Trading in FRS questions - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

mrstevewhiskers · 03-01-2016, 04:16 PM

I have a 2014 Automatic White FRS with around 27k mileage on it, and I'm getting bored of the transmission and was wondering if there was anyway possible that I could head to the dealership to get another used manual subaru brz? I have ownership to the car, but my mother was the original person that purchased it. I am a college student with no credit, is this possible?

kch · 03-01-2016, 04:18 PM

Quote:

Originally Posted by mrstevewhiskers

I have a 2014 Automatic White FRS with around 27k mileage on it, and I'm getting bored of the transmission and was wondering if there was anyway possible that I could head to the dealership to get another used subaru brz? I have ownership to the car, but my mother was the original person that purchased it. I am a college student with no credit, is this possible?

is the title in your name?

Summerwolf · 03-01-2016, 04:20 PM

First: Call up the used car factory and have them build / deliver the vehicle to your dealer of choice.

Second: Call Mom to have her meet you there and co-sign.

Third: Instantly regret the first two decisions. If mom and dad bought you a nice car.... continue driving happily through college until you get a job and build your own credit.

mrstevewhiskers · 03-01-2016, 04:20 PM

Yes it is in my name

Quote:

Originally Posted by kch

is the title in your name?

mrstevewhiskers · 03-01-2016, 04:21 PM

I actually do have a job as a server, but it's for some reason under the table so no credit..

Quote:

Originally Posted by Summerwolf

First: Call up the used car factory and have them build / deliver the vehicle to your dealer of choice.

Second: Call Mom to have her meet you there and co-sign.

Third: Instantly regret the first two decisions. If mom and dad bought you a nice car.... continue driving happily through college until you get a job and build your own credit.

RichardsFRS · 03-01-2016, 04:24 PM

Nope it's your mom's car. Now if you took mom and she signed over the title and signed a new one yes. By yourself no

mrstevewhiskers · 03-01-2016, 04:25 PM

I have a piece of paper that says I have the title under the car.. do I still need her to be around for me to trade it?

Quote:

Originally Posted by RichardsFRS

Nope it's your mom's car. Now if you took mom and she signed over the title and signed a new one yes. By yourself no

Packofcrows · 03-01-2016, 04:26 PM

Quote:

Originally Posted by mrstevewhiskers

I am a college student with no credit, is this possible?

All you, but I wouldn't have bought it if I were still a college student. A $8k Corolla or Civic would have outperformed this car in college.

My recommendation is pay it off, graduate, then get a new car. By then BRZ's will be like $10k or the new refresh models will be out.

If you really want to get rid of it, then be prepared to either:

I. Get a huge APR like 10%+
II. Hurt your mom's credit

Go to a credit union, then refinance if you can. Save $2-3k to do this. Get your mom off the title. Then do whatever you want.

Now, if you want to build some credit, keep the car for a year (IMO). In the mean time, get a part time job or work study job, open 2-3 credit cards, use them until you owe $250 on each and make minimum payments for approx 8 months. Should have a decent credit history and score by then.

mrstevewhiskers · 03-01-2016, 04:27 PM

The cars fully paid for! Thats why I have ownership to the car haha. Makes sense though, I've just been interested in driving a stick because my first car was a stick and I'm just bored of it haha didn't mean to anger anyone.

Quote:

Originally Posted by Packofcrows

All you, but I wouldn't have bought it if I were still a college student. A $8k Corolla or Civic would have outperformed this car in college.

My recommendation is pay it off, graduate, then get a new car. By then BRZ's will be like $10k or the new refresh models will be out.

If you really want to get rid of it, then be prepared to either:

I. Get a huge APR like 10%+
II. Hurt your mom's credit

Go to a credit union, then refinance if you can. Save $2-3k to do this. Get your mom off the title. Then do whatever you want.

fumanchu1 · 03-01-2016, 04:29 PM

or Find someone who has a similar model in manual and trade?

Packofcrows · 03-01-2016, 04:30 PM

Quote:

Originally Posted by mrstevewhiskers

The cars fully paid for! Thats why I have ownership to the car haha. Makes sense though, I've just been interested in driving a stick because my first car was a stick and I'm just bored of it haha didn't mean to anger anyone.

Then yeah, just trade it in. Be prepared to be ripped off. No offense to dealerships, but thats how it is. I'd save about $2k still for a down payment in paying some of the difference of the car 'trade.'

You'll regret it some day. I've always regretted going from auto to manual and vice versa for one reason or another. LOL it is what it is.

RichardsFRS · 03-01-2016, 04:35 PM

Quote:

Originally Posted by mrstevewhiskers

I have a piece of paper that says I have the title under the car.. do I still need her to be around for me to trade it?

If it's a no loss trade for the dealership, I suppose you could if no cash is owed and your free and clear. I'd at least ask my gracious parents about it first before I did something underhanded but it is your car. Wax over this though. You would be driving a sweet ride like that just by working as a server. Be grateful

RichardsFRS · 03-01-2016, 04:36 PM

Quote:

Originally Posted by Packofcrows

All you, but I wouldn't have bought it if I were still a college student. A $8k Corolla or Civic would have outperformed this car in college.

My recommendation is pay it off, graduate, then get a new car. By then BRZ's will be like $10k or the new refresh models will be out.

If you really want to get rid of it, then be prepared to either:

I. Get a huge APR like 10%+
II. Hurt your mom's credit

Go to a credit union, then refinance if you can. Save $2-3k to do this. Get your mom off the title. Then do whatever you want.

Now, if you want to build some credit, keep the car for a year (IMO). In the mean time, get a part time job or work study job, open 2-3 credit cards, use them until you owe $250 on each and make minimum payments for approx 8 months. Should have a decent credit history and score by then.

I think his car is paid for

RichardsFRS · 03-01-2016, 04:41 PM

If mom and dad are cool, you should have no problem trading. You may have to settle for more milage but you won't get a new one. I bought my manual for 15 but it also had 43k on it and it's a 2013. I get bored as hell too. Good luck and I can't believe you don't know any more about business being in college. WTF are they teaching yall today!

03-01-2016, 04:16 PM	#1
mrstevewhiskers Junior Member Join Date: Feb 2016 Drives: Scion FRS 2014 Location: usa Posts: 6 Thanks: 0 Thanked 1 Time in 1 Post Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Trading in FRS questions I have a 2014 Automatic White FRS with around 27k mileage on it, and I'm getting bored of the transmission and was wondering if there was anyway possible that I could head to the dealership to get another used manual subaru brz? I have ownership to the car, but my mother was the original person that purchased it. I am a college student with no credit, is this possible?

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03-01-2016, 04:20 PM	#3
Summerwolf Panda Trueno Join Date: Jan 2015 Drives: No twin now. Location: North Indiana Posts: 3,349 Thanks: 2,113 Thanked 2,409 Times in 1,332 Posts Mentioned: 17 Post(s) Tagged: 2 Thread(s)	First: Call up the used car factory and have them build / deliver the vehicle to your dealer of choice. Second: Call Mom to have her meet you there and co-sign. Third: Instantly regret the first two decisions. If mom and dad bought you a nice car.... continue driving happily through college until you get a job and build your own credit.

03-01-2016, 04:24 PM	#6
RichardsFRS Senior Member Join Date: Dec 2015 Drives: 2013 Pearl White 6MT Location: Gainesville Ga Posts: 938 Thanks: 5 Thanked 356 Times in 246 Posts Mentioned: 13 Post(s) Tagged: 2 Thread(s)	Nope it's your mom's car. Now if you took mom and she signed over the title and signed a new one yes. By yourself no

03-01-2016, 04:29 PM	#10
fumanchu1 Senior Member Join Date: Sep 2015 Drives: 2013 Brz C38 (bought not built :P) Location: Gatineau, Qc, Canada Posts: 1,914 Thanks: 422 Thanked 1,249 Times in 802 Posts Mentioned: 8 Post(s) Tagged: 6 Thread(s)	or Find someone who has a similar model in manual and trade?

03-01-2016, 04:41 PM	#14
RichardsFRS Senior Member Join Date: Dec 2015 Drives: 2013 Pearl White 6MT Location: Gainesville Ga Posts: 938 Thanks: 5 Thanked 356 Times in 246 Posts Mentioned: 13 Post(s) Tagged: 2 Thread(s)	If mom and dad are cool, you should have no problem trading. You may have to settle for more milage but you won't get a new one. I bought my manual for 15 but it also had 43k on it and it's a 2013. I get bored as hell too. Good luck and I can't believe you don't know any more about business being in college. WTF are they teaching yall today!

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