to those of you with good credit... - Page 4 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

Ingen · 11-20-2012, 03:08 PM

Quote:

Originally Posted by SportInjected

2.8% from toyota with good credit

This

Yay good credit. No penalty for early payoff, unlike my annoying 6.8% student loans.

xdbuix · 11-20-2012, 03:19 PM

24,

1.5% from Penfed.

Leonardo · 11-20-2012, 03:24 PM

2.54% very happy. I qualified for less % rate, but went with a longer plan...

sf86 · 11-20-2012, 03:35 PM

You guys interested rate seems very high for someone who has good credit score. My credit was bad and the interested was 2.3%.That was with Toyota. Subaru gave me 5.0 + for a Subaru WRX STI so i walked away.

Got3n · 11-20-2012, 03:37 PM

I have a great score but went with my 2.9 cause i wanted to go with my bank, not toyota. I like all must stuff like my cc, loans, and what not all in one place, makes easier to keep track of.

Khánh · 11-20-2012, 04:03 PM

Quote:

Originally Posted by xdbuix

24,

1.5% from Penfed.

Quote:

Originally Posted by kwood9000

1.49%, 60 months, at PenFed.

Quote:

Originally Posted by kanundrum

dealer gave me crappy rates so I got 1.49% from penfed

check them out

penfed.com

are u guys in the service or know someone? these seem to be good %

kanundrum · 11-20-2012, 04:11 PM

Nope anyone can join penfed

Dave-ROR · 11-20-2012, 04:25 PM

Quote:

Originally Posted by kanundrum

Nope anyone can join penfed

You just have to join one of a couple of organizations which cost ~$15-20 to join.. one time payment.

Navy FCU is even better in terms of interest rates (or were at least, they were at 1.79 when PFCU was at 1.99) but you have to be a Government, or Gov Contractor on a specific list to qualify.

MTCRX · 11-20-2012, 04:30 PM

I am getting mine at 2.4% from a credit union. It looks like several of these posts are from credit unions. You can join a credit union and get good deals on a lot of things since they are not so profit oriented since you are the stockholder not some Boss Hogg raking in your cash. I have bought and financed several things from credit unions and have always been treated better than at most banks. Otherwise they are just like banks with checking, savings, investments, etc. Check one out. My union will even search for the vehicle you want and get the best price they can find.

Chen · 11-20-2012, 04:34 PM

2.99 with a grad discount.

IntotheOcean · 11-20-2012, 04:51 PM

Quote:

Originally Posted by FR-S Matt

Just applied today through University Credit Union and as a member with Direct Deposit, got 1.5%. Much lower than anywhere that I've applied with. Gotta love Credit Unions!

Right now I'm saving with TD bank, I have some installment loans-Nothing serious. But aside from that 0 credit cards and no one to cosign.

Going to talk to the bank, than afterwards check out a credit Union near by and see what happens.
Making a good down payment in a few months, and well I don't want to get screwed with interest on like a 6k loan lol.
Spring cant come faster.

Dave-ROR · 11-20-2012, 05:10 PM

Quote:

Originally Posted by MTCRX

I am getting mine at 2.4% from a credit union. It looks like several of these posts are from credit unions. You can join a credit union and get good deals on a lot of things since they are not so profit oriented since you are the stockholder not some Boss Hogg raking in your cash. I have bought and financed several things from credit unions and have always been treated better than at most banks. Otherwise they are just like banks with checking, savings, investments, etc. Check one out. My union will even search for the vehicle you want and get the best price they can find.

On the flip side CU's are *EVIL* if you default. Many will hunt you down forever to get their money back.

Granted in a perfect world no one would default on a car note, but it happens even to people who normally would be a low risk (loss of income, etc.. crap happens).

IntotheOcean · 11-20-2012, 05:20 PM

PenFed sounds too good to be true. Not sure, maybe Ill give them a call. I only wanted a 8k loan(Not even)-for 24months

Chef · 11-21-2012, 03:41 AM

24, 754 Credit Score, 3.25% @ 60 Months with Toyota.

11-20-2012, 04:11 PM	#49
kanundrum Senior Member Join Date: Jan 2012 Drives: 2013 Whiteout FR-S Location: Laurel, MD Posts: 5,364 Thanks: 2,704 Thanked 3,016 Times in 1,711 Posts Mentioned: 106 Post(s) Tagged: 3 Thread(s)	Nope anyone can join penfed __________________ Ive spent most of my life racing... The rest I just wasted

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11-20-2012, 03:24 PM	#45
Leonardo Country Boy 4 Life Join Date: Jul 2012 Drives: 19' & 06' Ridgelines, 13' FR-S Location: EUGENE Posts: 5,228 Thanks: 6,719 Thanked 5,293 Times in 2,720 Posts Mentioned: 47 Post(s) Tagged: 1 Thread(s)	2.54% very happy. I qualified for less % rate, but went with a longer plan...

11-20-2012, 03:35 PM	#46
sf86 Senior Member Join Date: Oct 2012 Drives: Red Scion FRS AT Location: North-CAL Posts: 132 Thanks: 61 Thanked 26 Times in 24 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	You guys interested rate seems very high for someone who has good credit score. My credit was bad and the interested was 2.3%.That was with Toyota. Subaru gave me 5.0 + for a Subaru WRX STI so i walked away.

11-20-2012, 04:30 PM	#51
MTCRX Senior Member Join Date: Nov 2012 Drives: Whiteout FRS- autocross ready Location: Montana Posts: 283 Thanks: 136 Thanked 109 Times in 68 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	I am getting mine at 2.4% from a credit union. It looks like several of these posts are from credit unions. You can join a credit union and get good deals on a lot of things since they are not so profit oriented since you are the stockholder not some Boss Hogg raking in your cash. I have bought and financed several things from credit unions and have always been treated better than at most banks. Otherwise they are just like banks with checking, savings, investments, etc. Check one out. My union will even search for the vehicle you want and get the best price they can find.

11-20-2012, 04:34 PM	#52
Chen Regional Moderator Join Date: Aug 2012 Drives: 00-AP1 20-A90 06-Z33 07-FA5 93-NA1 Location: Portland, OR Posts: 4,633 Thanks: 85 Thanked 1,278 Times in 856 Posts Mentioned: 309 Post(s) Tagged: 0 Thread(s)	2.99 with a grad discount.

11-20-2012, 05:20 PM	#55
IntotheOcean Senior Member Join Date: Sep 2012 Drives: Sexy Frs Firestorm M/T Location: Strong Island Posts: 1,546 Thanks: 3,272 Thanked 1,636 Times in 760 Posts Mentioned: 53 Post(s) Tagged: 0 Thread(s)	PenFed sounds too good to be true. Not sure, maybe Ill give them a call. I only wanted a 8k loan(Not even)-for 24months

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