to those of you with good credit...

[st162celica]

great ... we pay $40k AUD for the top spec 86 ... and close to 10% car finance...

[rhysmcinerney]

Originally Posted by st162celica

great ... we pay $40k AUD for the top spec 86 ... and close to 10% car finance...

You'll find that most of those people are from America where things arent going too well. Soo there are cheaper rates to encourage people to borrow.

For me, i got 7.9% which is pretty damn good considering it didnt have a credit history at all. I heard the lowest rate someone financed for was around 6%

[DanoFA20]

Originally Posted by rhysmcinerney

You'll find that most of those people are from America where things arent going too well. Soo there are cheaper rates to encourage people to borrow.

For me, i got 7.9% which is pretty damn good considering it didnt have a credit history at all. I heard the lowest rate someone financed for was around 6%

....why is your car 40gs then? we have enough sales volume to get a cheaper price on the car. its already rated americas hottest fastest selling import tuner car in a long time. so id say things in my country are doing pretty good.

[racecaresuaceb]

3.99% from DCU. Does go down 0.25% every 3 months if you pay on time.

[rhysmcinerney]

Originally Posted by DanoFA20

so id say things in my country are doing pretty good.

Thats very debatable.

Like everything in Australia, we pay for increased margins on everything without justification as to why. Example. Pair of jeans in the states, $60, in Australia, $110 for the exact same product. We have been priced gouged for a while too long, and its only now prices and coming inline with the rest of the world.

[Gen]

Originally Posted by DanoFA20

....why is your car 40gs then?

Some of it has to do with taxes, tariffs, and overhead, and some has to do with competitive forces.

The interest rates we'll see in the US are largely determined by what the bank can borrow money for from the Fed. Considering that number is practically zero, our interest rates are low. Long term that's not sustainable as it leads to inflation.

[rhysmcinerney]

Originally Posted by Gen

Some of it has to do with taxes, tariffs, and overhead, and some has to do with competitive forces.

This.

Also supply and demand. Theres 13-18month waiting list to get this car. Dealerships can charge higher prices and people will pay.

[ChristosG]

Originally Posted by Burrcold

Those of you in the US have so many financing options. The Toyota Canada and bank rates for these cars are pretty high here (high enough that I decided to buy my BRZ outright).

I got 2.7% on 3 year financing, and I was automatically approved without a full credit check. But then again my credit is very good.

[Burrcold]

Originally Posted by ChristosG

I got 2.7% on 3 year financing, and I was automatically approved without a full credit check. But then again my credit is very good.

Yes, short term financing will yield better rates, however most of these posted rates are 48+ months (something that would be very hard to get in Canada on these cars).

[RAWR BRZ]

1.79 Financed from TD.

[StOpNG0x]

I have very good credit and I think I got screwed. 3.9% through Toyota.

[#87]

My score was like 730 or something but since I'm young the best I could get was 3.79 with a max loan of 22,500

[charger]

3.2% from Toyota. I refinanced at 1.79% and got a free $250 bonus from Navy Federal.

[FR-S Matt]

Just applied today through University Credit Union and as a member with Direct Deposit, got 1.5%. Much lower than anywhere that I've applied with. Gotta love Credit Unions!