COVID Developments and News

[weederr33]

Originally Posted by MyHybridBurnsGasAndTires

ahh yeah, the best solution by a real genius: make the healthcare system even more cruel to punish a certain segment of the population.

if these people dont care about dying from covid why do you think would care about being stuck with an even larger bill for hospital treatment?



of course it is sarcasm, i was directly cribbing unironic posts from pilot who seems to sincerely believe that

You bamboozled me. I'm so used to seeing that stuff I assumed it was serious.

[Ultramaroon]

Originally Posted by Spuds

I saw this and was about to reply that it opens the door to people being offended and complaining, but then I saw two more pages and read that.

Anyway you need to spin it as a benefit rather than a punishment. "You can save money on your insurance if you are vaccinated" vs "You have to pay more for insurance if you are unvaccinated", for example.

So for your proposal, it would be insurance drops coverage for all COVID-19 related illness for everyone. You then create a separate, mandatory plan just for covid care, which waives the fee if you are vaccinated, and opt-in everyone by default. Essentially this results in the unvaccinated paying into a covid pot which everyone draws from, including the vaccinated should they require care. Since 90+% of the care is delivered to unvaccinated people, it should be economically feasible. In that way, it is a benefit to be vaccinated, as opposed to a punishment to be unvaccinated.

Now that's some good shit right there! This should be stickied. Can we sticky a single post?

[Ultramaroon]

Originally Posted by MyHybridBurnsGasAndTires

ahh yeah, the best solution by a real genius: make the healthcare system even more cruel to punish a certain segment of the population.

if these people dont care about dying from covid why do you think would care about being stuck with an even larger bill for hospital treatment?

Because a "real genius" once said "Money talks. Bullshit walks." Oh, and yeah. They care very much about dying from covid. Otherwise, they wouldn't be taking up hospital beds.

[wbradley]

Here, it's tax funded healthcare, so being unnvaccinated and hospitalized is a massive cash drain. but we never seem to discuss it. The focus is on trying to provide healthcare for an entire population while being bombarded with resource intensive Covid19 cases. Due to their urgency they result in shortfalls in providing the standard of care for everyone else. . And especially at a time where it is clear that vaccinated people rarely need hospitalization with breakthrough cases, the exception being the otherwise weakened.

I agree with everything Spuds suggested except maybe not having unvaccinated pay for vaccinated Covid19 care, it should be covered in the normal premium for those people since caseload and overall cost is substantially lower. Don't add a punitive measure beyond take responsibility for your own costs.

[Ultramaroon]

Originally Posted by wbradley

I agree with everything Spuds suggested except maybe not having unvaccinated pay for vaccinated Covid19 care, it should be covered in the normal premium for those people since caseload and overall cost is substantially lower. Don't add a punitive measure beyond take responsibility for your own costs.

Well, it felt good reading it.

[Spuds]

Originally Posted by wbradley

Here, it's tax funded healthcare, so being unnvaccinated and hospitalized is a massive cash drain. but we never seem to discuss it. The focus is on trying to provide healthcare for an entire population while being bombarded with resource intensive Covid19 cases. Due to their urgency they result in shortfalls in providing the standard of care for everyone else. . And especially at a time where it is clear that vaccinated people rarely need hospitalization with breakthrough cases, the exception being the otherwise weakened.

I agree with everything Spuds suggested except maybe not having unvaccinated pay for vaccinated Covid19 care, it should be covered in the normal premium for those people since caseload and overall cost is substantially lower. Don't add a punitive measure beyond take responsibility for your own costs.

It's just the effect of the having a covid-specific protection fund and waiving the fee for the vaccinated. You could instead heavily discount the vaccinated customers considering the lower risk, but we are talking about a >95% discount in that case. What's an extra 5% savings to sweeten the deal?

[Ultramaroon]

Originally Posted by Spuds

It's just the effect of the having a covid-specific protection fund and waiving the fee for the vaccinated. You could instead heavily discount the vaccinated customers considering the lower risk, but we are talking about a >95% discount in that case. What's an extra 5% savings to sweeten the deal?

All the un-vaccinated have to do is get vaccinated. Then, even if they're one of the few that end up hospitalized, they have the satisfaction of knowing they're on the right side of the plan.


I think it's great. Let's see how many people can't wait to piss on it without giving even a hint of a better idea.

[wbradley]

Originally Posted by Spuds

It's just the effect of the having a covid-specific protection fund and waiving the fee for the vaccinated. You could instead heavily discount the vaccinated customers considering the lower risk, but we are talking about a >95% discount in that case. What's an extra 5% savings to sweeten the deal?

If too many people were vaccinated the funds could be insufficient tofund Covid19 care for bth vaxxed and unvaxxed. There would be incentive to get people to go unvaxxed. Almost like the exorbitant taxes in Canada on alcohol and tobacco. It's bad for people but good for immediate revenue.

[Ultramaroon]

Originally Posted by wbradley

If too many people were vaccinated the funds could be insufficient tofund Covid19 care for bth vaxxed and unvaxxed. There would be incentive to get people to go unvaxxed. Almost like the exorbitant taxes in Canada on alcohol and tobacco. It's bad for people but good for immediate revenue.

Perhaps that's where subsidies could take over.

[soundman98]

Originally Posted by Ultramaroon

Ok, so, We're all good with charging the willfully unvaccinated full price for their own hospital stays?


Let's build on that.

i think this is what the insurance agencies are going to move towards. especially now that pfiser is fda approved.

there's already a precedent set with both smoking and exercise with most major insurers. specifically because it's already well documented that increased exercise and non-smoking both reduce overall client costs.. both will offer discounts for not doing either. i fully expect that avoidance of vaccination will end up being the same as smoking, where they'll still cover the people, but at an increased rate...

[Spuds]

Originally Posted by wbradley

If too many people were vaccinated the funds could be insufficient tofund Covid19 care for bth vaxxed and unvaxxed. There would be incentive to get people to go unvaxxed. Almost like the exorbitant taxes in Canada on alcohol and tobacco. It's bad for people but good for immediate revenue.

If we are talking about waiving the fee, sure, but you can always add "*for a limited time", then it just drops back to normal. As more people get vaxxed, less people get sick, and less funds are needed. Since the vaccination has a statistically stable risk reduction, the premium should never increase unless we get a new variant. Vaxxed is 95% less likely to need care than unvaxxed, so they will always pay 95% less.

It has the added benefit of keeping big money health insurance interested in knocking out variants that would mess up their math.

A tertiary benefit is individuals might become financially motivated to reduce the risk of variants because that would cause their insurance premiums to increase. But that's only if people can understand how that mechanism works.

[Ultramaroon]

Too bad we're just plebes on a car forum.

[86TOYO2k17]

Originally Posted by weederr33

Frankly at this point, I'm totally fine with it. I don't want my tax $ going towards other people's preventable stupidity. Albeit they kinda already do, but yes, charge them!

Agreed, charge the obese.


Who do you think would stand a better chance at combating covid

An obese individual, who smokes, drinks, And eats cheeseburgers and 2L of coke for every meal, but has the vaccine?

Or

An individual with a healthy body composition, lives an active lifestyle, exercises, and eats a well balanced optimal diet, but isn’t vaccinated?

[soundman98]

Originally Posted by 86TOYO2k17

Agreed, charge the obese.


Who do you think would stand a better chance at combating covid

An obese individual, who smokes, drinks, And eats cheeseburgers and 2L of coke for every meal, but has the vaccine?

Or

An individual with a healthy body composition, lives an active lifestyle, exercises, and eats a well balanced optimal diet, but isn’t vaccinated?

But what doesn't get talked about enough is natural or built up immunity. A obese person that does everything wrong and lives in a filthy pit of their own garbage, but never gets sick normally is going to be more resistant to covid.

But a fit person that eats well, exercises, follows all the cleanliness rules, and has used hand sanitizer like it's been going out of style for the past 10 years, is going to have less natural immunity to anything, and will be more naturally susceptible to any sort of sickness, covid included.


I'm not saying the obese person won't have medical bills due to their physique, I'm just saying in terms of covid reaction, the obese person likely stands a better chance at not ending up in the hospital due to covid because they've built up a natural immunity to things very similar already due to their situation


As my mom likes to say "kids need to go outside and eat some dirt"