Quote:
Originally Posted by Grady
Yes, however since you do not have your extras covered you have declared a value of your car to your insurance company, AKA blue book. The other insurance company will use that value also. Not saying you can not work out extra compensation, it just would be a lot easier if you insured your extras.
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yea this is 100% wrong does not matter what my coverage states they damaged my property, thanks for the input though but just a heads up you are spreading misinformation. I am a licensed PA auto damage appraiser and run a body shop, if someone hits you they owe you for complete compensation not what you have your car insured for if i crashed my car and did not properly insure that is a completely different story.