no doubt that they'll total it (good thing). You don't want to drive something with frame damage.

It's going to be a long process, just a heads up.

thejevans · 10-11-2013, 03:43 PM

I need an OEM midpipe STAT. does anyone have one they can give to me in return for a new one later if they total it or the same one if they don't?

kanundrum · 10-11-2013, 03:46 PM

Dam Orbital Just asked me, I know there has to be plenty laying around in everyones garage, not mine just yet though.

OrbitalEllipses · 10-11-2013, 03:52 PM

Unfortunately I still run my OEM midpipe as well.

SubaSteve · 10-11-2013, 04:23 PM

I have a full oem exhaust pm me your phone number and ill bring it to you tonight after I do my oil Change/cam plate install.

Jrohit · 10-11-2013, 04:45 PM

Quote:

Originally Posted by SubaSteve

I have a full oem exhaust pm me your phone number and ill bring it to you tonight after I do my oil Change/cam plate install.

You're a god amongst men.

DC-FRS · 10-11-2013, 05:49 PM

@kanundrum is absolutely right. I work in autobody as an estimator and work hand in hand with these situations and insurance companies on a daily basis (Namely, GEICO). Make sure to remove everything, they may say they will pay you but trust me, do not believe anything they say unless it's fully documented, or somewhere in their policy for claimants. Wish I was closer so I could come up and help this weekend. Sucks it had to happen, but it could be a lot worse. Hopefully everything works out for you

HeubergerMotors · 10-11-2013, 07:08 PM

Oh

!

10-11-2013, 03:39 PM	#48
D4S Probably Watching F1 Join Date: Apr 2012 Drives: 10 Series FR-S 6MT Location: Pennsylvania/Delaware Posts: 305 Thanks: 55 Thanked 178 Times in 108 Posts Mentioned: 12 Post(s) Tagged: 2 Thread(s)	Insanely hard to look through those photos. Glad nothing serious happened, and a new FR-S/BRZ is never a bad thing. __________________

10-11-2013, 03:40 PM	#49
Jrohit Senior Member Join Date: Apr 2013 Drives: 2013 FRS 10 Series #2072 (6MT) Location: Burtonsville, MD Posts: 832 Thanks: 756 Thanked 261 Times in 209 Posts Mentioned: 37 Post(s) Tagged: 3 Thread(s)	TAKE THE MODS OUT!. As you know I recently got into an accident myself, but my insurance didn't reimburse me for my Borla. Take out the part and let Geico know that you have it. If they say that they're going to replace/give money for it, tell them that you'll ship it to them after you get it. No sense in giving it to them if they could lie about it. But contact them first before you do it. I work in Rockville and I'll be working on Sunday, but it's from 7-5pm. Hopefully things work out for you, and look for the 10-series. It'd be nice to have another Mid-Atlantic member with one! I have no doubt that they'll total it (good thing). You don't want to drive something with frame damage. It's going to be a long process, just a heads up. __________________ If anything, I'd be caught dead smiling.

10-11-2013, 03:43 PM	#50
thejevans Rugger Extraordinaire Join Date: Jul 2012 Drives: 1997 Miata, R.I.P. 2013 Red FR-S Location: Derwood, Maryland, United States Posts: 538 Thanks: 142 Thanked 258 Times in 145 Posts Mentioned: 53 Post(s) Tagged: 0 Thread(s)	I need an OEM midpipe STAT. does anyone have one they can give to me in return for a new one later if they total it or the same one if they don't? __________________ 1994 Plymouth Acclaim - Engine died and went to cash for clunkers 2001 Dodge Neon R/T- Hydro-locked engine and parted out 2003 Nissan Sentra SE-R Spec-V - Traded for next car 2013 Scion FR-S - Got taken out by a distracted driver while I was sleeping. Total loss. 1997 Mazda Miata - Current

10-11-2013, 03:46 PM	#51
kanundrum Senior Member Join Date: Jan 2012 Drives: 2013 Whiteout FR-S Location: Laurel, MD Posts: 5,364 Thanks: 2,704 Thanked 3,016 Times in 1,711 Posts Mentioned: 106 Post(s) Tagged: 3 Thread(s)	Dam Orbital Just asked me, I know there has to be plenty laying around in everyones garage, not mine just yet though. __________________ Ive spent most of my life racing... The rest I just wasted

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10-11-2013, 03:18 PM	#46
OrbitalEllipses Banned Join Date: Jan 2012 Drives: Attitude Location: MD Posts: 10,046 Thanks: 884 Thanked 4,890 Times in 2,903 Posts Mentioned: 123 Post(s) Tagged: 4 Thread(s)	Most insurances are that way. Do NOT leave mods on the car. Replace with stock no matter what they try to tell you. Car's yours til they pay.

10-11-2013, 03:31 PM	#47
malave7567 Senior Member Join Date: Jun 2013 Drives: (formerly) 2013 Raven FR-S Location: Houston, TX Posts: 396 Thanks: 117 Thanked 218 Times in 136 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	it hurts to see this happen. My RX-7 was totaled while it was parked by an older woman in a big Cadillac that hit the passenger side and kept going for a while before stopping, so my whole passenger side was ruined. The cops ruled that she was on some medications or something, she was out of it. Still hurt to see a car I spent years and thousands of dollars on totaled, and I'm sure you felt exactly the same seeing your car like that. Hope insurance takes care of things and you get back in a new car soon.

10-11-2013, 03:52 PM	#52
OrbitalEllipses Banned Join Date: Jan 2012 Drives: Attitude Location: MD Posts: 10,046 Thanks: 884 Thanked 4,890 Times in 2,903 Posts Mentioned: 123 Post(s) Tagged: 4 Thread(s)	Unfortunately I still run my OEM midpipe as well.

10-11-2013, 04:23 PM	#53
SubaSteve Captain Cocoa Join Date: Jul 2012 Drives: CBS BRZ MT Location: MD Posts: 597 Thanks: 32 Thanked 282 Times in 161 Posts Mentioned: 2 Post(s) Tagged: 0 Thread(s)	I have a full oem exhaust pm me your phone number and ill bring it to you tonight after I do my oil Change/cam plate install.

10-11-2013, 05:49 PM	#55
DC-FRS Senior Member Join Date: Jul 2012 Drives: Whiteout FR-S Location: NoVA Posts: 345 Thanks: 60 Thanked 104 Times in 70 Posts Mentioned: 18 Post(s) Tagged: 1 Thread(s)	@kanundrum is absolutely right. I work in autobody as an estimator and work hand in hand with these situations and insurance companies on a daily basis (Namely, GEICO). Make sure to remove everything, they may say they will pay you but trust me, do not believe anything they say unless it's fully documented, or somewhere in their policy for claimants. Wish I was closer so I could come up and help this weekend. Sucks it had to happen, but it could be a lot worse. Hopefully everything works out for you

10-11-2013, 07:08 PM	#56
HeubergerMotors Join Date: Apr 2013 Drives: 2006 WRX TR Location: 1080 Motor City Drive , Colorado Springs 80905 Posts: 1,698 Thanks: 766 Thanked 408 Times in 242 Posts Mentioned: 49 Post(s) Tagged: 2 Thread(s)	Oh !

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