Quote:
Originally Posted by NYC BRZ
Insurance companies make no sense. I was looking at a C5 Z06 and a C6 Z51 pkg. the 2002 Z06 was 1500 every 6 months while the 2007 C6 Z51 was only $1200. I called to just check out the BRZ and the lady asked for something similar so I told her a Genesis Coupe and they wanted $3000 for 6 months!! I'm 24 with 1 accident 3.5 years ago (wasn't my fault.) My G8 GT costs me $1700 every 6 months and I live in Queens, NY. Worst insurance rates in the country.
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Actuarial science is a complicated field and will always favor the house. Part of it involves past claims/payouts for the same car, cost to repair, driver's history (accidents, tickets...etc.), car demographics, location of car, miles driven per year and theft rates.