Interest Rate? - Page 2 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

itsfun · 08-24-2012, 09:30 AM

1.9% through NASA FCU

GMU-BRZ · 08-24-2012, 09:45 AM

1.79% via Navy Federal

eikond · 08-24-2012, 11:39 AM

I did my original loan through state farm bank.. Was 2.39% for 60 with free gap insurance.

I just filled out an online app for PenFed to refinance to their current rate of 1.49%. Will save me $30 a month. I was worried that I would have a problem with valuation of the collateral. I borrrowed almost $27,000 for my original loan and have only made a couple payments. My payoff is $25,700. My fear was that they would value the vehicle as used and only say it's worth like $23k or something. Turns out they value the car at $25,495. So I only have to send $200 of my own money to payoff the statefarm loan. Love the high resale on the BRZ so far!!!

Joobacca · 08-24-2012, 01:40 PM

1.89% through Subaru

Maps316 · 08-24-2012, 01:47 PM

So it looks like mid to high 1% area...... Cause alot of online stuff was saying 2.9% which I thought was a bit high. I wonder if anyone can get at 0.9% even with fantastic credit lol

schtebie · 08-24-2012, 01:53 PM

Quote:

Originally Posted by Joobacca

1.89% through Subaru

???

I thought the promotional rate was 2.9%...

kwood9000 · 08-24-2012, 02:19 PM

Quote:

Originally Posted by schtebie

???

I thought the promotional rate was 2.9%...

It's 2.9% through Subaru. The dealer can go through a bank and get better rates.

Joobacca · 08-24-2012, 03:45 PM

Yeah i guess this dealership goes through Chase, but I essentially came in with 1.99 from the local credit union and Subaru said they can beat it so I went with them instead.

xwd · 08-24-2012, 04:06 PM

1.99

Blackforge · 08-24-2012, 04:25 PM

1.84% through Subaru finance (in reality Chase). I do have Excellent credit...

Maps316 · 08-24-2012, 04:29 PM

Quote:

Originally Posted by Blackforge

1.84% through Subaru finance (in reality Chase). I do have Excellent credit...

Awesome, cause I was thinking through chase.

GregV · 08-24-2012, 05:25 PM

Quote:

Originally Posted by Maps316

Awesome, cause I was thinking through chase.

Go to your dealer and ask them to beat/match penfed. They will work with Chase to get you the rate. Worked for me, and I wasn't even approved by penfed because of my lack of credit history.

Spartan65 · 08-24-2012, 05:35 PM

Quote:

Originally Posted by R32 GTR

wow those rates are amazing. in the UK, Toyotas interest rate is 6.9%

Sorry I don't feel so bad now, after my divorce and a personal BK I was lucky to get 8.9%, I was thinking of paying it off before I did any major modifications though.

choi0706 · 08-24-2012, 05:36 PM

i got 1.69 with dealer and purchased the extended warranty.. some special they got going on now..

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08-24-2012, 09:30 AM	#15
itsfun Member Join Date: May 2012 Drives: SWP BRZ Limited Location: Greenbelt, MD Posts: 33 Thanks: 0 Thanked 5 Times in 5 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	1.9% through NASA FCU

08-24-2012, 09:45 AM	#16
GMU-BRZ Senior Member Join Date: Feb 2012 Drives: 2013 Subaru Impreza Sport Location: Fairfax, VA Posts: 279 Thanks: 103 Thanked 122 Times in 32 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	1.79% via Navy Federal

08-24-2012, 11:39 AM	#17
eikond Wish Nissan made one Join Date: Feb 2012 Drives: '13 WRB BRZ Premium Location: Lake Orion, MI Posts: 886 Thanks: 129 Thanked 360 Times in 189 Posts Mentioned: 18 Post(s) Tagged: 1 Thread(s)	I did my original loan through state farm bank.. Was 2.39% for 60 with free gap insurance. I just filled out an online app for PenFed to refinance to their current rate of 1.49%. Will save me $30 a month. I was worried that I would have a problem with valuation of the collateral. I borrrowed almost $27,000 for my original loan and have only made a couple payments. My payoff is $25,700. My fear was that they would value the vehicle as used and only say it's worth like $23k or something. Turns out they value the car at $25,495. So I only have to send $200 of my own money to payoff the statefarm loan. Love the high resale on the BRZ so far!!!

08-24-2012, 01:40 PM	#18
Joobacca Member Join Date: Mar 2012 Drives: DMG BRZ 6MT LIMITED Location: Swampscott, MA Posts: 30 Thanks: 5 Thanked 4 Times in 3 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	1.89% through Subaru

08-24-2012, 03:45 PM	#22
Joobacca Member Join Date: Mar 2012 Drives: DMG BRZ 6MT LIMITED Location: Swampscott, MA Posts: 30 Thanks: 5 Thanked 4 Times in 3 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	Yeah i guess this dealership goes through Chase, but I essentially came in with 1.99 from the local credit union and Subaru said they can beat it so I went with them instead.

08-24-2012, 04:06 PM	#23
xwd Senior Member Join Date: Feb 2012 Drives: 2013 DGM Subaru BRZ (Subie #9) Location: ATL, US Posts: 2,667 Thanks: 123 Thanked 861 Times in 552 Posts Mentioned: 32 Post(s) Tagged: 0 Thread(s)	1.99

08-24-2012, 04:25 PM	#24
Blackforge Member Join Date: Apr 2012 Drives: 2013 Subaru BRZ Limited - CBS Location: Alabama Posts: 45 Thanks: 2 Thanked 20 Times in 13 Posts Mentioned: 2 Post(s) Tagged: 0 Thread(s)	1.84% through Subaru finance (in reality Chase). I do have Excellent credit...

08-24-2012, 05:36 PM	#28
choi0706 Senior Member Join Date: Mar 2012 Drives: t Location: United States Posts: 446 Thanks: 14 Thanked 56 Times in 36 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	i got 1.69 with dealer and purchased the extended warranty.. some special they got going on now..

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