Dealer finance rates?
 

Just curious as to what finance rates (particularly in Vancouver) people have signed to at the dealers as opposed to the ~5.9% online (if any change at all?)

5.9 may just be the default value posted on the website. Other banks and credit unions can sometimes qualify you for better rates. There's a lot of factors involved, not just what the dealer wants to charge. I know for a fact that in the US, there are much better rates to be had right now.

2.7 for 36 months

Which bank did you get that rate from?

5.9 from Subaru is stupid high.

Try a bank as others recommended.

Scion Canada is giving 2.9% up to 36 months. 48 months goes up to 3.9%.

Great rates to join the waiting list for your FRS....

If you're a recent grad you get an additional 0.2% off financing rates and of course the $1000 off.

^ this

4.95% fixed rate with RBC BANK thru the Scion Dealer.

thanks for all the replies.

how long is your term?

Also worth noting: loans brokered through Toyota/Scion with local banks may be more flexible with respect to the final rate as opposed to TFS.

72 months