Totaled or Nah?

[xtral]

Originally Posted by cjrodriguez

not necessarily a good thing. he will have to pay license fees with taxes again. Will have to pay over 30k for a brand new one. Basically will be in the hole thousands of dollars than he was before he got hit. Id prefer to keep my 2013 than forced to get a 2016

In my opinion I'd prefer to get totalled.

Because Even the car get repaired, the resale value is much lower..

However if it get totalled, he will have the free choice to decide what to do next step with that fund.

[Dadhawk]

Originally Posted by extrashaky

When the insurance company tried to total my Jeep, an allowance was included for taxes and registration.

That doesn't account for the difference in price of MY2013 and a MY2016 though.

The best you could hope for is to break even on purchasing someone else's 2013. No thanks. Better the devil you know....

[Futaba]

Looks much worse than it actually is, i'd guess most likely fixable but you would be looking around 7-10k on the bill for repair and chassis alignment checking/fixing.

[extrashaky]

Originally Posted by Dadhawk

That doesn't account for the difference in price of MY2013 and a MY2016 though.

It's not supposed to. Insurance is supposed to make you whole, which means to replace what you lost. If it were totaled, he wouldn't be losing a 2016. He would be losing a used car. He would be entitled to the value of a used car.

If they paid him the value of his used car, he would't be losing anything. The difference in value between a 2013 and a 2016 is irrelevant, because he didn't lose a 2016. He originally had a new car. Then he used it, and in the process used up some of its value. That value is already gone. He's not entitled to get it back in addition to what he lost in the accident.

There's this weird tendency for people to buy new cars and then still think of them as "new" when they're several years old, as if the use they get out of the vehicle has no value. Yet when they go to buy a used car, they definitely recognize the how much that value is worth when someone else has used it up. People essentially just want a free ride, and want the insurance companies to pay for it.

Originally Posted by Dadhawk

The best you could hope for is to break even on purchasing someone else's 2013.

Which is exactly what should happen. Why should you profit from an insurance claim?

[Dadhawk]

Originally Posted by extrashaky

... Which is exactly what should happen. Why should you profit from an insurance claim?

that was my point. @xtral mentioned that he hoped it was totaled so the OP could buy a new one. Maybe I misinterpreted what was meant by "new" but new to me means just that, not used. It's all good.

[Stewie]

They'll fix that more likely than not. But it could be close depending on if there is suspension damage or damage to the axle

[BlueSky]

Don't any of you have insurance on your cars?
I pay an extra $1 on my bill to keep my value for 5 years
not to mention my insurance company has the same thing included with my car insurance

[go_a_way1]

@Bones36

I had a very similar hit and they fixed it. Make sure your picky about howthe trunk lines up though. It took like 5 trips back till I was happy haha!Also pay the difference to get some aftermarket taillights? They will basicallybuy you 1 already.

[MisterSheep]

Totaled.





But don't take my word for it.. I'm neither a body shop mechanic nor a Insurance represtative.

[Bones36]

Its not totaled, the estimate to get it fixed is about $10,000. the car was valued at $21,000.

[S84kam]

my FRS got into a similar accident. It was parked and some idiot just smashed right into it. The estimated damage was 12,000 to 15,000$