Quote:
Originally Posted by Cajun
A girl hit me in the parking lot. Yes I can claim it, but I have a $500 deductible. If the bumper is around $500 then I'm just gonna buy it and not claim it. That way my rates won't go up. Because it happened in a parking lot, I can't claim it on her policy. Cop didn't even do a report, just had us exchange info
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You have a perfect case to make a claim, plus you have her contact information (and thank the cop for making you swap numbers). Call her and tell her you are going to file a claim.
The part & labor will likely be over $500 anyways, so I say go for it.
Your rates will not go up for something happening when you were not in the car.
Of course, if she's cute, of age and you are both single.... Talk about your ice breakers
