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BRZ First-Gen (2012+) — General Topics All discussions about the first-gen Subaru BRZ coupe

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Old 08-16-2013, 02:00 AM   #57
mav1178
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Quote:
Originally Posted by ericmpena View Post

I'm just assuming though, I don't know what they actually base it on.
A short list:

- vehicle popularity
- vehicle safety rating
- vehicle theft deterrent (or lack of)
- ease with which vehicle is stolen
- availability/cost of replacement parts
- anything that is different between the two cars (replacement value, used car value, depreciation, etc)

That is a short list. I can go into much more detail, but if you think about it, the CARS are different. Unless it's two identical BRZs, your insurance rates will vary between cars, even at the same perceived value to you.

-alex
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Old 08-16-2013, 02:15 AM   #58
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I'm deployed, so I've got my cars in "parked" status. Insurance is like ten... maybe twenty bucks a month. I don't know. It's low enough for me to not even know how much it is. Obviously you don't want to do this then go driving around, but if you ever go on like a month-long or longer trip, remember to do this.
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Old 08-16-2013, 02:18 AM   #59
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33
BRZ Limited
Full coverage $500 deductible
AAA
Quoted ~$900 a year

Going from $400 a year for a Liability-only 1995 impreza, so thats not bad at all.
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Old 08-16-2013, 11:59 AM   #60
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2013 BRZ Limited 6MT
29 years old/male/licensed driver since 16/0 accidents/0 violations/0 claims
Progressive/$334 per six months/$500 deductible (full comprehensive/collision/etc)/pleasure vehicle
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Old 08-16-2013, 05:55 PM   #61
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Full coverage
Male - 29 years old
Clean driving record
Multi-car discount
State Farm
$129/month
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Old 08-16-2013, 06:40 PM   #62
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Old 08-17-2013, 10:58 AM   #63
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Old 08-17-2013, 04:36 PM   #64
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These numbers mean nothing!

If you don't have the liability limits listed, these numbers are useless. There's also all the terms of the policy and deductible. Some cover you in Mexico. Some give a free rental car.
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Old 08-17-2013, 05:13 PM   #65
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State Farm
100/300/50
500 deductible
85 a month for a 27yr old female.

So that was the trick for me because it was $20 per month more. So on paper I am the primary on her 2013 Prius C and she's on my 2013 FR-S.
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