HELP! Got in an accident, car's a write off :(

[sechs]

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Originally Posted by G-awesome

I totally feel your pain completely. I lost my BRZ around May with the exact same left turn accident... A new car gone less than a week is mortifying. Mine lasted a year and it bummed me out the entire summer as well as seeing other FRS's and BRZ's on the road.

Seeing that damage reminds me of mine which wasn't as bad as yours but still as bad with the front pretty much smashed in. Glad to see you're ok with no major injuries. I was luckily enough to come out without a scratch...I was ticketed as well being the left turner by the cops. I learned alot from that incident. Fighting it in court would be insanely difficult and expensive unless you can 100% prove that the car was speeding and/or blasted through a red light. Pinning 100% fault on the other driver would be near impossible so at most it would be 50-50 but it would still take a hit on your insurance. I'm guessing early in the morning, you couldn't get witnesses to corroborate with your story?

I couldn't even get out of the car in time to grab someone. My doors were jammed shut. Police officer said there was a witness saying I ran a red but he said it sounds like from what everyone is saying is it just turned red but even if he ran it, it would still be my fault? He basically told me to just make rights all the way around until I got where I needed to go ....... soo idk, I haven't scheduled a court date yet - I have to decide within the week :/

Even if I could prove 50-50 it'd probably be better than me being pinned at 100%? idk. I'm looking around to see if I can find someone who's previously won a similar case.

[Tcoat]

Originally Posted by jvincent

In Canada, depending on your carrier you can get what's called "replacement value" insurance for the first 2 or 3 years you own the car.

If you total the car in that time they give you the full new purchase price. It's a little extra, but well worth it.

I bought my car outright and have this on my policy.

We have this on both our cars and it cost about $5 a month extra.
Also pay $250 a year extra for accident forgiveness so rates don't go up.
Mind you we are both old and at least my record is clear so we get a great rate on these.

[extrashaky]

I hate to kick you when you're down, but this kind of thing sorta irritates me after having been hit twice in the past couple of years by people not paying attention to the world around them. It bugs me that you're trying to blame someone else for your mistake.

Originally Posted by sechs

When I saw him he was a long way off and the light was yellow and went red, he had room to stop so I didn't even consider that he wasn't going to :/ my bad for assuming people stop at reds.

I thought you said it was yellow:

Originally Posted by sechs

I was turnng left on an amber turning red, guy comes flying out of no where and writes off my car.

Your story just isn't making sense. First he's coming out of nowhere, then you can see him coming from a long way off. The light is apparently yellow for you but red for him. Apparently it's okay in Canada to turn left in front of oncoming traffic if you think the other guy is speeding. You know, the guy who was speeding from out of nowhere a long way off through the red light that was yellow?

I think you just need to own this. Take your lumps, pay your ticket and higher premiums and be more careful.

[chas3wba0]

Haha, posting about an accident on this forum, you're in for a heaping spoonful of reprimand with a side of finger-wagging from everyone including the Lord Almighty Himself about what a bad driver you are and what you should have done in hindsight. Ask me how I know...

...and I see it's already begun. Don't bother defending yourself on this forum; it's pointless. Whether it was your fault or not, it's ultimately up to you whether you want to try and contest it or just suck it up. It's just money, after all. I'm just glad you walked away from it. Good luck

[sechs]

Originally Posted by extrashaky

I hate to kick you when you're down, but this kind of thing sorta irritates me after having been hit twice in the past couple of years by people not paying attention to the world around them. It bugs me that you're trying to blame someone else for your mistake.



I thought you said it was yellow:



Your story just isn't making sense. First he's coming out of nowhere, then you can see him coming from a long way off. The light is apparently yellow for you but red for him. Apparently it's okay in Canada to turn left in front of oncoming traffic if you think the other guy is speeding. You know, the guy who was speeding from out of nowhere a long way off through the red light that was yellow?

I think you just need to own this. Take your lumps, pay your ticket and higher premiums and be more careful.

Fair enough but I don't see how I contradicted myself, yellow lights turn red ... if it turned red while I was turning then when he hit me, it was red. Regardless, I asked about recommendations to fight it, if anyone had previous experience dealing with insurance and finding a new one.

[amilleri]

So he technically ran a red light and they gave you a ticket? Sounds to me like the cop was just being a ****. Probably one of those cases where you had the sports car you must have been doing something wrong.

[Jegan_V]

Originally Posted by sechs

I know this intersection, I've driven through it many times. Just curious where you were making the left towards? The ramp up Highway 7, Garden or Yonge? I may be able to understand why you made the left thinking it was fine due to how this intersection is set up. Dash cam might've saved you from being charged depending on how the events actually happened.

However having done tons of local driving in Richmond Hill I can definitely tell you that drivers there...don't understand the concept of stopping at red lights or stop sign. Always, always assume the other drivers will do the wrong thing.

[lionbacker54]

Originally Posted by chas3wba0

Haha, posting about an accident on this forum, you're in for a heaping spoonful of reprimand with a side of finger-wagging from everyone including the Lord Almighty Himself about what a bad driver you are and what you should have done in hindsight. Ask me how I know...

...and I see it's already begun. Don't bother defending yourself on this forum; it's pointless. Whether it was your fault or not, it's ultimately up to you whether you want to try and contest it or just suck it up. It's just money, after all. I'm just glad you walked away from it. Good luck

so true. i followed your thread about the kid in the honda pilot who cut in front of you at the last minute. i was surprised by all the negativity. you did a good job keeping your cool. i was glad to see you were vindicated in the end

[RFB]

Originally Posted by sechs

So this is the worst ... Hi I'm new, just got my car from the dealership last week on Thursday and I got in a horrible accident Monday morning on my way to work.



After:




I was turnng left on an amber turning red, guy comes flying out of no where and writes off my car. Worst part is the officer comes to the hospital and gives me a ticket for turn not insafety deeming me at fault for the accident my insurance says my premium is going up 75% next year.

So 2 things, can anyone recommend a good traffic lawyer to help me fight this? And any one have luck negotiating with insurance adjusters?
Insurance called be back today and are saying they won't pay the full amount for my car :<

And I suppose does anyone know of any manual white 2013 FRS for sale in the GTA region? I'm looking for a new one .... :'(

A car waiting to turn left at a light, changes to amber, starts to turn, an oncoming car sees the amber speeds up to make it through the intersection and hits the car turning left in front of it ?

A common accident, the charge used to be called left turn fail to afford reasonable opportunity to avoid collision, now probably simplified to fail to yield, and the other driver charged with D.A.T.S. amber.
Both drivers were always charged and the judge picked one.
The judges were always pissed off because the cop couldn't figure out who was at fault and neither could the judge.
Turn not in safety is generally a catch all charge and was not meant to be used at A.T.S. intersections.

No matter how it happened, don't describe it on a public forum for the insurance co. to use against you.

Don't listen to legal advice from motorheads, get a traffic lawyer.

Beware of the POINTS guys, good deal makers, lousy courtroom lawyers .




CERBERUS

[sechs]

Originally Posted by Jegan_V

I know this intersection, I've driven through it many times. Just curious where you were making the left towards? The ramp up Highway 7, Garden or Yonge? I may be able to understand why you made the left thinking it was fine due to how this intersection is set up. Dash cam might've saved you from being charged depending on how the events actually happened.

However having done tons of local driving in Richmond Hill I can definitely tell you that drivers there...don't understand the concept of stopping at red lights or stop sign. Always, always assume the other drivers will do the wrong thing.

Yeah, was making the left on to the ramp leading to hwy 7.

[Jar]

I'm completely floored at what good shape the cabin is in.

Subaru kind of owns about how they re-enforce the area surrounding the driver, not sure if they do this same thing in the 86 platform, but it wouldn't surprise me:




Basically, they build things so strong, extraction teams had to stop attempting to cut through the b-pillar.

[Tcoat]

Originally Posted by Jar

I'm completely floored at what good shape the cabin is in.

Subaru kind of owns about how they re-enforce the area surrounding the driver, not sure if they do this same thing in the 86 platform, but it wouldn't surprise me:


Basically, they build things so strong, extraction teams had to stop attempting to cut through the b-pillar.

Pretty much all vehicles use something along that same pattern now. The requirement to have the crumple zones that leave the cabin intact could also be one of the stumbling blocks with putting in a bigger/more powerful engine. All new cars are designed to pretty tight crash test requirements and it doesn't take many changes to mess with the balance between survivability and engine in the face.
A crash like that with any vehicle made prior to the late 80s would most likely have ended up with much more tragic results!

[Jar]

Originally Posted by Tcoat

A crash like that with any vehicle made prior to the late 80s would most likely have ended up with much more tragic results!

Maybe in America! The deathtrap spirit lives strong in other countries. lol @ 0:38

[ame="https://www.youtube.com/watch?v=sRzh8uLA1tM"]DATSUN GO fails crash test - zero star safety rating - YouTube[/ame]

[torqdork]

IIHS has rated all years FR-S/BRZ as a Top Safety Pick. What I'm curious about is why the 2013 is rated better than other years for moderate overlap front, what @sechs experienced. Did something change in the car or test methods become more stringent?

http://www.iihs.org/iihs/ratings/veh...cion/fr-s/2013

http://www.iihs.org/iihs/ratings/veh...cion/fr-s/2014

http://www.iihs.org/iihs/ratings/veh...cion/fr-s/2015