Your BRZ Insurance Prices.

[Miniata]

Originally Posted by AznBRZer

I never got the point of these threads especially when there are so many different variables besides driving history and age that determine the price one pays for insurance. I swear it's like one pops up every couple weeks.

I like them for their sheer entertainment value. Of course there will be huge differences between teens and old guys, and from people in different states, or just different counties 20-30 miles apart in the same state. I don't think anyone is going to try and form any serious conclusions from them on what their rates could/should be. For that one should contact BRZ/FRS owners in the near vicinity.

When I was a teenager my insurance payment was more than my car payment. Now my insurance payment is less than 10% of my car payment.

[PoWn3d_0704]

So I'm 18. And this ought to be entertaining.

Full coverage, 500k liab/100$ comp deduct/250$ collison
18 years old
BRZ Limited 6M/T
SafeCo
$880/yr

Now... that is on my parents plan, which I had to work my ass off to stay on. I've never gotten a ticket, never hurt a car, never done ANYTHING bad behind the wheel of a car before in my nearly 4 years of driving.

Those limits and stuff by myself comes out to $3800/yr. Screw that.

[Enraged21]

I get so jealous looking at threads like this. Although I have an FRS, I pay $220 a month that's about 2500 a year

[TOZER]

Originally Posted by Enraged21

I get so jealous looking at threads like this. Although I have an FRS, I pay $220 a month that's about 2500 a year

I too have an FRS but i pay 403.. a month.

okaybye

[B-R-Z]

Originally Posted by Miniata

I like them for their sheer entertainment value. Of course there will be huge differences between teens and old guys, and from people in different states, or just different counties 20-30 miles apart in the same state. I don't think anyone is going to try and form any serious conclusions from them on what their rates could/should be. For that one should contact BRZ/FRS owners in the near vicinity.

When I was a teenager my insurance payment was more than my car payment. Now my insurance payment is less than 10% of my car payment.

Very true. I work in the industry and there are a lot of factors that go into what one pays for a vehicle: age, sex, marital status, location, coverage selections (liab, medical, un\underinsured motorist, lawsuit option, deductibles), discounts (multi-policy, good student, driver training, defensive driving), past driving history (motor vehicle violation history and claim history), some companies also use credit reports.

Also, I see this frequently where the parents are smart about how they setup their policy. At my company, we rate the vehicle premium based on who we assign as a principle driver on the given vehicle. So, what parents do is put their 17 year old son as a principle driver on the family 1998 Minivan with liability only coverage and set the soccer mom as principle on the 17 year olds actual vehicle (mustang, camaro, BRZ, whatever) which keeps the premium normal, meanwhile the son is beating on the cool car every day.

[wrohdejr]

100/300/100 0 deductable no accidents or tickets.
I pay $1219 a year, I also have a 65k cash pay out if car gets totaled. To cover aftermarket value parts. 39 year old male.

[Miniata]

Originally Posted by B-R-Z

Also, I see this frequently where the parents are smart about how they setup their policy. At my company, we rate the vehicle premium based on who we assign as a principle driver on the given vehicle. So, what parents do is put their 17 year old son as a principle driver on the family 1998 Minivan with liability only coverage and set the soccer mom as principle on the 17 year olds actual vehicle (mustang, camaro, BRZ, whatever) which keeps the premium normal, meanwhile the son is beating on the cool car every day.

Even though my son is five years away from getting his license, I've already talked to my insurance company about my options, and I'll probably have my son a principle driver on our Miata (or another Miata at that time) as I only pay $12/month for insurance for it (no comp/collision).

[Enraged21]

Originally Posted by B-R-Z

Also, I see this frequently where the parents are smart about how they setup their policy. At my company, we rate the vehicle premium based on who we assign as a principle driver on the given vehicle. So, what parents do is put their 17 year old son as a principle driver on the family 1998 Minivan with liability only coverage and set the soccer mom as principle on the 17 year olds actual vehicle (mustang, camaro, BRZ, whatever) which keeps the premium normal, meanwhile the son is beating on the cool car every day.

That's the smart thing to do.

[strmshadow84]

Full coverage
29 Married
Limited
Geico
About 55/ month

[Cameronghanson]

Originally Posted by wrohdejr

100/300/100 0 deductable no accidents or tickets.
I pay $1219 a year, I also have a 65k cash pay out if car gets totaled. To cover aftermarket value parts. 39 year old male.

through who?

[jonbonazza]

I am a 25 y/o male with a black frs and a full coverage plan through allstate. I pay 158/mo

Sent from my Nexus 4 using Tapatalk 4 Beta

[xwd]

37 year old with good driver and multi-car plus discount for having homeowners insurance through the same carrier. I pay around $50/mo.

[modena]

Full coverage, MO
46 Years old, 133$ Farmers
(Came from 93$ on my 2013 Ford Focus ST)
Guess the Ford was cheaper to repair? and they don't care the Ford was faster and more hooligan to drive?
(BTW glad to be back with rear wheel drive)

[meeskee2]

Full coverage
29 male
BRZ Limited
Progressive
$91 a month
New Hampshire

I was paying about $130 a month for an 08 Lancer GTS with over 200k miles on it before I bought the BRZ.