2018 Toyota 86 Insurance - Page 2 - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

Tcoat · 08-01-2018, 08:51 AM

Mine went down. Now at $52 a month.
This is why it is meaningless to compare prices.

iff2mastamatt · 08-01-2018, 10:17 AM

Look at progressive, they're the best I've found around the net price wise. I prepay $450 for 6 months for a 2018 limited BRZ.

bkharmony · 08-01-2018, 11:23 AM

Quote:

Originally Posted by Twin-Dragons

do you know a good site i can use to compare quotes from each company?

Whoa, wait a second! Is this a rare case of a Millennial asking Boomers how to internet?

Tcoat · 08-01-2018, 11:34 AM

Quote:

Originally Posted by bkharmony

Whoa, wait a second! Is this a rare case of a Millennial asking Boomers how to internet?

wolffbite · 08-01-2018, 11:52 AM

Most provinces here will charge you more for being male.

Maybe you can get some mad savings by changing that M to an F like this dude: https://www.cbc.ca/news/canada/calga...erta-1.4754416

Yes I did just assume your gender!

Seriously though, this is a question no one can answer for you. There is no standard across the country for what your insurance will cost you whether you are in Canada or the USA. Too many variables to consider.

Edit: I should read the whole thread as this got posted earlier :P

Tcoat · 08-01-2018, 02:43 PM

Quote:

Originally Posted by wolffbite

Most provinces here will charge you more for being male.

Maybe you can get some mad savings by changing that M to an F like this dude: https://www.cbc.ca/news/canada/calga...erta-1.4754416

Yes I did just assume your gender!

Seriously though, this is a question no one can answer for you. There is no standard across the country for what your insurance will cost you whether you are in Canada or the USA. Too many variables to consider.

Edit: I should read the whole thread as this got posted earlier :P

I once saved $100 a year by moving a block away which put me in a "better" section of town.

wolffbite · 08-01-2018, 02:56 PM

Quote:

Originally Posted by Tcoat

I once saved $100 a year by moving a block away which put me in a "better" section of town.

When I moved out of my parents place to my condo 6km away, mine increased by about $250/year due to my new postal code being a "high crime rate" area. Despite my car being parked on the street at my parents but locked in an underground parkade now...

stevesnj · 08-01-2018, 03:49 PM

Shop around

UFO · 08-01-2018, 04:30 PM

Quote:

Originally Posted by FR-Sky

my insurance for this year went up by $60 sigh wtf

Over the last 12 months my car insurance went up $600 a year! It went up $300 a year shortly after Harvey (lots of people had their rates raised even though they made no claims) and then another $300 for no specific reason. No accidents, no flooding (house flooded, cars didn't), no tickets, same address, same cars, same credit rating, etc.. I was paying nigh on $260 a month for a 2017 Audi S3 and a 2013 Scion FR-S (both garage kept) at 48 years of age with a credit score of 820 and a clean driving record! [Edit] Also have house & flood insurance with the same company.

Switched insurance companies and back down to around $200 a month with the Scion being a few more dollars a month than the the Audi for some reason. I feel I should be paying a lot less but after shopping around insurance rates in Houston are just high.

RToyo86 · 08-01-2018, 04:41 PM

Quote:

Originally Posted by Impureclient

If you haven't changed your gender yet to female, I recommend that to start with.

Proof it works for the naysayers: https://www.autoblog.com/2018/07/27/...car-insurance/

Save 15% on your insurance by switching to woman!

I would say to try companys that work like a broker and shop around for you.

TD, PC operate like that. Or you could simply contact a broker and they'll shop around for you. Depending on where you work some companys offer corporate pricing.

FR-Sky · 08-01-2018, 06:42 PM

Quote:

Originally Posted by UFO

Over the last 12 months my car insurance went up $600 a year! It went up $300 a year shortly after Harvey (lots of people had their rates raised even though they made no claims) and then another $300 for no specific reason. No accidents, no flooding (house flooded, cars didn't), no tickets, same address, same cars, same credit rating, etc.. I was paying nigh on $260 a month for a 2017 Audi S3 and a 2013 Scion FR-S (both garage kept) at 48 years of age with a credit score of 820 and a clean driving record! [Edit] Also have house & flood insurance with the same company.

Switched insurance companies and back down to around $200 a month with the Scion being a few more dollars a month than the the Audi for some reason. I feel I should be paying a lot less but after shopping around insurance rates in Houston are just high.

My went up $60 a month....meaning extra 720 a year....sigh

FRSBRZGT86FAN · 08-01-2018, 06:49 PM

Quote:

Originally Posted by FR-Sky

my insurance for this year went up by $60 sigh wtf

Did your insurance explain why? That's reason enough to shop around for another quote....

Impureclient · 08-01-2018, 07:10 PM

I was in a '99 Chevy Cavalier Z24 and '00 Chevy Expressvan at $150ish a month with whatever company I thought was cheapest.
In '15, I bought the FRS and switched to Progressive and it went down to $90 a month for all three vehicles. Make sure you shop prices every year or so.
Could be my age, credit score, last ticket was a while ago, Moon's alignment but whatever happened I'm not complaining.

mn_ca · 08-01-2018, 07:57 PM

Just shop around. You'll get different quotes with "discounts."

I was paying $720 (or $60) for full coverage for $500 deduc when I bought my 2013 FRS brand new. It eventually went down a bit after a couple years. I pay $120 full coverage for my 2012 Prius, 2016 Rav4 Hybrid, 1995 Celica GT, and 2002 Echo (liability only). I was 27 when I bought my FRS brand new. Now I am 32 with my current cars.

08-01-2018, 08:51 AM	#15
Tcoat Senior Member Join Date: Jul 2014 Drives: 2020 Hakone Location: London, Ont Posts: 69,845 Thanks: 61,656 Thanked 108,286 Times in 46,456 Posts Mentioned: 2497 Post(s) Tagged: 50 Thread(s)	Mine went down. Now at $52 a month. This is why it is meaningless to compare prices. __________________ Racecar spelled backwards is Racecar, because Racecar.

08-01-2018, 03:49 PM	#22
stevesnj Senior Member Join Date: May 2013 Drives: 2016 FR-S Oceanic Blue Location: Southern NJ Posts: 2,958 Thanks: 2,158 Thanked 1,601 Times in 923 Posts Mentioned: 30 Post(s) Tagged: 2 Thread(s)	Shop around __________________ My 2016 Build thread TRD Exhaust with custom quad tips, TRD Lowering Springs,TRD Quick shifter,LED;DRL, Projectors, and turn signals. Re-badge, 86 Nanny, WinmaxW2 Pads, K&N Drop In, Antenna delete

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08-01-2018, 11:52 AM	#19
wolffbite Just the tip Join Date: Mar 2017 Drives: 2017 DGM BRZ Location: BC, CANADA Posts: 632 Thanks: 915 Thanked 876 Times in 377 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	Most provinces here will charge you more for being male. Maybe you can get some mad savings by changing that M to an F like this dude: https://www.cbc.ca/news/canada/calga...erta-1.4754416 Yes I did just assume your gender! Seriously though, this is a question no one can answer for you. There is no standard across the country for what your insurance will cost you whether you are in Canada or the USA. Too many variables to consider. Edit: I should read the whole thread as this got posted earlier :P

08-01-2018, 07:10 PM	#27
Impureclient Banned Join Date: May 2015 Drives: 2015 FR-S Location: NPR, Florida Posts: 2,404 Thanks: 1,802 Thanked 2,903 Times in 1,282 Posts Mentioned: 25 Post(s) Tagged: 2 Thread(s)	I was in a '99 Chevy Cavalier Z24 and '00 Chevy Expressvan at $150ish a month with whatever company I thought was cheapest. In '15, I bought the FRS and switched to Progressive and it went down to $90 a month for all three vehicles. Make sure you shop prices every year or so. Could be my age, credit score, last ticket was a while ago, Moon's alignment but whatever happened I'm not complaining.

08-01-2018, 07:57 PM	#28
mn_ca Senior Member Join Date: Nov 2011 Drives: 2013 frs, 2005 is300 Location: Winter Wonderland Posts: 145 Thanks: 286 Thanked 70 Times in 53 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Just shop around. You'll get different quotes with "discounts." I was paying $720 (or $60) for full coverage for $500 deduc when I bought my 2013 FRS brand new. It eventually went down a bit after a couple years. I pay $120 full coverage for my 2012 Prius, 2016 Rav4 Hybrid, 1995 Celica GT, and 2002 Echo (liability only). I was 27 when I bought my FRS brand new. Now I am 32 with my current cars.

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