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Old 07-16-2012, 01:26 PM   #1
Davie Dynamite
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Decided On FR-S... but...

Hey everyone! I was asking some questions about the FR-S and BRZ to try and decide which I wanted...

Well, I'm going to try and make a long story short and ask for a last bit of advice...

I had a 2007 Hummer H2 that was stolen and I did well with insurance. I invested that money into some real estate I was working on with my dad. I'm a music producer and I have some pending placements that could take about 6 months to come through. They are big $ placements.

To be honest, I've had my heart set on a GT-R for awhile but I don't want to pull the trigger on one until these placements come through and I know financially what is happening...

I really like the FR-S and because I don't have any wheels I feel like it'll be a great car that I can drive while I wait for things to unfold...

If I 2 year finance an FR-S, what are my options in a year if I'm free and clear to buy a GT-R and I'm still financing the FR-S?

I've never done this before so I just want to know my options...
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Old 07-16-2012, 01:28 PM   #2
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Old 07-16-2012, 01:33 PM   #3
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Put enough down on the FR-S so that you can sell it for more than you owe after 2 yrs worth of payments. Then you can either sell it (best option) or trade it when you are ready for GT-R purchase.

If you can get an excellent rate the interest you end up paying (and taking the hit on depreciation) may be worth it to have a vehicle 2yrs + plus any positive impact the auto loan will have on your credit history. That is up to you to decide based on your situation.
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Old 07-16-2012, 01:54 PM   #4
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Quote:
Originally Posted by Davie Dynamite View Post
Hey everyone! I was asking some questions about the FR-S and BRZ to try and decide which I wanted...

Well, I'm going to try and make a long story short and ask for a last bit of advice...

I had a 2007 Hummer H2 that was stolen and I did well with insurance. I invested that money into some real estate I was working on with my dad. I'm a music producer and I have some pending placements that could take about 6 months to come through. They are big $ placements.

To be honest, I've had my heart set on a GT-R for awhile but I don't want to pull the trigger on one until these placements come through and I know financially what is happening...

I really like the FR-S and because I don't have any wheels I feel like it'll be a great car that I can drive while I wait for things to unfold...

If I 2 year finance an FR-S, what are my options in a year if I'm free and clear to buy a GT-R and I'm still financing the FR-S?

I've never done this before so I just want to know my options...
Buy MT white, asphalt or black and then after 2 years sell it to me!

(Then i import it to here and rebadge it. Then i drive like i stole it)

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Old 07-16-2012, 01:58 PM   #5
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still head for a gt-r i love em it would be my first choice, But i dont have $90000 just sitting around
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Old 07-16-2012, 02:10 PM   #6
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Originally Posted by Davie Dynamite View Post
I had a 2007 Hummer H2 that was stolen and I did well with insurance.


That's one good way to get rid of a Hummer!

I'd finance it for a 36-48 month term, overpay so you have some equity in it when it comes time to trade in, or pay it off in 2 years and sell it privately to make more $$ than you could if you traded it in. Have you driven a GT-R? I've heard more than one person complaining about the GT-R being too much of a robot to have any fun in. Someone on here even sold one for a Toyota 86, in Hong Kong I think? Another guy I was talking to is considering getting rid of his for a Cadillac CTS-V. In any case, I hope you get the FR-S because I'm sure you'll love it!
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Old 07-16-2012, 02:20 PM   #7
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If you are talking about waiting 6-12 months, get a used car that has good resale value (Honda, Toyota, Mazda, etc) then turn around and sell it for basically what you paid, and get either the GT-R or FR-S/BRZ if things don't work out as well as you planned.

Buying a new car and then selling it a year or less later is never a good idea. You lose thousands the minute you drive the car off the lot.
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Old 07-16-2012, 02:46 PM   #8
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Would love to have these #firstworldproblems :]
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Old 07-16-2012, 02:51 PM   #9
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I loved that truck. I worked my ass off to get it and customize it the way I did. You're comment isn't funny.

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That's one good way to get rid of a Hummer!
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Old 07-16-2012, 02:59 PM   #10
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Old 07-16-2012, 03:02 PM   #11
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If it's only 6 months I'd buy a used car that's already taken most of the major depreciation. Something popular/economical that will retains its value and be in demand so if you want to sell it in 6 months you can easliy. Then decide on the FRS or GTR depending on the situation you are in. my 2c.
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Old 07-16-2012, 03:04 PM   #12
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Quote:
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Buying a new car and then selling it a year or less later is never a good idea. You lose thousands the minute you drive the car off the lot.
I think this is rather silly considering he owned an H2 and is considering a GT-R. A worst-case scenario still probably doesn't place FR-S depreciation remotely close to those vehicles.
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Old 07-16-2012, 03:04 PM   #13
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I loved that truck. I worked my ass off to get it and customize it the way I did. You're comment isn't funny.
He may have been doing so but when I read that I figured he was assuming they were tough to sell and not necessarily bashing your car.

I could easily be wrong.

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Old 07-16-2012, 03:09 PM   #14
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I think this is rather silly considering he owned an H2 and is considering a GT-R. A worst-case scenario still probably doesn't place FR-S depreciation remotely close to those vehicles.
What is silly about buying a gently used car that has good resale value so he can wait 6-12 months to determine what his budget is?

Sorry, but buying almost any car brand new and then selling it in 6-12 months results in depreciation. You honestly think a 6-12 month used FR-S that you paid MSRP for won't be worth thousands less used?
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