Quote:
Originally Posted by FBaxteR-S
Rather than asking people from every geographical area from every demographic, go around to local banks, credit unions, check online quotes, or pick up the phone and call representatives, etc.
You'll find much more value in looking at what local rates are available to you given your own personal circumstances.
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Yep, this is the only way to get the "ballpark" figure you want. Everyone who's posted is from a totally different credit/life/financial background.. There's no way to relate how their rate can be helpful for you.
Credit history, credit score, credit diversity, debt/income ratio, home owner/renter, co-signer, etc.. all affect what rate you'll get. No way anyone's going to post all that up.