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Old 08-16-2012, 08:15 PM   #1
powercage
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Dealer finance rates?

Just curious as to what finance rates (particularly in Vancouver) people have signed to at the dealers as opposed to the ~5.9% online (if any change at all?)
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Old 08-16-2012, 10:11 PM   #2
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5.9 may just be the default value posted on the website. Other banks and credit unions can sometimes qualify you for better rates. There's a lot of factors involved, not just what the dealer wants to charge. I know for a fact that in the US, there are much better rates to be had right now.
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Old 08-16-2012, 10:53 PM   #3
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2.7 for 36 months
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Old 08-17-2012, 04:25 PM   #4
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2.7 for 36 months
Which bank did you get that rate from?
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Old 08-17-2012, 04:34 PM   #5
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5.9 from Subaru is stupid high.

Try a bank as others recommended.
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Old 08-17-2012, 08:56 PM   #6
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Which bank did you get that rate from?
Scion Canada is giving 2.9% up to 36 months. 48 months goes up to 3.9%.

Great rates to join the waiting list for your FRS....

If you're a recent grad you get an additional 0.2% off financing rates and of course the $1000 off.
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Old 08-17-2012, 10:32 PM   #7
FR-S,M.D.
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^ this
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Old 08-19-2012, 11:21 PM   #8
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4.95% fixed rate with RBC BANK thru the Scion Dealer.
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Old 08-20-2012, 02:28 AM   #9
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4.95% fixed rate with RBC BANK thru the Scion Dealer.
thanks for all the replies.

how long is your term?
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Old 08-20-2012, 11:33 AM   #10
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Also worth noting: loans brokered through Toyota/Scion with local banks may be more flexible with respect to the final rate as opposed to TFS.
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Old 08-20-2012, 11:57 AM   #11
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thanks for all the replies.

how long is your term?
72 months
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