Do i report to insurance? - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

KRUKUSA · 11-18-2013, 07:07 PM

Hello. This morning, someone hit me from the rear end. It felt like a huge hit, but I went to go check it out. There didn't seem to be any scratches or anything. I checked if the reverse light worked, and it seemed fine. I got the person's insurance, but I am not too sure if I should report it. I don't want to report it, if it's going to screw with the person's insurance.

Hopefully someone can help me out.

Foobar · 11-18-2013, 07:08 PM

Insurance likely won't do anything without a police report. So file that first then decide if it's worth pursuing.

Sent from my Nexus 5 using Tapatalk

ExtremeAutowerks · 11-18-2013, 07:11 PM

If no one is hurt, and nothing is damaged, it should be fine. Happened to my ML350, nothing was damaged, and no one was hurt, so i let it slip.

YDNA · 11-18-2013, 07:17 PM

i think your back and neck hurts

z3ro · 11-18-2013, 07:23 PM

Why are you so concerned about the other persons insurance? Thats what its there for. If you hurt or you feel something may be broken, follow through. Youre not going to screw anyone but yourself if you give the other guy a free ride because you dont want to use what the law mandates they carry for situations like this.

whaap · 11-18-2013, 07:28 PM

Check closely for no damage including paint damage. If there's absolutely none, forget about it. If you reported it to your insurance company it should have no impact on your insurance as it would be considered 'non-chargeable'. If there's any, key word being any, damage file a claim against the other guys insurance company.

p.s. I'm a retired insurance claims manager.

Vincenttam · 11-18-2013, 10:34 PM

Yea, i'd say check it again. You're going to regret it when you notice your bumper wiggling a few months down the road. And worry about his insurance, think about yourself before caring for others, cause chances are he wouldn't have been so nice if you smacked him.

KRUKUSA · 11-19-2013, 12:42 AM

Thanks for the good advices. Yeah I know I shouldn't worry about the other person's insurance. It was at a near by hospital. She was probably going max 10 mph and she was pregnant so I felt bad (probably in a rush to get to the hospital). I'm not sure if the rear bumper is wiggly because I never closely looked at it until now.

Choco · 11-19-2013, 04:35 PM

I'm glad there are nice people like you.

7thgear · 11-19-2013, 05:00 PM

Quote:

Originally Posted by z3ro

Why are you so concerned about the other persons insurance? Thats what its there for. If you hurt or you feel something may be broken, follow through. Youre not going to screw anyone but yourself if you give the other guy a free ride because you dont want to use what the law mandates they carry for situations like this.

next time you lightly tap someone's bumper because you were thinking of boobies for a split second too long, and instead of getting a "it's okay, don't worry about it" good-guy-greg... a grumpy asshole who will call the cops, file a police report, call your insurance, and claim that the mole on his left butcheeck was a direct result of your reckles driving...you'll think back to this thread and realize how much of a douche you are.

whaap · 11-19-2013, 05:03 PM

^ One of our better contributing members.

7thgear · 11-19-2013, 05:57 PM

i'm da best

z3ro · 11-20-2013, 10:12 AM

Quote:

Originally Posted by 7thgear

next time you lightly tap someone's bumper because you were thinking of boobies for a split second too long, and instead of getting a "it's okay, don't worry about it" good-guy-greg... a grumpy asshole who will call the cops, file a police report, call your insurance, and claim that the mole on his left butcheeck was a direct result of your reckles driving...you'll think back to this thread and realize how much of a douche you are.

Moles can be an early sign of skin cancer. Damn straight I'd call my insurance.

11-18-2013, 07:07 PM	#1
KRUKUSA Member Join Date: Aug 2013 Drives: Scion FRS Location: Southern California Posts: 48 Thanks: 1 Thanked 3 Times in 3 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	Do i report to insurance? Hello. This morning, someone hit me from the rear end. It felt like a huge hit, but I went to go check it out. There didn't seem to be any scratches or anything. I checked if the reverse light worked, and it seemed fine. I got the person's insurance, but I am not too sure if I should report it. I don't want to report it, if it's going to screw with the person's insurance. Hopefully someone can help me out.

11-19-2013, 05:57 PM	#12
7thgear i'm sorry, what? Join Date: Jan 2012 Drives: Canada Location: I rock a beat harder than you can beat it with rocks Posts: 4,399 Thanks: 357 Thanked 2,508 Times in 1,268 Posts Mentioned: 40 Post(s) Tagged: 3 Thread(s)	i'm da best __________________ don't you think if I was wrong, I'd know it?

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11-18-2013, 07:11 PM	#3
ExtremeAutowerks Senior Member Join Date: Jul 2013 Drives: Scion FRS Location: Cerritos, CA Posts: 265 Thanks: 74 Thanked 48 Times in 41 Posts Mentioned: 8 Post(s) Tagged: 0 Thread(s)	If no one is hurt, and nothing is damaged, it should be fine. Happened to my ML350, nothing was damaged, and no one was hurt, so i let it slip.

11-18-2013, 07:17 PM	#4
YDNA Senior Member Join Date: Jan 2013 Drives: Raven FR-S Location: Orange County Posts: 439 Thanks: 93 Thanked 167 Times in 94 Posts Mentioned: 3 Post(s) Tagged: 0 Thread(s)	i think your back and neck hurts

11-18-2013, 07:23 PM	#5
z3ro Banned Join Date: Oct 2013 Drives: 2013 FR-S Location: Shelby, NC Posts: 626 Thanks: 209 Thanked 409 Times in 144 Posts Mentioned: 15 Post(s) Tagged: 0 Thread(s)	Why are you so concerned about the other persons insurance? Thats what its there for. If you hurt or you feel something may be broken, follow through. Youre not going to screw anyone but yourself if you give the other guy a free ride because you dont want to use what the law mandates they carry for situations like this.

11-18-2013, 07:28 PM	#6
whaap Senior Member Join Date: Dec 2009 Drives: '13 FR-S firestorm, 6 mt - '11 CR-V Location: Tucson Posts: 2,133 Thanks: 243 Thanked 1,387 Times in 657 Posts Mentioned: 36 Post(s) Tagged: 0 Thread(s)	Check closely for no damage including paint damage. If there's absolutely none, forget about it. If you reported it to your insurance company it should have no impact on your insurance as it would be considered 'non-chargeable'. If there's any, key word being any, damage file a claim against the other guys insurance company. p.s. I'm a retired insurance claims manager.

11-18-2013, 10:34 PM	#7
Vincenttam WtsTofu Join Date: Sep 2013 Drives: Ultramarine fr-s Location: Los Angeles? Posts: 1,348 Thanks: 368 Thanked 575 Times in 336 Posts Mentioned: 19 Post(s) Tagged: 0 Thread(s)	Yea, i'd say check it again. You're going to regret it when you notice your bumper wiggling a few months down the road. And worry about his insurance, think about yourself before caring for others, cause chances are he wouldn't have been so nice if you smacked him.

11-19-2013, 12:42 AM	#8
KRUKUSA Member Join Date: Aug 2013 Drives: Scion FRS Location: Southern California Posts: 48 Thanks: 1 Thanked 3 Times in 3 Posts Mentioned: 1 Post(s) Tagged: 0 Thread(s)	Thanks for the good advices. Yeah I know I shouldn't worry about the other person's insurance. It was at a near by hospital. She was probably going max 10 mph and she was pregnant so I felt bad (probably in a rush to get to the hospital). I'm not sure if the rear bumper is wiggly because I never closely looked at it until now.

11-19-2013, 05:03 PM	#11
whaap Senior Member Join Date: Dec 2009 Drives: '13 FR-S firestorm, 6 mt - '11 CR-V Location: Tucson Posts: 2,133 Thanks: 243 Thanked 1,387 Times in 657 Posts Mentioned: 36 Post(s) Tagged: 0 Thread(s)	^ One of our better contributing members.

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