20+college+work=brz??

[Lee358]

Originally Posted by tdoggy57

I'm 19, go to college (albeit community college), and have a full-time job. Living at home, kind of a similar position.

I leased my FR-S. This way, my payments aren't bad now, and in 3 years when I'll hopefully be even more stable, I can make a bigger decision. At this point, I'm just banking the money I would have paid forward on a finance so that if I want to own the car after 3 years, I can just pay the cash and be done with it.

Whats ur lease look like if you dont mind me askin(numbers wise)

[tdoggy57]

My interest is around 3.5% and I put down 1500. On a 12k a year lease, my payments are $385 a month on an automatic with a few options. Residual is about $17.5 k.

[Lee358]

If i put down 6000 it at 3.5% it would be around 420 a month. For 60 months thats on a limited brz

[tdoggy57]

Forgot to say it's a 3 year lease. FR-S with bra, cargo mat, rear bumper applique, around 27 k total I think.

[Lighting Red]

I would never own a new car in college. Hell, at that stage in my life I would never own something I would go crazy over if it got one or two dings. College is not car friendly. I wouldn't put a BRZ through it.

Besides, if you have ask a forum, you cannot afford it. I am not trying to be a snob, but let's be realistic here. If you could comfortably afford the car, you wouldn't ask us.

[Lee358]

Originally Posted by Lighting Red

I would never own a new car in college. Hell, at that stage in my life I would never own something I would go crazy over if it got one or two dings. College is not car friendly. I wouldn't put a BRZ through it.

Besides, if you have ask a forum, you cannot afford it. I am not trying to be a snob, but let's be realistic here. If you could comfortably afford the car, you wouldn't ask us.

I actually make around 1500 a month during the school year and 2400 a month when im not in school overtime is wonderful.... Im pretty sure thats more then enough to be comfortable with this car... But its not all about being able to buy it and be comfortable its about seeing what other people did when they were my age and how they are living now years later. (snob)

[Exhaust]

Originally Posted by Lighting Red

I would never own a new car in college. Hell, at that stage in my life I would never own something I would go crazy over if it got one or two dings. College is not car friendly. I wouldn't put a BRZ through it.

Besides, if you have ask a forum, you cannot afford it. I am not trying to be a snob, but let's be realistic here. If you could comfortably afford the car, you wouldn't ask us.

And we have a winner!

[viper_driver]

Originally Posted by feedbag

Has anyone really been far even as decided to use even go want to do look more like?

Post of the year. First time ever I've asked my wife to come read something on FT86Club.com. Thanks, this made my day.

[driftartist]

do it. screw what we say follow what you want and what makes you happy. we are all walking our own paths and sure i can say do it and the next guy can say no man not ready yet...who cares do what you feel. i think you should do it (only to answer your question)

[himbo]

Lee, do you volunteer for Wayne First Aid?

[Heero]

A fellow 20 year old university student chiming in here:

I pay my parents rent each month, pay my own school tuiton (no loan for me) & expenses.
Despite all this I purchased the BRZ.

If I can do all this in Canada -where I am paying almost 9k a year just on insurance, you can do it to! Your young, live life! Enjoy your new car!

[Jidonsu]

It's really hard for use to give any sort of advice without knowing your full financial history. It also depends on what each person's values are.

When I was in college, I drove a $2000 Datsun 280z, had a lot of my tuition covered by scholarships, and worked to pay as much of what scholarships didn't cover (foreign student) to take the load off of my parents. They still paid for some of the tuition, but I tried to give them as much of a break as possible. I moved out when I was 18 because the scholarship covered dorms. I could've afforded the payments on a new car, but I chose to put the money towards tuition since I wanted my parents to save more money.

With that said, if your parents are living comfortably, and money isn't a huge concern of theirs, then go ahead and buy the FR-S on your own. I would just think through what your plans are after graduation. If you plan on cutting yourself off from your parents financially immediately, then I would hold off on buying the car and continue to drive the Frontier. The money you put aside now will go a long way once all the bills pour in when you're on your own. A car payment on a car you didn't really need to buy is not something you want to deal with when you're freshly out of college, looking for a job, and are on your own.

Again, it's highly dependent on your situation. If my parents were well off when I was 20, didn't mind me living at home, and don't mind me falling back on them when the sh*t hits the fan, then I would probably spend the money on the car. I just could never do it because I knew what it would cost MY parents both on the short term basis and in the long run.

[jimmillion]

Originally Posted by Heero

A fellow 20 year old university student chiming in here:

I pay my parents rent each month, pay my own school tuiton (no loan for me) & expenses.
Despite all this I purchased the BRZ.

If I can do all this in Canada -where I am paying almost 9k a year just on insurance, you can do it to! Your young, live life! Enjoy your new car!

where in Canada do you live and what horrible things have you done to deserve such an expensive insurance policy? I was just qouted 2600 a year for my brz and I'm only three years older then you. I dunno how you do it, but whatever your doing to afford all of that keep doing it.

[Heero]

Originally Posted by JIMs|a|MILLION

where in Canada do you live and what horrible things have you done to deserve such an expensive insurance policy? I was just qouted 2600 a year for my brz and I'm only three years older then you. I dunno how you do it, but whatever your doing to afford all of that keep doing it.

Near Brampton :/

1 accident + no driving record + primary driver = facility lol