to those of you with good credit... - Page 7 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

86WRX · 11-29-2012, 12:12 AM

Yes! Definitely more than a beer! I am not sure if you remembered me I am the guy wants to buy that HID kit back in Oct but someone was in the process buying it.

iamkyle · 11-29-2012, 12:30 AM

Quote:

Originally Posted by FreshFRS

21, Male, Score: 820, currently in university with a great summer job. quoted 2.9% but will end up buying it outright because i don't want payments, and have enough money from selling my S2k. Car has been ordered!

nice another one on the island! Waiting for mine to come in from Nanaimo

track_warrior · 11-29-2012, 01:34 AM

2.8% With toyota, i have good credit 730 but it was my first auto loan so i guess that matters.

FreshFRS · 11-29-2012, 02:55 AM

Quote:

Originally Posted by iamkyle

nice another one on the island! Waiting for mine to come in from Nanaimo

yeah buddy! i just ordered so i hink i got a 8-12month wait or something crazy like that.

8ight6ix · 11-29-2012, 03:32 AM

3.09 and thats the lowest for scion, they say they wouldn't go in lower and my dad co sign the car with me with his 800+ credits

redwing634 · 12-10-2012, 11:55 AM

Sorry, another question for those who went through Penfed. How long does it take to get the loan check to give to the dealership, once the loan application is approved? My car will be here in approximately 2-3 weeks and I'm trying to figure out the best time to do the application.

kanundrum · 12-10-2012, 12:00 PM

Quote:

Originally Posted by redwing634

Sorry, another question for those who went through Penfed. How long does it take to get the loan check to give to the dealership, once the loan application is approved? My car will be here in approximately 2-3 weeks and I'm trying to figure out the best time to do the application.

Once youve applied and approved probably about a day or 2

shaggy · 12-10-2012, 12:04 PM

2.49 APR at Bank of America for a score of 777. Scion could only offer 3.1

ayau · 12-10-2012, 12:06 PM

Quote:

Originally Posted by redwing634

Sorry, another question for those who went through Penfed. How long does it take to get the loan check to give to the dealership, once the loan application is approved? My car will be here in approximately 2-3 weeks and I'm trying to figure out the best time to do the application.

i went through penfed for my loan. i'd at least do it 1-2 weeks in advance. it's better to have the loan ready and wait for the car than have the car wait for the loan.

xdbuix · 12-10-2012, 12:17 PM

Quote:

Originally Posted by redwing634

Sorry, another question for those who went through Penfed. How long does it take to get the loan check to give to the dealership, once the loan application is approved? My car will be here in approximately 2-3 weeks and I'm trying to figure out the best time to do the application.

You can pay $15 for them to fast ship the check. That's exactly what I did. I got it in like 1 or 2 days.

roflcopter · 12-10-2012, 12:19 PM

Scion offered me 2.99 but I went with my credit union at 3.24 because of the payroll deduction and because I would rather my bank make the interest than Toyota Financial Services (like to keep stuff local if I can).

roflcopter · 12-10-2012, 12:20 PM

Quote:

Originally Posted by xdbuix

You can pay $15 for them to fast ship the check. That's exactly what I did.

This. I financed through my credit union but they still offered to overnight the check for 15 dollars (did not buy locally).

umpadupa · 12-10-2012, 11:59 PM

I was basically forced to pay cash cuz Toyota in Canada would only do 5.15% at the dealer.

I wouldn't mind financing but at my age I'm getting rates like 4.5%

Bonburner · 12-11-2012, 12:42 AM

2.75% over 800 primary and copay over 700 :/

11-29-2012, 01:34 AM	#87
track_warrior Track Junkie Join Date: Mar 2012 Drives: Faster than the Stig! Location: TX Posts: 1,338 Thanks: 530 Thanked 770 Times in 363 Posts Mentioned: 10 Post(s)	2.8% With toyota, i have good credit 730 but it was my first auto loan so i guess that matters. __________________ Compensating a heavy car with horsepower is like giving an alcoholic cocaine to sober him up...

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11-29-2012, 03:32 AM	#89
8ight6ix Member Join Date: May 2012 Drives: Scion Frs Whiteout Mt Location: Cali Posts: 14 Thanks: 2 Thanked 1 Time in 1 Post Mentioned: 0 Post(s)	3.09 and thats the lowest for scion, they say they wouldn't go in lower and my dad co sign the car with me with his 800+ credits

12-10-2012, 11:55 AM	#90
redwing634 Senior Member Join Date: Aug 2012 Drives: 2013 Scion FR-S (Firestorm) Location: Buffalo, NY Posts: 110 Thanks: 0 Thanked 9 Times in 7 Posts Mentioned: 1 Post(s)	Sorry, another question for those who went through Penfed. How long does it take to get the loan check to give to the dealership, once the loan application is approved? My car will be here in approximately 2-3 weeks and I'm trying to figure out the best time to do the application.

12-10-2012, 12:04 PM	#92
shaggy Member Join Date: Nov 2012 Drives: Argento FR-S Location: Houston Posts: 52 Thanks: 8 Thanked 24 Times in 11 Posts Mentioned: 1 Post(s)	2.49 APR at Bank of America for a score of 777. Scion could only offer 3.1

12-10-2012, 11:59 PM	#97
umpadupa Senior Member Join Date: Oct 2012 Drives: 94 civic hatch, Whiteout frs Location: VanCity Posts: 181 Thanks: 45 Thanked 78 Times in 44 Posts Mentioned: 0 Post(s)	I was basically forced to pay cash cuz Toyota in Canada would only do 5.15% at the dealer. I wouldn't mind financing but at my age I'm getting rates like 4.5%

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