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If you still owe a significant amount of money on the car, your best bet is to use that S/C money to pay down the principal of the car. But if you don't care to do that continue reading.
Turbo vs. Supercharger is a never ending debate, both have their pros/cons. Given your limited knowledge, are you going to have someone else install the kit for you? How about general maintenance? These would be big deciding factors for me, as I would want a kit that is easy to maintain with the smallest amount of failure points possible. If you are not mechanically inclined (which is fine) even small quirks on a forced induction setup could leave you stranded. For example, if your belt breaks on a supercharger and you can't replace it on your own, or have a spare, this could result in the car being undriveable for a few days. Another example is if your intercooler piping blows off on a turbo setup, and the car dies. How will you know what to trouble shoot or fix? These are items that are relatively easy to fix for the average DIYer, but someone who wants to set it and forget it will have a harder time solving these issues if they arise.
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