well, its finally happening...

[CountChoculitis]

Originally Posted by thill

That is smart. If you really want to build credit fast, pay off that loan as fast as you can It will also save you lots of money in interest payments. Also make sure you get an autoloan that has no pre-payment penalty. It is pretty rare to see them now, but they still exist (where you have to pay a penalty to pay your loan off early).

WRONG.

Not trying to sound like an asshole. But, no.

I bought my tC brand new with no credit and $8,000 down, and paid the tC off in two years.

About a month or two after I paid it off, I tried to get a sport bike. I had almost an 800 credit score, and still couldn't get a loan. They said I paid it off TOO quickly, so I didn't build enough credit history.

I don't know anything about early payoff penalties. I sell Toyotas and Scions, and as far as I know all our loans are simple interest aka everything you pay per month over your minimum goes straight to principle - therefore shortening your loan.

Anyways! Learn from my mistakes, and enjoy your new car brother! :happy0180:

[CountChoculitis]

Originally Posted by carbonBLUE

(well technically it wasnt today but ehh didnt get around to posting it till now!)
went and got my loan pre-approved today, 197 a month :P like a BAWS
my insurance is going to be 140 so 337 a month total for my car

That is soooo legit.

I'll prolly being paying like 350 /mo just for the car payment, cause I got that bike I mentioned in my last post. And it fucked my credit up reallllll good.

[carbonBLUE]

just half detailed my celica, kinda sad you know, depending on how much i get for my celica this weekend, it could have just been the last time that i washed n waxed it before she goes, ive moved apt with it, been in life or death situations, watched my kids grow up in the back seat of that car, auto crossed it, ran from the cops, first car i.. well... ya know... in... lol , drove drunk the third day i had it an hour home without knowing how to drive stick and somehow learned how to clutch less shift in that night...

and it was my first manual, my first drivers car, first mod, first car i broke because i was having too much fun in it, bled about a quart of blood a year figuring out how stuff goes back together in the cramped engine compartment....

if she goes monday (memorial day, how ironic... ) i will be sad, might take a few weeks to get over that...

but the FR-S i wont be getting rid of... ever will have a permanent spot in the garage for the rest of my life

with work being busy and all it might be better for me to get the car monday, someone's financing fell through on an argentino FR-S and depending on what CARMAX gives me for my car, i might just pick it up in 3 days... woo hoo for me if all goes well

[Prava]

Originally Posted by carbonBLUE

just half detailed my celica, kinda sad you know, depending on how much i get for my celica this weekend, it could have just been the last time that i washed n waxed it before she goes, ive moved apt with it, been in life or death situations, watched my kids grow up in the back seat of that car, auto crossed it, ran from the cops, first car i.. well... ya know... in... lol , drove drunk the third day i had it an hour home without knowing how to drive stick and somehow learned how to clutch less shift in that night...

and it was my first manual, my first drivers car, first mod, first car i broke because i was having too much fun in it, bled about a quart of blood a year figuring out how stuff goes back together in the cramped engine compartment....

if she goes monday (memorial day, how ironic... ) i will be sad, might take a few weeks to get over that...

but the FR-S i wont be getting rid of... ever will have a permanent spot in the garage for the rest of my life

with work being busy and all it might be better for me to get the car monday, someone's financing fell through on an argentino FR-S and depending on what CARMAX gives me for my car, i might just pick it up in 3 days... woo hoo for me if all goes well

Nice dude! I'm so jelly... my raven will be here mid june so i'll have to wait a little longer than most :/ in the meantime, i'll be looking at your car and be patiently, yet, anxiously waiting for mine! but dude congrats!

[carbonBLUE]

REVIVAL OF ZOMBIE THREAD!