What are you paying for insurance? - Page 2 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

Taro · 10-09-2013, 09:03 AM

I'm curious as to see how many of you have aftermarket mods. A lot of Ontario insurers won't touch you if you have them, and a lot of you have very reasonable rates for the area.

Burrcold · 10-09-2013, 09:06 AM

Quote:

Originally Posted by mrdanyo

Wow, that's a big range on insurance prices here. For the guys that are $1500/yr and below, do you guys have collision/comprehensive coverage?

I have both. With $2M in liability.

mrceltic · 10-09-2013, 09:54 AM

Wow, do I ever feel good about my monthly price after looking at this thread...

Age: 38
Location: Sarnia, ON
Price: $90/month
Deductible: $500, shrinks $100 for each year without a claim, was $300 until I got clipped by a truck tire on the 401.
Company: Allstate

tanner · 10-09-2013, 10:10 AM

Similar to mrceltic through TD. Being in the late 30s or higher really helps with the insurance prices. Also living in Richmond Hill/Markham doesn't help either, highest insurance premiums in the GTA.

tiz22 · 10-09-2013, 10:17 AM

If you are under 25 in Ontario anywhere near the GTA...I can tell you TD will give you the best rates BY FAR

I have 7 speeding tickets and 1 not at-fault accident (although not all 7 are on my record haha)

TD doesn't look at your age nearly as much as other companies which is why they don't give you a massive discount when you turn 25. I'm 24 and most companies quoted me around $3500 per year but said after I'm 25 it would go down to about $2000 per year???? Soooo stupid..I forgot when you turn 25 they mail you a giant box of driving talent

With TD, I got insured for $2400 per year on my FR-S with the accident still on my record

btune · 10-09-2013, 11:01 AM

Quote:

Originally Posted by tanner

Similar to mrceltic through TD. Being in the late 30s or higher really helps with the insurance prices. Also living in Richmond Hill/Markham doesn't help either, highest insurance premiums in the GTA.

I'm pretty sure Brampton takes the cake for insurance premiums.

29, Toronto, TD, 1 minor, $118/month

automatic · 10-09-2013, 11:23 AM

Age: 25
Location: Richmond Hill
Company: Des Jardains
Price: $230/month
Deductible: $1000
Coverage: Full Coverage

This is my policy rated when I was 24 yrs old....should be better when I get my renewal.

pheoxs · 10-09-2013, 11:31 AM

Age: 24
Location: Calgary, AB
Company: Meloche Monnex
Price: 140$ / month
Deductible: 500$
Coverage: Full Coverage / 1M Liability

Myv · 10-09-2013, 11:55 AM

Age: 26
Location: Toronto, Ont
Company: The Dominion
Price: $198/month

Burrcold · 10-09-2013, 11:56 AM

Quote:

Originally Posted by mrceltic

Wow, do I ever feel good about my monthly price after looking at this thread...

Age: 38
Location: Sarnia, ON
Price: $90/month
Deductible: $500, shrinks $100 for each year without a claim, was $300 until I got clipped by a truck tire on the 401.
Company: Allstate

Not trying to be rude, but the fact that you live in Sarnia plays a HUGE factor to why your rates are so much lower. But yes I agree, seeing how much some people pay monthly makes my eyes

kALMIGHTY · 10-09-2013, 12:02 PM

I'm the only one younger than 20 here? :/

Snowball · 10-09-2013, 12:18 PM

Quote:

Originally Posted by btune

I'm pretty sure Brampton takes the cake for insurance premiums.

29, Toronto, TD, 1 minor, $118/month

yea pretty much.

Age: 31
Location: Brampton, ON
Price: $230/month
Deductible: 1000
Liability: 2m
Claimed yearly mileage 30,000km
Coverage: Full
Record: Clean
Company: Aviva

Was with Bel-air for 4 years previously and got quoted $45 extra a month

Addy · 10-09-2013, 12:22 PM

Age: 29
Location: Lynchburg, VA
Price: $179 (for both 2013 jetta & 2013 FR-S)
Liability: 2M
Record: not so good
Company: Allied
Deductible: $200

Sent from my SCH-I535 using Tapatalk now Free

7thgear · 10-09-2013, 12:33 PM

Quote:

Originally Posted by Myv

Age: 26
Location: Toronto, Ont
Company: The Dominion
Price: $198/month

whaaa

that's super low for GTA

what are your deductables set at?

10-09-2013, 10:17 AM	#19
tiz22 Senior Member Join Date: Jul 2013 Drives: 2013 Scion FR-S (Raven) MT Location: Kitchener Posts: 535 Thanks: 99 Thanked 125 Times in 89 Posts Mentioned: 4 Post(s) Tagged: 0 Thread(s)	If you are under 25 in Ontario anywhere near the GTA...I can tell you TD will give you the best rates BY FAR I have 7 speeding tickets and 1 not at-fault accident (although not all 7 are on my record haha) TD doesn't look at your age nearly as much as other companies which is why they don't give you a massive discount when you turn 25. I'm 24 and most companies quoted me around $3500 per year but said after I'm 25 it would go down to about $2000 per year???? Soooo stupid..I forgot when you turn 25 they mail you a giant box of driving talent With TD, I got insured for $2400 per year on my FR-S with the accident still on my record __________________ -------------------------------------------------------- My Car Journal: Raven FR-S w/ TRD Flavour Click for my AVIC Z150BH Head Unit DIY Install

10-09-2013, 11:23 AM	#21
automatic Senior Member Join Date: May 2012 Drives: WRB BRZ Location: Richmond Hill, ON Posts: 164 Thanks: 4 Thanked 31 Times in 19 Posts Mentioned: 4 Post(s) Tagged: 0 Thread(s)	Age: 25 Location: Richmond Hill Company: Des Jardains Price: $230/month Deductible: $1000 Coverage: Full Coverage This is my policy rated when I was 24 yrs old....should be better when I get my renewal. Last edited by automatic; 10-09-2013 at 02:20 PM.

10-09-2013, 11:31 AM	#22
pheoxs Hold my beer n watch this Join Date: Nov 2012 Drives: '14 Fiesta ST / '91 240sx Location: Calgary, Alberta Posts: 782 Thanks: 214 Thanked 301 Times in 177 Posts Mentioned: 8 Post(s) Tagged: 0 Thread(s)	Age: 24 Location: Calgary, AB Company: Meloche Monnex Price: 140$ / month Deductible: 500$ Coverage: Full Coverage / 1M Liability __________________ Nolan

10-09-2013, 12:22 PM	#27
Addy Member Join Date: Apr 2013 Drives: '13 Scion FR-S Location: stamford, CT Posts: 17 Thanks: 2 Thanked 3 Times in 3 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Age: 29 Location: Lynchburg, VA Price: $179 (for both 2013 jetta & 2013 FR-S) Liability: 2M Record: not so good Company: Allied Deductible: $200 Sent from my SCH-I535 using Tapatalk now Free __________________ Addy

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10-09-2013, 09:03 AM	#15
Taro You call him Dr. Jones! Join Date: Aug 2013 Drives: 2013 Twin Mish-Mash Location: Cold Posts: 410 Thanks: 128 Thanked 1,030 Times in 439 Posts Mentioned: 23 Post(s) Tagged: 0 Thread(s)	I'm curious as to see how many of you have aftermarket mods. A lot of Ontario insurers won't touch you if you have them, and a lot of you have very reasonable rates for the area.

10-09-2013, 09:54 AM	#17
mrceltic Member Join Date: Aug 2013 Drives: 2013 Hot Lava Scion FR-S Location: Ontario Posts: 71 Thanks: 41 Thanked 32 Times in 22 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	Wow, do I ever feel good about my monthly price after looking at this thread... Age: 38 Location: Sarnia, ON Price: $90/month Deductible: $500, shrinks $100 for each year without a claim, was $300 until I got clipped by a truck tire on the 401. Company: Allstate

10-09-2013, 10:10 AM	#18
tanner Senior Member Join Date: Jul 2013 Drives: '10 S4/'13 BRZ/'16 GT4/E30 M3 Location: Markham Posts: 329 Thanks: 9 Thanked 127 Times in 92 Posts Mentioned: 10 Post(s) Tagged: 0 Thread(s)	Similar to mrceltic through TD. Being in the late 30s or higher really helps with the insurance prices. Also living in Richmond Hill/Markham doesn't help either, highest insurance premiums in the GTA.

10-09-2013, 11:55 AM	#23
Myv Senior Member Join Date: Dec 2012 Drives: SWP BRZ Limited MT Location: Thornhill, Ont, Canada Posts: 531 Thanks: 124 Thanked 113 Times in 82 Posts Mentioned: 6 Post(s) Tagged: 1 Thread(s)	Age: 26 Location: Toronto, Ont Company: The Dominion Price: $198/month

10-09-2013, 12:02 PM	#25
kALMIGHTY Banned Join Date: Nov 2012 Drives: TRD Ultramarine '13 Location: Calgary Posts: 1,377 Thanks: 190 Thanked 766 Times in 347 Posts Mentioned: 24 Post(s) Tagged: 0 Thread(s)	I'm the only one younger than 20 here? :/

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