Quote:
Originally Posted by Djratrap
That's not true, it depends on the amount of damage and the state. It doesn't hurt to ask.
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You're right. I shouldn't have said you can't do it, but Georgia is the only state that requires diminished value to be paid on first party claims. Other states are only required for 3rd party claims. While you could still file a claim against your own insurance for diminished value in certain states, they can possibly raise your rates, and it is not likely worth the hassle in most cases in my opinion. I researched it when I hit a deer with my brand new brz of 3 months, and determined it was not going to be worth the trouble for me. Especially because i'm the kind of person that will keep a car forever and not try to trade it in after a few years, so the loss of value won't really affect me. From what i've read, You may be able to successfully claim it if you try to sell the car right after the accident, but find that you can't sell it for what it should be worth due to the accident.