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BRZ First-Gen (2012+) — General Topics All discussions about the first-gen Subaru BRZ coupe

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View Poll Results: Oldness, Happiness
Age: <25, Income: <$30k 16 6.25%
Age: <25, Income: $30k - $49k 22 8.59%
Age: <25, Income: $50k - $69k 18 7.03%
Age: <25, Income: $70k - $89k 10 3.91%
Age: <25, Income: $90k+ 11 4.30%
Age: 25-34, Income: <$30k 10 3.91%
Age: 25-34, Income: $30k - $49k 22 8.59%
Age: 25-34, Income: $50k - $69k 35 13.67%
Age: 25-34, Income: $70k - $89k 22 8.59%
Age: 25-34, Income: $90k+ 28 10.94%
Age: 35-49, Income: <$30k 1 0.39%
Age: 35-49, Income: $30k - $49k 2 0.78%
Age: 35-49, Income: $50k - $69k 7 2.73%
Age: 35-49, Income: $70k - $89k 6 2.34%
Age: 35-49, Income: $90k+ 27 10.55%
Age: 50+, Income: <$30k 1 0.39%
Age: 50+, Income: $30k - $49k 1 0.39%
Age: 50+, Income: $50k - $69k 1 0.39%
Age: 50+, Income: $70k - $89k 3 1.17%
Age: 50+, Income: $90k+ 13 5.08%
Voters: 256. You may not vote on this poll

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Old 04-11-2015, 01:48 AM   #43
Stang70Fastback
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Originally Posted by enjetek View Post
i cant vote since theres no option that corresponds to meeeeeeeeeee
Please elaborate, lol.
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Old 04-11-2015, 01:48 AM   #44
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actually...i cant read
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Old 04-11-2015, 01:49 AM   #45
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time to cry in corner...
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Old 04-11-2015, 09:49 AM   #46
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Originally Posted by ajaxthebetter View Post
Tuition reimbursement sounds like a great program. Problem with my education is that it centers around a more creative/ subjective field. English degree, so I could probably be a teacher, but I hate public speaking, haha. Guess I'm one of those people who would rather die.

It's weird, I have had fiction stories published and yet can't find a job that suits my liking, or the few I've applied for that I'd want to do kind of dismiss me instantly. Usually want 3-5 years experience, which is hard to quantify in terms of writing quality. I personally weigh publsihed fiction greater than years in field, yet I understand companies decisions to not take chances on unproven applicants. Guess I'm just holding for a job I really want/ waiting to see how my creative writing efforts evolve over time. For now, I work a manual labor job which challenges neither body nor mind so as not to compromise my more lofty goals. Sure my boss would love to hear that....
Yeah I hear English degrees can be difficult to facilitate. Have you looked into document control? Not what you want to do forever but probably an option.
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Old 04-11-2015, 10:58 AM   #47
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Quote:
Originally Posted by Tcoat View Post
This is one of my pet peeves.
You don't convert or count exchange on price alone and try to compare. In Canada a Canadian dollar is worth one dollar, period. You can't say well that would be 80 cents in the US because you are not buying it there.
When comparing prices they are in effect exactly what they appear to be not reduced by exchange rates.
If an item costs $1 and the wage is $10 then any exchange would be applied to both. This means that after exchange the item may cost 80 cents but the wage goes to $8 so proportionally exactly the same.
Soooo.... when we pay $6 a gallon for gas it is exactly the same as you paying $6 a gallon, you do not apply exchange or try to reduce it in anyway.
Not to mention that there are times like a good part of last year where the Canadian dollar is actually worth more than the US one.
Does this make any sense to anybody but me?
There is actually a $5.3 Trillion per day market that does exactly this. It's called Forex trading. Exchange rates fluctuate all the time, but you absolutely can compare the two.
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Old 04-11-2015, 05:38 PM   #48
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Quote:
Originally Posted by Tcoat View Post
This is one of my pet peeves.
You don't convert or count exchange on price alone and try to compare. In Canada a Canadian dollar is worth one dollar, period. You can't say well that would be 80 cents in the US because you are not buying it there.
When comparing prices they are in effect exactly what they appear to be not reduced by exchange rates.
If an item costs $1 and the wage is $10 then any exchange would be applied to both. This means that after exchange the item may cost 80 cents but the wage goes to $8 so proportionally exactly the same.
Soooo.... when we pay $6 a gallon for gas it is exactly the same as you paying $6 a gallon, you do not apply exchange or try to reduce it in anyway.
Not to mention that there are times like a good part of last year where the Canadian dollar is actually worth more than the US one.
Does this make any sense to anybody but me?
I don't think I follow your logic...

For the sake of example, let's say it's a 2:1 conversion (CAD/US).

If we are to assume that wages and cost of goods both scale with the same conversion, and if we had equal wages:

If I made $10,000, you would make $20,000. If I pay $6 US for a gallon of gas, that's 0.06% of my wage. If you pay $6 CAD for a gallon of gas, that's 0.03% of your wage. You should pay $12 CAD for the same gallon of gas that I pay $6 US for, if they were to cost the same.

So, if we're both paying $6 of our respective currency per gallon of gas, I'm paying a lot more for my gas than you are. Double, to be exact.

Your argument of "a dollar is a dollar" is only true if you never look outside your own currency ecosystem for comparison.

Beyond that, my point was more that the cost of goods is not constant across borders. I have heard many times that, conversion aside, certain goods cost more or less in different countries.

Another example, again let's assume a 2:1 CAD/US conversion: I buy a new TV for $500 US. That same TV should cost $1000 CAD, for it to have the same cost ratio. However, if that TV actually sells for $1200 CAD, you're paying more for it than I am. I've had people cite examples exactly like this.

There are reasons, of course, beyond the currency exchange. Import taxes, tariffs, trade negotiations, etc.

I was with a group of colleagues from the UK last year in San Jose for a conference. They insisted on making a run to Best Buy to buy electronics. Even at inflated RETAIL prices, they said it would save them significant money to buy here and transport home (including paying the duty taxes) than buying at UK prices, and these are very smart nerd types, so they did the math on the exchange vs. cost/value ratio.

In either case, I can afford a beer in either currency, so I owe you one.

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Old 04-11-2015, 06:18 PM   #49
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Just a thought, perhaps it would be better to poll based on net income since that is what one would look at when deciding if they can afford something? After all the bits that get taken my net income is about 60% of my gross income. A couple years ago I was at a much lower gross income level but different situation and I actually had a higher (though not by much) net income.
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Old 04-11-2015, 09:51 PM   #50
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Quote:
Originally Posted by keithr View Post
I don't think I follow your logic...

For the sake of example, let's say it's a 2:1 conversion (CAD/US).

If we are to assume that wages and cost of goods both scale with the same conversion, and if we had equal wages:

If I made $10,000, you would make $20,000. If I pay $6 US for a gallon of gas, that's 0.06% of my wage. If you pay $6 CAD for a gallon of gas, that's 0.03% of your wage. You should pay $12 CAD for the same gallon of gas that I pay $6 US for, if they were to cost the same.

So, if we're both paying $6 of our respective currency per gallon of gas, I'm paying a lot more for my gas than you are. Double, to be exact.

Your argument of "a dollar is a dollar" is only true if you never look outside your own currency ecosystem for comparison.

Beyond that, my point was more that the cost of goods is not constant across borders. I have heard many times that, conversion aside, certain goods cost more or less in different countries.

Another example, again let's assume a 2:1 CAD/US conversion: I buy a new TV for $500 US. That same TV should cost $1000 CAD, for it to have the same cost ratio. However, if that TV actually sells for $1200 CAD, you're paying more for it than I am. I've had people cite examples exactly like this.

There are reasons, of course, beyond the currency exchange. Import taxes, tariffs, trade negotiations, etc.

I was with a group of colleagues from the UK last year in San Jose for a conference. They insisted on making a run to Best Buy to buy electronics. Even at inflated RETAIL prices, they said it would save them significant money to buy here and transport home (including paying the duty taxes) than buying at UK prices, and these are very smart nerd types, so they did the math on the exchange vs. cost/value ratio.

In either case, I can afford a beer in either currency, so I owe you one.

Oh there are certainly things that we pay more for I was not for one second saying we are even on prices. You 2:1 exchange example is exactly what I was saying though. If we took you prices as reality and all things were equal then yes we would pay $12.
Obviously I simplified the whole thing to try to keep it clear and there are 100s of other things we could factor in if we wanted to go into the whole economics of the subject.
My point remains that in Canada what costs a dollar costs a dollar and there is no reason to factor in exchange. Right at this moment with the low Canadian dollar if we compared exchange adjusted prices vs wages it would look like we are all rich. Prices here did not go down just because the Canadian dollar is below the US.
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Old 04-11-2015, 10:05 PM   #51
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Expecting people of the internet to accurately share their age and income...

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Old 04-12-2015, 04:06 AM   #52
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Sure, people could lie. Having sad that, it's a blind poll. There's really nothing to gain by lying.
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Old 04-12-2015, 06:38 AM   #53
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21 year old student here with <$15k income a year. Who has less?
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