thinking of car finance - Toyota GR86, 86, FR-S and Subaru BRZ Forum & Owners Community

Allan.manta90 · 05-26-2012, 04:38 PM

Most will agree that cash is king. Most will also admit however that they don't have the means to do this. This leaves one option, a car loan. There are a number of different options and ways to approach financing your dream car. I am looking for what is best car loan for me. Actually 5 months from now, I can buy my dream car without the help of car finance.

civicdrivr · 05-26-2012, 09:35 PM

Whats the question?

If you can afford to pay cash in 5 months, wait 5 months.

fatoni · 05-26-2012, 10:06 PM

Quote:

Originally Posted by civicdrivr

Whats the question?

If you can afford to pay cash in 5 months, wait 5 months.

not really. i dont think time comes into play since if you can afford it either way you avoid the bulk of the interest as you would just pay it all off in 5 months. it could be a way of building credit if that was really important or you could benefit from accruing some sort of benefit by using the line of credit

bestwheelbase · 05-27-2012, 02:27 AM

Quote:

Originally Posted by Allan.manta90

I am looking for what is best car loan for me.

How about the one with the smallest interest rate?

/thread

Minions, award me mine internet cookies posthaste!

elijah · 06-06-2012, 06:41 AM

anyone already tried this one? http://www.loans-portal.com/how-to-finance-a-car/ maybe it could help with the finances.

Dimman · 06-06-2012, 07:20 AM

Is this some kind of tag-team spam???

JennaB · 06-25-2012, 01:49 AM

Car finance is often also easier to successfully apply for than a standard bank loan. Many people who have bad credit problems are still able to get a car loan and if you are unable to buy a car in any other way then yes car credit could change your life. Becoming more mobile could enable you to apply for better jobs further afield, for example.

Chewie4299 · 06-25-2012, 02:00 AM

Built the bulk of my current credit standings off my Jeep and Evo loans.

Now I'm sitting pretty. Really, if I had the cash to buy the FR-S outright I'd still finance at as low a rate as I can get and then put all the money into a separate checking account out of which I would have the payments deducted automatically.

Yea, I'd pay interest but I'd consider it a cost associated with further building credit.

Then, if at any point I needed to clear myself of that debt in order to position myself for something else I'd just pay it off.

05-26-2012, 04:38 PM	#1
Allan.manta90 Junior Member Join Date: May 2012 Drives: honda esi Location: Ontario Posts: 3 Thanks: 0 Thanked 0 Times in 0 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	thinking of car finance Most will agree that cash is king. Most will also admit however that they don't have the means to do this. This leaves one option, a car loan. There are a number of different options and ways to approach financing your dream car. I am looking for what is best car loan for me. Actually 5 months from now, I can buy my dream car without the help of car finance. __________________ Car Finance - Get Great Deals so you can live with your dreams. Last edited by Allan.manta90; 05-27-2012 at 11:26 PM.

05-26-2012, 09:35 PM	#2
civicdrivr Senior Member Join Date: Mar 2012 Drives: 2018 Golf R Location: Richmond, VA Posts: 2,807 Thanks: 5,386 Thanked 1,095 Times in 647 Posts Mentioned: 68 Post(s) Tagged: 7 Thread(s)	Whats the question? If you can afford to pay cash in 5 months, wait 5 months. __________________ Parting out HERE

06-06-2012, 06:41 AM	#5
elijah Junior Member Join Date: Jun 2012 Drives: blue bmw Location: philippines Posts: 1 Thanks: 0 Thanked 0 Times in 0 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	hmmm anyone already tried this one? http://www.loans-portal.com/how-to-finance-a-car/ maybe it could help with the finances.

06-25-2012, 01:49 AM	#7
JennaB Junior Member Join Date: Jun 2012 Drives: Red Location: United Kingdom Posts: 5 Thanks: 0 Thanked 0 Times in 0 Posts Mentioned: 0 Post(s) Tagged: 0 Thread(s)	Car finance is often also easier to successfully apply for than a standard bank loan. Many people who have bad credit problems are still able to get a car loan and if you are unable to buy a car in any other way then yes car credit could change your life. Becoming more mobile could enable you to apply for better jobs further afield, for example. __________________ Used Cars

06-25-2012, 02:00 AM	#8
Chewie4299 Spaceman Join Date: Jun 2012 Drives: 2013 Firestorm Scion FR-S Location: Wallingford, CT Posts: 1,581 Thanks: 854 Thanked 860 Times in 468 Posts Mentioned: 26 Post(s) Tagged: 0 Thread(s)	Built the bulk of my current credit standings off my Jeep and Evo loans. Now I'm sitting pretty. Really, if I had the cash to buy the FR-S outright I'd still finance at as low a rate as I can get and then put all the money into a separate checking account out of which I would have the payments deducted automatically. Yea, I'd pay interest but I'd consider it a cost associated with further building credit. Then, if at any point I needed to clear myself of that debt in order to position myself for something else I'd just pay it off. __________________ 2013 Firestorm Scion FR-S - Car Journal

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