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Old 07-30-2012, 12:52 AM   #15
86_ZN6
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$300 a month here
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Old 07-30-2012, 01:03 AM   #16
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$400ish
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Old 07-30-2012, 01:05 AM   #17
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400/mo over here. Should be done paying it off right when Im ready to buy something new. XD
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Old 07-30-2012, 01:15 AM   #18
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450 here with 3k down. Once i get my new job ill have it payed off in a year.
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Old 07-30-2012, 01:26 AM   #19
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Random somewhat related question: Are there any potential downsides/things to watch out for when refinancing your car loan for a better interest rate with a different bank?
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Old 07-30-2012, 02:01 AM   #20
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$500 a month here, but I only have 4 more payments to go : )
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Old 07-30-2012, 02:17 AM   #21
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Random somewhat related question: Are there any potential downsides/things to watch out for when refinancing your car loan for a better interest rate with a different bank?
No downside as long as the new bank doesn't try some bush league tactic, like pre-payment penalties, APR skyrocketting when you're 1 day late on a payment, etc..

Credit-wise, just remember a refinance is seen as the same thing as getting a new loan. At least that's what I was told when I did my refinance a few years ago. I don't think that'll hurt your credit too much. At least it didn't have any impact on my credit score when I refinanced, but each person's score could be affected differently depending on your financial situation.
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Old 07-30-2012, 02:43 AM   #22
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high $400 a month :/ but its all good no co signer nothing all me also i'm just going to refinance next year..
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Old 07-30-2012, 02:56 AM   #23
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And respect to all the individuals who are paying for their own insurance, rent/mortgage, food, healthcare, families health/food/college/shelter, wife's/gf's materialistic hunger to buy shoes/purses/clothes/etc, retirement, etc. /s Who gives a rip? And because i find this thread useless I'll throw this in for humor and to increase my post count:

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The Following 6 Users Say Thank You to S2kphile For This Useful Post:
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Old 07-30-2012, 03:21 AM   #24
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S2K, it's in OT now...it's fair game for everything.
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Old 07-30-2012, 04:49 AM   #25
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And respect to all the individuals who are paying for their own insurance, rent/mortgage, food, healthcare, families health/food/college/shelter, wife's/gf's materialistic hunger to buy shoes/purses/clothes/etc, retirement, etc. /s Who gives a rip? And because i find this thread useless I'll throw this in for humor and to increase my post count:

Best gif evar. For now. Animals.
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Old 07-30-2012, 04:49 AM   #26
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Quote:
Originally Posted by S2kphile View Post
And respect to all the individuals who are paying for their own insurance, rent/mortgage, food, healthcare, families health/food/college/shelter, wife's/gf's materialistic hunger to buy shoes/purses/clothes/etc, retirement, etc. /s Who gives a rip? And because i find this thread useless I'll throw this in for humor and to increase my post count:

Hey! Don't joke man, getting hit in the eye is scary shit that will knock over a bear .. even if that bear is a cub. lol
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Old 07-30-2012, 02:04 PM   #27
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Just made my first one this past Thursday. OUCH!
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Old 07-30-2012, 02:36 PM   #28
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Just made my first one this past Thursday. OUCH!
First year is mostly paying the interest no?
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