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Old 07-29-2019, 01:40 PM   #15
finch1750
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I think there is little doubt that he is the one that hit you but proving it may be a different matter.
It should be a comprehensive claim that would not impact your premium but you may want to check that out before making a claim. That repair will be well over most deductibles so paying out of pocket may be expensive. If you go the out of pocket way when you get quotes make sure they understand that you are paying not the insurance company since it is usually much cheaper.
That was the case with my hit and run. Had to pay my deductible but didn't count against me. So just check with you insurance but don't see why it wouldn't be the same.
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Old 07-29-2019, 01:53 PM   #16
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That was the case with my hit and run. Had to pay my deductible but didn't count against me. So just check with you insurance but don't see why it wouldn't be the same.

This will depend on how much insurance has to pay out for the repair. If it goes over a certain threshold, it will count against you. You can ask the insurance company what that threshold is and sometimes they will tell you (though sometimes the person you ask doesn't know correctly and gives you the wrong number).
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Old 07-29-2019, 02:00 PM   #17
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"If they aren't guilty, they'll walk away and that's the end of it." I don't think so. If they are innocent, what you did will come across to them as fraud and extortion. Now think for a second how you would react if a stranger comes up to you and said you hit their car and they want money?? First thing that comes to mind is fraud. I would call the cops right away to file a case and protect myself.
You can be charged. It's a fishing expedition and not a smart thing to do.
Just walking away:
https://www.worldstarhiphop.com/vide...X6V9PgzO8NHtue
This is just a 5 second Youtube search. He wasn't guilty and that old guy was REALLY lying. You think that old guy is behind bars right now?

Maybe everybody is right, just bend over let em' stick it in and break it off? If my car is hit and I see what is most likely the culprit, I'm not letting them off so easy.
This isn't a Lawyers website giving out legal advice, we're just talking car stuff. I am just giving my opinion on what I'd personally do. I'd take the risk of the Altima owner fessing up.
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Old 07-29-2019, 02:11 PM   #18
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There is paint transfer. They can test the paints to see if they match.

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Quote:
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The police will not do that because no injuries or death and the damage is likely below $1,000. You have been watching too much CSI.
And even if the paint matches, it just proves at some point in time, that Nissan hit a Toyota. Still have to prove in a court of law that it's your car. Paint has no DNA.
Subaru. It is Subaru paint.
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Old 07-29-2019, 02:17 PM   #19
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Just walking away:
https://www.worldstarhiphop.com/vide...X6V9PgzO8NHtue
This is just a 5 second Youtube search. He wasn't guilty and that old guy was REALLY lying. You think that old guy is behind bars right now?

Maybe everybody is right, just bend over let em' stick it in and break it off? If my car is hit and I see what is most likely the culprit, I'm not letting them off so easy.
This isn't a Lawyers website giving out legal advice, we're just talking car stuff. I am just giving my opinion on what I'd personally do. I'd take the risk of the Altima owner fessing up.
Your opinion sucks!


Lying and aggression is not a way that anybody should deal with a situation like this and even if they were guilty they would probably deny it after being attacked.


Not a matter of "bending over and taking" anything. Is a matter of honesty and decent human interaction. Preaching deceit and aggression is probably the Florida way though.
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Old 07-29-2019, 02:25 PM   #20
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DASH CAM
Front and back
That is all.
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Old 07-29-2019, 02:26 PM   #21
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https://www.aflab.com/paint-transfer-car-accident/

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Old 07-29-2019, 02:34 PM   #22
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https://www.aflab.com/paint-transfer-car-accident/

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Could probably have the car fixed three times for what that would cost you!
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Old 07-29-2019, 02:37 PM   #23
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Could probably have the car fixed three times for what that would cost you!
In some states the tax payers eat it.

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Old 07-29-2019, 02:46 PM   #24
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In some states the tax payers eat it.

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Like was said I highly doubt there are many local or state police that are going to send paint samples in for analysis on a hit and run fender bender. I know for a fact they would laugh in your face if you asked them to here. I doubt the situation is better in New Jersey.
It sucks that somebody that does that get's away with it but this is the real world where that shit happens.
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Old 07-29-2019, 02:52 PM   #25
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DASH CAM
Front and back
That is all.
This. They're good piece of mind. I got one with front and rear cameras during prime day sales for 80 bucks shipped with our Canadian monopoly money.


Even has shock sensors for situations like this.
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Old 07-29-2019, 03:09 PM   #26
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Like was said I highly doubt there are many local or state police that are going to send paint samples in for analysis on a hit and run fender bender. I know for a fact they would laugh in your face if you asked them to here. I doubt the situation is better in New Jersey.
It sucks that somebody that does that get's away with it but this is the real world where that shit happens.

If a Canadian thinks they will laugh in your face, in NJ you will probably get cement shoes just for suggesting it.
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Old 07-29-2019, 03:10 PM   #27
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Originally Posted by xdavidx View Post
This will depend on how much insurance has to pay out for the repair. If it goes over a certain threshold, it will count against you. You can ask the insurance company what that threshold is and sometimes they will tell you (though sometimes the person you ask doesn't know correctly and gives you the wrong number).
this is not true at all, a hit and run is a no fault accident and will not cause a rate increase.
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Old 07-29-2019, 03:11 PM   #28
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Like was said I highly doubt there are many local or state police that are going to send paint samples in for analysis on a hit and run fender bender. I know for a fact they would laugh in your face if you asked them to here. I doubt the situation is better in New Jersey.
It sucks that somebody that does that get's away with it but this is the real world where that shit happens.
In CT they will.

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