BC, I totally feel bad for you. My wife and I were driving north on PCH in bumper-to-bumper US Open traffic and saw a tow truck's flashing lights up ahead. We when got closer we saw your car on the side of the road. You were stopped in front of the Hyatt and surrounded by gawkers. I'm glad no one was hurt and it wasn't your fault. The traffic was crazy that day and full of inexperienced drivers paying attention to everything else but driving.
. I hope the insurance company does right by you.