ICBC Insurance Cost

[STi88]

This pricing review is awesome! Thanks so much!

Yes, I think Vancouver would have a much higher cost. I'm 24, accident free and currently paying around 1.8k for my Mazda 3... I hope the BRZ would cost around the same or less...

I think I have one or two more years before maxing out of the reduction level.

[JimT]

I'm right in the middle of downtown Vancouver and I'm paying $1789 including the finance fee to insure my FR-S. I have the maximum discount and the minimum deductibles.

[megatron]

930ish a year is what i got quoted. getting my car in around 2 weeks
250$ deductible colision
100$ deductible comprehensive

i'm 33 years old :-D

[FT86FRS]

27 year old accident free. Previously quoted (before I had my VIN) was around 1157 if I recall right. Called again on friday and got the quotes for $847.00/yr with TD Meloche Monnex which is full coverage, 1st time accident pardon, and total value back if I (touch wood) total my car within 2 years. Oh and i'm in AB.

[megatron]

Originally Posted by FT86FRS

27 year old accident free. Previously quoted (before I had my VIN) was around 1157 if I recall right. Called again on friday and got the quotes for $847.00/yr with TD Meloche Monnex which is full coverage, 1st time accident pardon, and total value back if I (touch wood) total my car within 2 years. Oh and i'm in AB.

excellent deal!
what is your deductible collision and comprehensive?

[Heero]

Omg... the ontario government needs to do something about insurance companies here!

A buncha scammers and cheats - how can we make insurance mandatory and then expect people to chalk up ludacris amounts! My sister pays less then either of my parents and she has an accident + a couple speeding tickets AND her car is worth more then theirs... To top it all off she has no driving history in America so she is a new driver...

STILL less lol...

[truenosan]

I'm going to be paying $2300. I have %43 discount, 5 million liability, $300 deductible for comp/collision. This is also with replacement policy.

[Destructocon]

Originally Posted by stateless

Out of curiosity, what's your age/any accidents? That's a really good price compared to Alberta.

I'm 30, no accidents, and at AMA with $500 deductible, $1,000,000 liability and full coverage, I'll be paying $1,578 / year for personal use. If I go to business use (not a chance) it would be $3,426 / year. I also have home insurance etc with them, so that is probably after a small discount. I pay an additional $24 / year to get the purchase price back if the car gets written off.

Try TD online. Better coverage, cheaper, and their customer service is way better. I had to walk away from AMA.

[stateless]

Originally Posted by Destructocon

Try TD online. Better coverage, cheaper, and their customer service is way better. I had to walk away from AMA.

Thanks for the tip!

I dunno though, a few years ago some jackass in his truck swiped the side of my rear bumper (despite seeing nearly my full car in front of his truck while he turned into and hit my car; obviously he wasn't looking at all), and the position of damage made it look like I had cut him off, and then he tried to blame it on me and made up a fake story since there were no witnesses. Some people are shameless assholes. In the end he was still found at fault and his company (a small insurance company that seemed like it was steamrolled) had to pay for the repainting of the bumper at the best shop I could find. AMA's service in general is far from perfect, but I was happy with how they handled the problem.

Nevertheless, TD might well be good and they are no small company. I've had bad service from them for other things, but maybe for insurance their service is better.