Random Thoughts - Part Deux [NO POLITICS]

[Dadhawk]

Originally Posted by spcmafia

I’ll eventually have to pay the deductible, that is if the other insurance accepts fault and they pick up the bill prior to me picking the vehicle up.

Why would you have to pay the deductible, if the other driver accepts fault, which he has basically already done?

[NoHaveMSG]

Originally Posted by Ultramaroon

I know. Me too.

Is it bad I want to go into work right now because I know a new shiny set of mitutoyo calipers are getting delivered today ?


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[spcmafia]

Originally Posted by Dadhawk

Why would you have to pay the deductible, if the other driver accepts fault, which he has basically already done?

Because in order to get things going, I would’ve had to contact his insurance, them sending an investigator, then arrange rental, tow, which is a slower process. My insurance would’ve been the faster route, and at any time the person’s at fault insurance will pick up the bill. Is just a possibility that the other insurance can neglect fault, highly unlikely at this point, but I needed to get things going.

[Dadhawk]

Originally Posted by spcmafia

Because in order to get things going, I would’ve had to contact his insurance, them sending an investigator, then arrange rental, tow, which is a slower process. My insurance would’ve been the faster route, and at any time the person’s at fault insurance will pick up the bill. Is just a possibility that the other insurance can neglect fault, highly unlikely at this point, but I needed to get things going.

OK. The other person's insurance should still (eventually) reimburse your deductible though. correct?

[spike021]

Originally Posted by spcmafia

There was footage from security. The guy that did it is a contractor for the company I work, was driving a silverado, apparently he didn’t notice what he had done until he got to his next job site. Called security at my job and reported that he might of hit something. He came back to the accident site, with security and local law enforcement present, so we exchanged insurance details. Geico set me up with a rental and they’ll be taking care of the car. I’ll eventually have to pay the deductible, that is if the other insurance accepts fault and they pick up the bill prior to me picking the vehicle up. Seems pretty straight forward since there’s plenty of documentation proving I wasn’t the one at fault. It just sucks man, I worked so hard for this car, while also working hard to take care of it, is just frustrating and upsetting. Could’ve been a lot worse, at least the guy owned up to it.


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No fucking way.

That is exactly what happened to me, granted far less damage.

Chevy Silverado owned by a subcontractor backed into me at work, guy didn't notice or care and left.

[spike021]

Originally Posted by Dadhawk

Why would you have to pay the deductible, if the other driver accepts fault, which he has basically already done?

I think even in my case I "paid" it, but the person at-fault's insurance sent me a reimbursement check right away.

[spcmafia]

Originally Posted by Dadhawk

OK. The other person's insurance should still (eventually) reimburse your deductible though. correct?

Correct.


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[spcmafia]

Originally Posted by spike021

No fucking way.

That is exactly what happened to me, granted far less damage.

Chevy Silverado owned by a subcontractor backed into me at work, guy didn't notice or care and left.

On the bright side, the front bumper had some road debris damage, nothing alarming but enough for me and my OCD to notice. Now I’m getting another, brand new bumper. The front lip part I’ll have to figure out. It was a Bayson R so not expensive, just a pain to install.


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[Sapphireho]

Originally Posted by Dadhawk

OK. The other person's insurance should still (eventually) reimburse your deductible though. correct?

When it's obvious, a good insurance won't ask for anything. It's their job to go after the other insurance, unless you only have liability, then they won't do anything.

[spike021]

Originally Posted by Sapphireho

When it's obvious, a good insurance won't ask for anything. It's their job to go after the other insurance, unless you only have liability, then they won't do anything.

Yeah, this.

The only problem I really had was that the inspector (on both sides actually because I tried seeing if they'd give different quotes) was next to useless.

All they did was provide an estimate for bondo and re-spraying my bumper.

It's _mostly_ alright, but the hood is still misaligned, which they couldn't fix, and the bumper always looks a bit off.

I think a new bumper or at least fixing the hood struts/alignment would've been better.

But they don't allow you to be picky. They just want to pay for the cheapest possible fix.

[ichitaka05]

Baby ichi is born. She was very stubborn & docs tried to turn her one last time, but she parry away their hands. In the end, Mrs ichi went through c section. Both baby & Mrs ichi is fine. Both are exhausted & asleep now.

[spike021]

Originally Posted by ichitaka05

Baby ichi is born. She was very stubborn & docs tried to turn her one last time, but she parry away their hands. In the end, Mrs ichi went through c section. Both baby & Mrs ichi is fine. Both are exhausted & asleep now.

Congrats!!! Awesome news!!

[NoHaveMSG]

Originally Posted by ichitaka05

Baby ichi is born. She was very stubborn & docs tried to turn her one last time, but she parry away their hands. In the end, Mrs ichi went through c section. Both baby & Mrs ichi is fine. Both are exhausted & asleep now.

Congratulations


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[humfrz]

Originally Posted by ichitaka05

Baby ichi is born. She was very stubborn & docs tried to turn her one last time, but she parry away their hands. In the end, Mrs ichi went through c section. Both baby & Mrs ichi is fine. Both are exhausted & asleep now.

CONGRATULATIONS!