Financing a BRZ.

[merlin2111]

While I have a very high credit score I do not have much credit history. I got my car for a little below invoice but am paying 2.9%. Now that I am a few months in I may refinance and see if I can get a lower rate however the price I paid to get the car when I did made sense. If I would have waited another day the car would have gone up 4k so taking the burn on 2.9 and refi was the best for me.


I know they said to focus on the total cost and not the payments but that does not always make sense if you are going to refi.

[Zoti]

1.74% for 60 months with penfed. Check is in hand. Waiting for my car to arrive at the dealer's. my CS is 750.

[2013GTRNate]

Originally Posted by Sbeezy

I wanna be like you lol!

Thank you! I'm very excited to get our vehicles soon...

:happy0180:

[Trigonx]

Originally Posted by tacoss23

Holycrap, yes you did. With 815 score credit unions will pay you interest instead.

Just to give you an idea, my BMW 328i was at 1.89% and not through some special financing offer. That was when I just got out of college 3 years ago, and had like 680 or so.

My recent '13 accord was at 1.9% too, with 714. My gf got her XV crosstek last year for 3.1 % with mid 600s and me co-signing.

So yeah, 2.8% for 815 is not "horrible deal" but sure as hell you can have a line of banks ready to do it for less.

Unless of course you have something along the lines of 3 car loans and mortgage already, that's the only possibility I see going at that rate.

No debt except for this car loan and less than 5k on student loans.